Bank net interest margin in Spain
Spain: Bank net interest margin was 0.9% in 2021. ▼ Falling
Bank net interest margin in Spain, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
Spain recorded 0.9% for bank net interest margin in 2021.
The figure is down 14.5% on the previous year and down 43.7% over ten years.
Over the whole period, bank net interest margin in Spain peaked at 2.8% in 2002 and was at its lowest, 0.9%, in 2000.
That places Spain 157th out of 166 countries with data for 2021, putting it in the bottom quarter.
The long-run direction has been consistently falling across the 22 years of available data.
Bank net interest margin in Spain, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 0.9% | — |
| 2001 | 2.7% | +207.0% |
| 2002 | 2.8% | +2.1% |
| 2003 | 2.6% | -6.0% |
| 2004 | 2.6% | +1.5% |
| 2005 | 2.7% | +1.6% |
| 2006 | 1.8% | -34.6% |
| 2007 | 1.6% | -8.6% |
| 2008 | 1.4% | -15.4% |
| 2009 | 1.8% | +35.3% |
| 2010 | 1.8% | -1.4% |
| 2011 | 1.6% | -11.2% |
| 2012 | 1.7% | +6.7% |
| 2013 | 1.3% | -22.1% |
| 2014 | 1.3% | -1.9% |
| 2015 | 1.0% | -22.6% |
| 2016 | 1.0% | +1.0% |
| 2017 | 1.1% | +9.7% |
| 2018 | 1.0% | -7.6% |
| 2019 | 1.0% | +0.8% |
| 2020 | 1.1% | +1.1% |
| 2021 | 0.9% | -14.5% |
Spain compared with similar countries
- Spain's 0.9% is below the median for high income countries, which is 1.9%, 47% of the median. (62 countries reporting)
- Spain's 0.9% is below the median for Europe & Central Asia, which is 2.0%, 45% of the median. (50 countries reporting)
Biggest year-on-year movements
Years where Bank net interest margin in Spain changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2001 | +207.0% | 0.9% | 2.7% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 2.1% | 0.9% | 2.8% | 10 |
| 2010s | 1.3% | 1.0% | 1.8% | 10 |
| 2020s | 1.0% | 0.9% | 1.1% | 2 |
Countries ranked near Spain
More financial sector data for Spain
- Reserve position in the IMF, US dollar, annual growth rate 13.53 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 69.18 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 8.11 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0013 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 50.52 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 13.53 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 69.18 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 8.11 % change on previous year (2025)
Frequently asked questions
- What is bank net interest margin in Spain?
- Bank net interest margin in Spain was 0.9% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank net interest margin recorded in Spain?
- The highest recorded value was 2.8% in 2002.
- What is the lowest bank net interest margin recorded in Spain?
- The lowest recorded value was 0.9% in 2000.
- How does Spain rank for bank net interest margin?
- Spain ranks 157th out of 166 countries with data for 2021.
- Is bank net interest margin rising or falling in Spain?
- Over the last ten years it is down 43.7%. The long-run trend across the full record is falling.
- Where does this Spain data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 22 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.