Bank net interest margin in Finland
Finland: Bank net interest margin was 0.8% in 2021. ▼ Falling
Bank net interest margin in Finland, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
The most recent figure for bank net interest margin in Finland is 0.8%, measured in 2021.
That represents a change of up 0.4% on the previous year and up 40.6% over ten years.
Over the whole period, bank net interest margin in Finland peaked at 1.8% in 2000 and was at its lowest, 0.4%, in 2016.
That places Finland 159th out of 165 countries with data for 2021, putting it in the bottom quarter.
The long-run direction has been consistently falling across the 18 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 1.1% | 0.8% | 1.8% | 6 |
| 2010s | 0.6% | 0.4% | 0.8% | 10 |
| 2020s | 0.8% | 0.8% | 0.8% | 2 |
Countries ranked near Finland
More financial sector data for Finland
- Domestic credit to private sector by banks 90.9% (2024)
- Total reserves in months of imports 1.65 (2025)
- Net domestic credit 364.43 billion current LCU (2024)
- Net foreign assets 60.74 billion current LCU (2024)
- Monetary Sector credit to private sector 92.0% (2024)
- Claims on central government, etc. 13.0% (2024)
- Domestic credit to private sector 92.0% (2024)
- Official exchange rate 0.885 LCU per US$, period average (2025)
- Net migration 18,246 (2025)
- GDP deflator: linked series 115.59 base year varies by country (2025)
Frequently asked questions
- What is bank net interest margin in Finland?
- Bank net interest margin in Finland was 0.8% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank net interest margin recorded in Finland?
- The highest recorded value was 1.8% in 2000.
- What is the lowest bank net interest margin recorded in Finland?
- The lowest recorded value was 0.4% in 2016.
- How does Finland rank for bank net interest margin?
- Finland ranks 159th out of 165 countries with data for 2021.
- Is bank net interest margin rising or falling in Finland?
- Over the last ten years it is up 40.6%. The long-run trend across the full record is falling.
- Where does this Finland data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.
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CSV · JSON — 18 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.