Bank net interest margin (%) in Georgia
Georgia: Bank net interest margin (%) was 5.4% in 2021. ▼ Falling
Bank net interest margin in Georgia, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
Georgia recorded 5.4% for bank net interest margin in 2021.
That represents a change of up 16.1% on the previous year and down 42.3% over ten years.
Over the whole period, bank net interest margin in Georgia peaked at 21.4% in 2002 and was at its lowest, 4.7%, in 2020.
That places Georgia 33rd out of 166 countries with data for 2021, putting it in the top quarter.
The long-run direction has been consistently falling across the 22 years of available data.
Bank net interest margin (%) in Georgia, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 15.6% | — |
| 2001 | 7.7% | -50.4% |
| 2002 | 21.4% | +176.1% |
| 2003 | 16.0% | -25.3% |
| 2004 | 9.2% | -42.6% |
| 2005 | 10.3% | +12.7% |
| 2006 | 10.1% | -2.4% |
| 2007 | 9.3% | -8.1% |
| 2008 | 10.4% | +12.1% |
| 2009 | 11.0% | +6.2% |
| 2010 | 9.0% | -18.4% |
| 2011 | 9.4% | +4.7% |
| 2012 | 9.0% | -4.3% |
| 2013 | 9.2% | +1.9% |
| 2014 | 8.3% | -9.4% |
| 2015 | 7.4% | -10.7% |
| 2016 | 6.6% | -11.5% |
| 2017 | 8.3% | +26.8% |
| 2018 | 6.8% | -18.8% |
| 2019 | 5.9% | -12.5% |
| 2020 | 4.7% | -20.9% |
| 2021 | 5.4% | +16.1% |
Georgia compared with similar countries
- Georgia's 5.4% is above the median for upper middle income countries, which is 3.6%, 1.5× the median. (47 countries reporting)
- Georgia's 5.4% is above the median for Europe & Central Asia, which is 2.0%, 2.7× the median. (50 countries reporting)
Biggest year-on-year movements
Years where Bank net interest margin (%) in Georgia changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2002 | +176.1% | 7.7% | 21.4% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 12.1% | 7.7% | 21.4% | 10 |
| 2010s | 8.0% | 5.9% | 9.4% | 10 |
| 2020s | 5.1% | 4.7% | 5.4% | 2 |
Countries ranked near Georgia
More financial sector data for Georgia
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0.0076 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0.0055 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0.0076 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank net interest margin in Georgia?
- Bank net interest margin in Georgia was 5.4% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank net interest margin recorded in Georgia?
- The highest recorded value was 21.4% in 2002.
- What is the lowest bank net interest margin recorded in Georgia?
- The lowest recorded value was 4.7% in 2020.
- How does Georgia rank for bank net interest margin?
- Georgia ranks 33rd out of 166 countries with data for 2021.
- Is bank net interest margin rising or falling in Georgia?
- Over the last ten years it is down 42.3%. The long-run trend across the full record is falling.
- Where does this Georgia data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 22 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.