Bank net interest margin in France
France: Bank net interest margin was 0.5% in 2021. ▼ Falling
Bank net interest margin in France, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
France recorded 0.5% for bank net interest margin in 2021.
The figure is up 5.8% on the previous year and down 46.3% over ten years.
Over the whole period, bank net interest margin in France peaked at 1.2% in 2002 and was at its lowest, 0.4%, in 2019.
France ranks 163rd of 165 countries on this measure, in the bottom quarter.
The long-run direction has been consistently falling across the 22 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 0.9% | 0.6% | 1.2% | 10 |
| 2010s | 0.7% | 0.4% | 1.0% | 10 |
| 2020s | 0.5% | 0.5% | 0.5% | 2 |
Countries ranked near France
More financial sector data for France
- Domestic credit to private sector by banks 103.9% (2024)
- Total reserves in months of imports 3.45 (2025)
- Net domestic credit 5.04 trillion current LCU (2024)
- Net foreign assets 627.47 billion current LCU (2024)
- Monetary Sector credit to private sector 107.6% (2024)
- Claims on central government, etc. 29.0% (2024)
- Domestic credit to private sector 107.6% (2024)
- Official exchange rate 0.885 LCU per US$, period average (2025)
- Net migration 91,737 (2025)
- GDP deflator: linked series 113.08 base year varies by country (2025)
Frequently asked questions
- What is bank net interest margin in France?
- Bank net interest margin in France was 0.5% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank net interest margin recorded in France?
- The highest recorded value was 1.2% in 2002.
- What is the lowest bank net interest margin recorded in France?
- The lowest recorded value was 0.4% in 2019.
- How does France rank for bank net interest margin?
- France ranks 163rd out of 165 countries with data for 2021.
- Is bank net interest margin rising or falling in France?
- Over the last ten years it is down 46.3%. The long-run trend across the full record is falling.
- Where does this France data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 22 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.