Bank net interest margin in Japan
Japan: Bank net interest margin was 0.5% in 2021. ▼ Falling
Bank net interest margin in Japan, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
The most recent figure for bank net interest margin in Japan is 0.5%, measured in 2021. That is the lowest value across all 22 years on record.
That represents a change of down 2.4% on the previous year and down 51.9% over ten years.
Over the whole period, bank net interest margin in Japan peaked at 1.5% in 2000 and was at its lowest, 0.5%, in 2021.
That places Japan 162nd out of 165 countries with data for 2021, putting it in the bottom quarter.
The long-run direction has been consistently falling across the 22 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 1.3% | 1.1% | 1.5% | 10 |
| 2010s | 0.9% | 0.6% | 1.1% | 10 |
| 2020s | 0.5% | 0.5% | 0.6% | 2 |
Countries ranked near Japan
More financial sector data for Japan
- Domestic credit to private sector by banks 115.9% (2025)
- Total reserves in months of imports 14.01 (2025)
- Net domestic credit 1,825.99 trillion current LCU (2025)
- Net foreign assets 70.71 trillion current LCU (2025)
- Monetary Sector credit to private sector 116.3% (2025)
- Broad money 246.8% (2025)
- Claims on central government, etc. 117.4% (2025)
- Domestic credit to private sector 187.4% (2025)
- Official exchange rate 149.66 LCU per US$, period average (2025)
- Net migration 140,579 (2025)
Frequently asked questions
- What is bank net interest margin in Japan?
- Bank net interest margin in Japan was 0.5% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank net interest margin recorded in Japan?
- The highest recorded value was 1.5% in 2000.
- What is the lowest bank net interest margin recorded in Japan?
- The lowest recorded value was 0.5% in 2021.
- How does Japan rank for bank net interest margin?
- Japan ranks 162nd out of 165 countries with data for 2021.
- Is bank net interest margin rising or falling in Japan?
- Over the last ten years it is down 51.9%. The long-run trend across the full record is falling.
- Where does this Japan data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 22 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.