Bank net interest margin (%) in Democratic Republic of Congo

Democratic Republic of Congo: Bank net interest margin (%) was 5.5% in 2020. ▼ Falling

Latest (2020)
5.5%
Change on year
down 24.8%
World rank
31st
of 166 countries
All-time high
12.3%
in 2008
All-time low
3.0%
in 2001
Years of data
18
2001–2020

Bank net interest margin in Democratic Republic of Congo, 2001–2020

46810122001201020202001: 3 %2004: 6.1 %2005: 10.7 %2006: 11.7 %2007: 10.8 %2008: 12.3 %2009: 7.7 %2010: 10.1 %2011: 11.5 %2012: 8.2 %2013: 8.8 %2014: 7.6 %2015: 8.1 %2016: 6 %2017: 6.1 %2018: 7.6 %2019: 7.3 %2020: 5.5 %

Source: Bankscope, Bureau van Dijk (BvD). Measured in %.

Analysis

Democratic Republic of Congo recorded 5.5% for bank net interest margin in 2020.

The figure is down 24.8% on the previous year and down 45.4% over ten years.

Over the whole period, bank net interest margin in Democratic Republic of Congo peaked at 12.3% in 2008 and was at its lowest, 3.0%, in 2001.

Democratic Republic of Congo ranks 31st of 166 countries on this measure, in the top quarter.

The long-run direction has been consistently falling across the 18 years of available data.

Bank net interest margin (%) in Democratic Republic of Congo, year by year

Annual values for Bank net interest margin (%) in Democratic Republic of Congo, 2001 to 2020.
Year % Change
2001 3.0% —
2004 6.1% +103.5%
2005 10.7% +75.0%
2006 11.7% +9.3%
2007 10.8% -7.7%
2008 12.3% +13.7%
2009 7.7% -37.7%
2010 10.1% +32.2%
2011 11.5% +13.4%
2012 8.2% -28.9%
2013 8.8% +7.6%
2014 7.6% -13.1%
2015 8.1% +6.1%
2016 6.0% -25.9%
2017 6.1% +2.0%
2018 7.6% +23.9%
2019 7.3% -3.2%
2020 5.5% -24.8%

Democratic Republic of Congo compared with similar countries

  • Democratic Republic of Congo's 5.5% is above the median for low income countries, which is 5.4%, 1.0× the median. (18 countries reporting)
  • Democratic Republic of Congo's 5.5% is above the median for Sub-Saharan Africa, which is 4.4%, 1.2× the median. (38 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2000s 8.9% 3.0% 12.3% 7
2010s 8.1% 6.0% 11.5% 10
2020s 5.5% 5.5% 5.5% 1

Countries ranked near Democratic Republic of Congo

  1. 28 Guatemala 5.8% compare
  2. 29 Mexico 5.7% compare
  3. 30 Guyana 5.5% compare
  4. 32 Kazakhstan 5.5% compare
  5. 33 Georgia 5.4% compare
  6. 34 Mongolia 5.4% compare

See the full ranking of 166 places →

More financial sector data for Democratic Republic of Congo

All data for Democratic Republic of Congo →

Frequently asked questions

What is bank net interest margin in Democratic Republic of Congo?
Bank net interest margin in Democratic Republic of Congo was 5.5% in 2020, according to Bankscope, Bureau van Dijk (BvD).
What is the highest bank net interest margin recorded in Democratic Republic of Congo?
The highest recorded value was 12.3% in 2008.
What is the lowest bank net interest margin recorded in Democratic Republic of Congo?
The lowest recorded value was 3.0% in 2001.
How does Democratic Republic of Congo rank for bank net interest margin?
Democratic Republic of Congo ranks 31st out of 166 countries with data for 2020.
Is bank net interest margin rising or falling in Democratic Republic of Congo?
Over the last ten years it is down 45.4%. The long-run trend across the full record is falling.
Where does this Democratic Republic of Congo data come from?
The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.

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Bank net interest margin in Democratic Republic of Congo. Statizoid, drawing on Bankscope, Bureau van Dijk (BvD). Retrieved 09 November 2026, from https://financial-sector.statizoid.com/stat/bank-net-interest-margin-percent/congo-dem-rep/

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About this data

Indicator
Bank net interest margin (%)
Unit
%
Source
Bankscope, Bureau van Dijk (BvD)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
166 places, 3,163 data points, 2000–2021
Last refreshed

Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.