Bank net interest margin (%) in Finland
Finland: Bank net interest margin (%) was 0.8% in 2021. ▼ Falling
Bank net interest margin in Finland, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
The most recent figure for bank net interest margin in Finland is 0.8%, measured in 2021.
That represents a change of up 0.4% on the previous year and up 40.6% over ten years.
Over the whole period, bank net interest margin in Finland peaked at 1.8% in 2000 and was at its lowest, 0.4%, in 2016.
That places Finland 160th out of 166 countries with data for 2021, putting it in the bottom quarter.
The long-run direction has been consistently falling across the 18 years of available data.
Bank net interest margin (%) in Finland, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 1.8% | — |
| 2005 | 0.9% | -51.2% |
| 2006 | 1.0% | +13.6% |
| 2007 | 1.2% | +13.8% |
| 2008 | 1.1% | -5.1% |
| 2009 | 0.8% | -29.4% |
| 2010 | 0.6% | -18.8% |
| 2011 | 0.6% | -10.7% |
| 2012 | 0.5% | -4.9% |
| 2013 | 0.6% | +15.7% |
| 2014 | 0.6% | -4.7% |
| 2015 | 0.4% | -29.5% |
| 2016 | 0.4% | -11.4% |
| 2017 | 0.8% | +107.2% |
| 2018 | 0.5% | -29.9% |
| 2019 | 0.7% | +35.1% |
| 2020 | 0.8% | +9.0% |
| 2021 | 0.8% | +0.4% |
Finland compared with similar countries
- Finland's 0.8% is below the median for high income countries, which is 1.9%, 41% of the median. (62 countries reporting)
- Finland's 0.8% is below the median for Europe & Central Asia, which is 2.0%, 39% of the median. (50 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 1.1% | 0.8% | 1.8% | 6 |
| 2010s | 0.6% | 0.4% | 0.8% | 10 |
| 2020s | 0.8% | 0.8% | 0.8% | 2 |
Countries ranked near Finland
More financial sector data for Finland
- Reserve position in the IMF, US dollar, annual growth rate 7.97 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0027 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 151.59 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 2.82 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.002 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 110.69 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 7.97 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0027 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 151.59 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 2.82 % change on previous year (2025)
Frequently asked questions
- What is bank net interest margin in Finland?
- Bank net interest margin in Finland was 0.8% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank net interest margin recorded in Finland?
- The highest recorded value was 1.8% in 2000.
- What is the lowest bank net interest margin recorded in Finland?
- The lowest recorded value was 0.4% in 2016.
- How does Finland rank for bank net interest margin?
- Finland ranks 160th out of 166 countries with data for 2021.
- Is bank net interest margin rising or falling in Finland?
- Over the last ten years it is up 40.6%. The long-run trend across the full record is falling.
- Where does this Finland data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 18 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.