Bank net interest margin (%) in Indonesia
Indonesia: Bank net interest margin (%) was 5.1% in 2021. ▬ Flat
Bank net interest margin in Indonesia, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
In 2021, bank net interest margin in Indonesia stood at 5.1%.
That represents a change of up 5.3% on the previous year and down 19.2% over ten years.
Over the whole period, bank net interest margin in Indonesia peaked at 6.8% in 2010 and was at its lowest, 3.9%, in 2001.
That places Indonesia 38th out of 166 countries with data for 2021, putting it in the top quarter.
Bank net interest margin (%) in Indonesia, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 5.1% | — |
| 2001 | 3.9% | -23.3% |
| 2002 | 4.8% | +24.3% |
| 2003 | 5.3% | +10.2% |
| 2004 | 6.4% | +19.1% |
| 2005 | 5.9% | -7.9% |
| 2006 | 6.2% | +5.5% |
| 2007 | 6.5% | +5.4% |
| 2008 | 5.6% | -13.4% |
| 2009 | 6.6% | +17.2% |
| 2010 | 6.8% | +3.8% |
| 2011 | 6.3% | -8.6% |
| 2012 | 5.9% | -6.2% |
| 2013 | 5.2% | -10.9% |
| 2014 | 5.7% | +8.5% |
| 2015 | 6.0% | +5.8% |
| 2016 | 6.4% | +6.6% |
| 2017 | 5.8% | -9.2% |
| 2018 | 5.5% | -6.0% |
| 2019 | 5.5% | +0.2% |
| 2020 | 4.8% | -12.3% |
| 2021 | 5.1% | +5.3% |
Indonesia compared with similar countries
- Indonesia's 5.1% is above the median for upper middle income countries, which is 3.6%, 1.4× the median. (47 countries reporting)
- Indonesia's 5.1% is above the median for East Asia & Pacific, which is 2.0%, 2.5× the median. (18 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 5.6% | 3.9% | 6.6% | 10 |
| 2010s | 5.9% | 5.2% | 6.8% | 10 |
| 2020s | 4.9% | 4.8% | 5.1% | 2 |
Countries ranked near Indonesia
More financial sector data for Indonesia
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0008 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 3.8 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0005 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 2.78 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0008 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 3.8 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank net interest margin in Indonesia?
- Bank net interest margin in Indonesia was 5.1% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank net interest margin recorded in Indonesia?
- The highest recorded value was 6.8% in 2010.
- What is the lowest bank net interest margin recorded in Indonesia?
- The lowest recorded value was 3.9% in 2001.
- How does Indonesia rank for bank net interest margin?
- Indonesia ranks 38th out of 166 countries with data for 2021.
- Is bank net interest margin rising or falling in Indonesia?
- Over the last ten years it is down 19.2%. The long-run trend across the full record is flat.
- Where does this Indonesia data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.