Bank net interest margin (%) in Gambia
Gambia: Bank net interest margin (%) was 5.3% in 2020. ▼ Falling
Bank net interest margin in Gambia, 2005–2020
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
In 2020, bank net interest margin in Gambia stood at 5.3%. That is the lowest value across all 11 years on record.
That represents a change of down 22.1% on the previous year and down 18.5% over ten years.
Over the whole period, bank net interest margin in Gambia peaked at 12.7% in 2005 and was at its lowest, 5.3%, in 2020.
Gambia ranks 36th of 166 countries on this measure, in the top quarter.
The long-run direction has been consistently falling across the 11 years of available data.
Bank net interest margin (%) in Gambia, year by year
| Year | % | Change |
|---|---|---|
| 2005 | 12.7% | — |
| 2006 | 11.4% | -10.3% |
| 2007 | 9.2% | -19.0% |
| 2008 | 8.8% | -4.8% |
| 2009 | 6.5% | -26.3% |
| 2015 | 10.2% | +58.3% |
| 2016 | 9.6% | -6.6% |
| 2017 | 8.7% | -9.6% |
| 2018 | 8.4% | -3.5% |
| 2019 | 6.8% | -18.9% |
| 2020 | 5.3% | -22.1% |
Gambia compared with similar countries
- Gambia's 5.3% is below the median for low income countries, which is 5.4%, 98% of the median. (18 countries reporting)
- Gambia's 5.3% is above the median for Sub-Saharan Africa, which is 4.4%, 1.2× the median. (38 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 9.7% | 6.5% | 12.7% | 5 |
| 2010s | 8.7% | 6.8% | 10.2% | 5 |
| 2020s | 5.3% | 5.3% | 5.3% | 1 |
Countries ranked near Gambia
More financial sector data for Gambia
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0049 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 4.54 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0036 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 3.31 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0049 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 4.54 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank net interest margin in Gambia?
- Bank net interest margin in Gambia was 5.3% in 2020, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank net interest margin recorded in Gambia?
- The highest recorded value was 12.7% in 2005.
- What is the lowest bank net interest margin recorded in Gambia?
- The lowest recorded value was 5.3% in 2020.
- How does Gambia rank for bank net interest margin?
- Gambia ranks 36th out of 166 countries with data for 2020.
- Is bank net interest margin rising or falling in Gambia?
- Over the last ten years it is down 18.5%. The long-run trend across the full record is falling.
- Where does this Gambia data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 11 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.