Bank net interest margin in Montenegro
Montenegro: Bank net interest margin was 3.7% in 2021. ▼ Falling
Bank net interest margin in Montenegro, 2004–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
Montenegro recorded 3.7% for bank net interest margin in 2021.
That represents a change of up 5.6% on the previous year and down 21.8% over ten years.
Over the whole period, bank net interest margin in Montenegro peaked at 8.1% in 2004 and was at its lowest, 3.3%, in 2008.
Montenegro ranks 61st of 165 countries on this measure, in the middle of the range.
The long-run direction has been consistently falling across the 18 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 4.9% | 3.3% | 8.1% | 6 |
| 2010s | 4.4% | 4.0% | 4.8% | 10 |
| 2020s | 3.6% | 3.5% | 3.7% | 2 |
Countries ranked near Montenegro
More financial sector data for Montenegro
- Domestic credit to private sector by banks 50.9% (2025)
- Total reserves in months of imports 3.95 (2025)
- Net domestic credit 3.65 billion current LCU (2024)
- Net foreign assets 1.81 billion current LCU (2024)
- Monetary Sector credit to private sector 45.3% (2024)
- Broad money 58.4% (2025)
- Claims on central government, etc. 0.6% (2024)
- Domestic credit to private sector 45.3% (2024)
- Official exchange rate 0.8871 LCU per US$, period average (2025)
- Net migration -9,279 (2025)
Frequently asked questions
- What is bank net interest margin in Montenegro?
- Bank net interest margin in Montenegro was 3.7% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank net interest margin recorded in Montenegro?
- The highest recorded value was 8.1% in 2004.
- What is the lowest bank net interest margin recorded in Montenegro?
- The lowest recorded value was 3.3% in 2008.
- How does Montenegro rank for bank net interest margin?
- Montenegro ranks 61st out of 165 countries with data for 2021.
- Is bank net interest margin rising or falling in Montenegro?
- Over the last ten years it is down 21.8%. The long-run trend across the full record is falling.
- Where does this Montenegro data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.
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CSV · JSON — 18 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.