Bank net interest margin (%) in Montenegro
Montenegro: Bank net interest margin (%) was 3.7% in 2021. ▼ Falling
Bank net interest margin in Montenegro, 2004–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
Montenegro recorded 3.7% for bank net interest margin in 2021.
That represents a change of up 5.6% on the previous year and down 21.8% over ten years.
Over the whole period, bank net interest margin in Montenegro peaked at 8.1% in 2004 and was at its lowest, 3.3%, in 2008.
Montenegro ranks 61st of 166 countries on this measure, in the middle of the range.
The long-run direction has been consistently falling across the 18 years of available data.
Bank net interest margin (%) in Montenegro, year by year
| Year | % | Change |
|---|---|---|
| 2004 | 8.1% | — |
| 2005 | 5.7% | -30.1% |
| 2006 | 4.1% | -27.2% |
| 2007 | 3.8% | -8.1% |
| 2008 | 3.3% | -12.1% |
| 2009 | 4.3% | +29.2% |
| 2010 | 4.2% | -2.1% |
| 2011 | 4.8% | +13.2% |
| 2012 | 4.8% | +0.2% |
| 2013 | 4.8% | +0.2% |
| 2014 | 4.2% | -12.7% |
| 2015 | 4.3% | +2.2% |
| 2016 | 4.3% | -0.3% |
| 2017 | 4.2% | -0.6% |
| 2018 | 4.0% | -5.4% |
| 2019 | 4.3% | +6.4% |
| 2020 | 3.5% | -17.1% |
| 2021 | 3.7% | +5.6% |
Montenegro compared with similar countries
- Montenegro's 3.7% is above the median for upper middle income countries, which is 3.6%, 1.1× the median. (47 countries reporting)
- Montenegro's 3.7% is above the median for Europe & Central Asia, which is 2.0%, 1.9× the median. (50 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 4.9% | 3.3% | 8.1% | 6 |
| 2010s | 4.4% | 4.0% | 4.8% | 10 |
| 2020s | 3.6% | 3.5% | 3.7% | 2 |
Countries ranked near Montenegro
More financial sector data for Montenegro
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0022 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 32.64 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0016 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 23.83 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0022 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 32.64 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank net interest margin in Montenegro?
- Bank net interest margin in Montenegro was 3.7% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank net interest margin recorded in Montenegro?
- The highest recorded value was 8.1% in 2004.
- What is the lowest bank net interest margin recorded in Montenegro?
- The lowest recorded value was 3.3% in 2008.
- How does Montenegro rank for bank net interest margin?
- Montenegro ranks 61st out of 166 countries with data for 2021.
- Is bank net interest margin rising or falling in Montenegro?
- Over the last ten years it is down 21.8%. The long-run trend across the full record is falling.
- Where does this Montenegro data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.