Bank net interest margin in Costa Rica
Costa Rica: Bank net interest margin was 5.2% in 2021. ▼ Falling
Bank net interest margin in Costa Rica, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
In 2021, bank net interest margin in Costa Rica stood at 5.2%.
Compared with earlier readings it is up 4.6% on the previous year and down 12.0% over ten years.
Over the whole period, bank net interest margin in Costa Rica peaked at 9.7% in 2000 and was at its lowest, 4.2%, in 2014.
That places Costa Rica 37th out of 165 countries with data for 2021, putting it in the top quarter.
The long-run direction has been consistently falling across the 22 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 6.9% | 4.7% | 9.7% | 10 |
| 2010s | 5.4% | 4.2% | 6.0% | 10 |
| 2020s | 5.1% | 4.9% | 5.2% | 2 |
Countries ranked near Costa Rica
More financial sector data for Costa Rica
- Net domestic credit (current LCU), per capita 5.79 million current LCU per person (2025)
- Net domestic credit (current LCU), per unit of GDP 289.83 current LCU per US$ of GDP (2025)
- Net domestic credit (current LCU), annual growth rate 0.4016 % change on previous year (2025)
- Gold reserves at 35 SDRs per ounce 0 SDR (2025)
- Gold reserves at market value 0 SDR (2025)
- Reserves excluding gold, foreign exchange 11.97 billion SDR (2025)
- Reserves excluding gold 12.48 billion SDR (2025)
- Total reserves (gold at market value) 12.48 billion SDR (2025)
- Total reserves (gold at national valuation) 12.48 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 2,421 SDR per person (2025)
Frequently asked questions
- What is bank net interest margin in Costa Rica?
- Bank net interest margin in Costa Rica was 5.2% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank net interest margin recorded in Costa Rica?
- The highest recorded value was 9.7% in 2000.
- What is the lowest bank net interest margin recorded in Costa Rica?
- The lowest recorded value was 4.2% in 2014.
- How does Costa Rica rank for bank net interest margin?
- Costa Rica ranks 37th out of 165 countries with data for 2021.
- Is bank net interest margin rising or falling in Costa Rica?
- Over the last ten years it is down 12.0%. The long-run trend across the full record is falling.
- Where does this Costa Rica data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.