Bank net interest margin in Indonesia
Indonesia: Bank net interest margin was 5.1% in 2021. ▬ Flat
Bank net interest margin in Indonesia, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
In 2021, bank net interest margin in Indonesia stood at 5.1%.
That represents a change of up 5.3% on the previous year and down 19.2% over ten years.
Over the whole period, bank net interest margin in Indonesia peaked at 6.8% in 2010 and was at its lowest, 3.9%, in 2001.
That places Indonesia 38th out of 165 countries with data for 2021, putting it in the top quarter.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 5.6% | 3.9% | 6.6% | 10 |
| 2010s | 5.9% | 5.2% | 6.8% | 10 |
| 2020s | 4.9% | 4.8% | 5.1% | 2 |
Countries ranked near Indonesia
More financial sector data for Indonesia
- Domestic credit to private sector by banks 31.8% (2025)
- Total reserves in months of imports 5.51 (2025)
- Net domestic credit 11,424.30 trillion current LCU (2025)
- Net foreign assets 2,159.04 trillion current LCU (2025)
- Monetary Sector credit to private sector 31.8% (2025)
- Broad money 42.5% (2025)
- Claims on central government, etc. 12.3% (2025)
- Domestic credit to private sector 36.3% (2025)
- Official exchange rate 16,478 LCU per US$, period average (2025)
- Net migration -39,509 (2025)
Frequently asked questions
- What is bank net interest margin in Indonesia?
- Bank net interest margin in Indonesia was 5.1% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank net interest margin recorded in Indonesia?
- The highest recorded value was 6.8% in 2010.
- What is the lowest bank net interest margin recorded in Indonesia?
- The lowest recorded value was 3.9% in 2001.
- How does Indonesia rank for bank net interest margin?
- Indonesia ranks 38th out of 165 countries with data for 2021.
- Is bank net interest margin rising or falling in Indonesia?
- Over the last ten years it is down 19.2%. The long-run trend across the full record is flat.
- Where does this Indonesia data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.