Bank net interest margin (%) in Ethiopia
Ethiopia: Bank net interest margin (%) was 3.6% in 2021. ▲ Rising
Bank net interest margin in Ethiopia, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
Ethiopia recorded 3.6% for bank net interest margin in 2021.
That represents a change of down 26.7% on the previous year and down 34.2% over ten years.
Over the whole period, bank net interest margin in Ethiopia peaked at 7.2% in 2015 and was at its lowest, 2.2%, in 2012.
Ethiopia ranks 64th of 166 countries on this measure, in the middle of the range.
The long-run direction has been consistently rising across the 22 years of available data.
Bank net interest margin (%) in Ethiopia, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 3.2% | — |
| 2001 | 3.3% | +3.6% |
| 2002 | 3.7% | +11.8% |
| 2003 | 3.2% | -12.7% |
| 2004 | 3.4% | +4.4% |
| 2005 | 3.5% | +5.5% |
| 2006 | 4.5% | +26.5% |
| 2007 | 4.6% | +3.8% |
| 2008 | 4.1% | -10.8% |
| 2009 | 5.6% | +34.5% |
| 2010 | 4.5% | -19.6% |
| 2011 | 5.5% | +22.6% |
| 2012 | 2.2% | -59.2% |
| 2013 | 6.9% | +209.5% |
| 2014 | 4.4% | -37.1% |
| 2015 | 7.2% | +65.5% |
| 2016 | 4.9% | -31.6% |
| 2017 | 4.7% | -4.4% |
| 2018 | 5.0% | +5.6% |
| 2019 | 5.1% | +2.5% |
| 2020 | 4.9% | -3.5% |
| 2021 | 3.6% | -26.7% |
Ethiopia compared with similar countries
- Ethiopia's 3.6% is below the median for low income countries, which is 5.4%, 67% of the median. (18 countries reporting)
- Ethiopia's 3.6% is below the median for Sub-Saharan Africa, which is 4.4%, 82% of the median. (38 countries reporting)
Biggest year-on-year movements
Years where Bank net interest margin (%) in Ethiopia changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2013 | +209.5% | 2.2% | 6.9% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 3.9% | 3.2% | 5.6% | 10 |
| 2010s | 5.1% | 2.2% | 7.2% | 10 |
| 2020s | 4.3% | 3.6% | 4.9% | 2 |
Countries ranked near Ethiopia
More financial sector data for Ethiopia
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0001 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0.0759 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0001 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0.0554 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0001 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0.0759 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank net interest margin in Ethiopia?
- Bank net interest margin in Ethiopia was 3.6% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank net interest margin recorded in Ethiopia?
- The highest recorded value was 7.2% in 2015.
- What is the lowest bank net interest margin recorded in Ethiopia?
- The lowest recorded value was 2.2% in 2012.
- How does Ethiopia rank for bank net interest margin?
- Ethiopia ranks 64th out of 166 countries with data for 2021.
- Is bank net interest margin rising or falling in Ethiopia?
- Over the last ten years it is down 34.2%. The long-run trend across the full record is rising.
- Where does this Ethiopia data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.
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CSV · JSON — 22 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.