Bank net interest margin (%) in Costa Rica
Costa Rica: Bank net interest margin (%) was 5.2% in 2021. ▼ Falling
Bank net interest margin in Costa Rica, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
In 2021, bank net interest margin in Costa Rica stood at 5.2%.
Compared with earlier readings it is up 4.6% on the previous year and down 12.0% over ten years.
Over the whole period, bank net interest margin in Costa Rica peaked at 9.7% in 2000 and was at its lowest, 4.2%, in 2014.
That places Costa Rica 37th out of 166 countries with data for 2021, putting it in the top quarter.
The long-run direction has been consistently falling across the 22 years of available data.
Bank net interest margin (%) in Costa Rica, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 9.7% | — |
| 2001 | 7.1% | -26.9% |
| 2002 | 7.2% | +0.8% |
| 2003 | 7.4% | +3.5% |
| 2004 | 7.1% | -4.7% |
| 2005 | 6.9% | -2.6% |
| 2006 | 6.9% | -0.2% |
| 2007 | 6.6% | -3.8% |
| 2008 | 5.8% | -11.9% |
| 2009 | 4.7% | -19.7% |
| 2010 | 5.7% | +21.6% |
| 2011 | 5.9% | +3.4% |
| 2012 | 6.0% | +2.8% |
| 2013 | 5.5% | -8.7% |
| 2014 | 4.2% | -23.6% |
| 2015 | 5.0% | +18.2% |
| 2016 | 5.6% | +11.4% |
| 2017 | 5.2% | -6.5% |
| 2018 | 5.1% | -2.0% |
| 2019 | 5.8% | +14.8% |
| 2020 | 4.9% | -15.3% |
| 2021 | 5.2% | +4.6% |
Costa Rica compared with similar countries
- Costa Rica's 5.2% is above the median for high income countries, which is 1.9%, 2.7× the median. (62 countries reporting)
- Costa Rica's 5.2% is above the median for Latin America & Caribbean, which is 4.5%, 1.2× the median. (30 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 6.9% | 4.7% | 9.7% | 10 |
| 2010s | 5.4% | 4.2% | 6.0% | 10 |
| 2020s | 5.1% | 4.9% | 5.2% | 2 |
Countries ranked near Costa Rica
More financial sector data for Costa Rica
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0009 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 18.96 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0007 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 13.85 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0009 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 18.96 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank net interest margin in Costa Rica?
- Bank net interest margin in Costa Rica was 5.2% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank net interest margin recorded in Costa Rica?
- The highest recorded value was 9.7% in 2000.
- What is the lowest bank net interest margin recorded in Costa Rica?
- The lowest recorded value was 4.2% in 2014.
- How does Costa Rica rank for bank net interest margin?
- Costa Rica ranks 37th out of 166 countries with data for 2021.
- Is bank net interest margin rising or falling in Costa Rica?
- Over the last ten years it is down 12.0%. The long-run trend across the full record is falling.
- Where does this Costa Rica data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.