Bank net interest margin in Georgia
Georgia: Bank net interest margin was 5.4% in 2021. ▼ Falling
Bank net interest margin in Georgia, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
Georgia recorded 5.4% for bank net interest margin in 2021.
That represents a change of up 16.1% on the previous year and down 42.3% over ten years.
Over the whole period, bank net interest margin in Georgia peaked at 21.4% in 2002 and was at its lowest, 4.7%, in 2020.
That places Georgia 33rd out of 165 countries with data for 2021, putting it in the top quarter.
The long-run direction has been consistently falling across the 22 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 12.1% | 7.7% | 21.4% | 10 |
| 2010s | 8.0% | 5.9% | 9.4% | 10 |
| 2020s | 5.1% | 4.7% | 5.4% | 2 |
Countries ranked near Georgia
More financial sector data for Georgia
- Domestic credit to private sector by banks 65.9% (2025)
- Total reserves in months of imports 3.01 (2025)
- Net domestic credit 76.02 billion current LCU (2025)
- Net foreign assets 1.10 billion current LCU (2025)
- Monetary Sector credit to private sector 65.9% (2025)
- Broad money 55.1% (2025)
- Claims on central government, etc. 6.4% (2025)
- Domestic credit to private sector 68.4% (2025)
- Official exchange rate 2.74 LCU per US$, period average (2025)
- Net migration 1,283 (2025)
Frequently asked questions
- What is bank net interest margin in Georgia?
- Bank net interest margin in Georgia was 5.4% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank net interest margin recorded in Georgia?
- The highest recorded value was 21.4% in 2002.
- What is the lowest bank net interest margin recorded in Georgia?
- The lowest recorded value was 4.7% in 2020.
- How does Georgia rank for bank net interest margin?
- Georgia ranks 33rd out of 165 countries with data for 2021.
- Is bank net interest margin rising or falling in Georgia?
- Over the last ten years it is down 42.3%. The long-run trend across the full record is falling.
- Where does this Georgia data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 22 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.