Bank net interest margin (%) in Japan
Japan: Bank net interest margin (%) was 0.5% in 2021. ▼ Falling
Bank net interest margin in Japan, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
The most recent figure for bank net interest margin in Japan is 0.5%, measured in 2021. That is the lowest value across all 22 years on record.
That represents a change of down 2.4% on the previous year and down 51.9% over ten years.
Over the whole period, bank net interest margin in Japan peaked at 1.5% in 2000 and was at its lowest, 0.5%, in 2021.
That places Japan 163rd out of 166 countries with data for 2021, putting it in the bottom quarter.
The long-run direction has been consistently falling across the 22 years of available data.
Bank net interest margin (%) in Japan, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 1.5% | — |
| 2001 | 1.2% | -17.4% |
| 2002 | 1.3% | +3.1% |
| 2003 | 1.5% | +15.0% |
| 2004 | 1.4% | -4.6% |
| 2005 | 1.2% | -11.7% |
| 2006 | 1.1% | -7.2% |
| 2007 | 1.2% | +5.1% |
| 2008 | 1.2% | +4.5% |
| 2009 | 1.1% | -9.7% |
| 2010 | 1.1% | -0.8% |
| 2011 | 1.1% | +0.5% |
| 2012 | 1.0% | -9.2% |
| 2013 | 0.9% | -13.2% |
| 2014 | 0.9% | +3.1% |
| 2015 | 0.8% | -10.0% |
| 2016 | 0.8% | -8.1% |
| 2017 | 0.7% | -8.3% |
| 2018 | 0.6% | -9.9% |
| 2019 | 0.6% | -5.5% |
| 2020 | 0.6% | -6.0% |
| 2021 | 0.5% | -2.4% |
Japan compared with similar countries
- Japan's 0.5% is below the median for high income countries, which is 1.9%, 28% of the median. (62 countries reporting)
- Japan's 0.5% is below the median for East Asia & Pacific, which is 2.0%, 27% of the median. (18 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 1.3% | 1.1% | 1.5% | 10 |
| 2010s | 0.9% | 0.6% | 1.1% | 10 |
| 2020s | 0.5% | 0.5% | 0.6% | 2 |
Countries ranked near Japan
More financial sector data for Japan
- Reserve position in the IMF, US dollar, annual growth rate 10.42 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0025 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 91.29 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 5.15 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0019 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 66.66 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 10.42 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0025 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 91.29 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 5.15 % change on previous year (2025)
Frequently asked questions
- What is bank net interest margin in Japan?
- Bank net interest margin in Japan was 0.5% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank net interest margin recorded in Japan?
- The highest recorded value was 1.5% in 2000.
- What is the lowest bank net interest margin recorded in Japan?
- The lowest recorded value was 0.5% in 2021.
- How does Japan rank for bank net interest margin?
- Japan ranks 163rd out of 166 countries with data for 2021.
- Is bank net interest margin rising or falling in Japan?
- Over the last ten years it is down 51.9%. The long-run trend across the full record is falling.
- Where does this Japan data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.