Bank net interest margin (%) in France
France: Bank net interest margin (%) was 0.5% in 2021. ▼ Falling
Bank net interest margin in France, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
France recorded 0.5% for bank net interest margin in 2021.
The figure is up 5.8% on the previous year and down 46.3% over ten years.
Over the whole period, bank net interest margin in France peaked at 1.2% in 2002 and was at its lowest, 0.4%, in 2019.
France ranks 164th of 166 countries on this measure, in the bottom quarter.
The long-run direction has been consistently falling across the 22 years of available data.
Bank net interest margin (%) in France, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 0.9% | — |
| 2001 | 0.9% | -6.3% |
| 2002 | 1.2% | +30.9% |
| 2003 | 1.1% | -3.3% |
| 2004 | 1.0% | -11.0% |
| 2005 | 0.8% | -17.1% |
| 2006 | 0.7% | -12.3% |
| 2007 | 0.6% | -13.1% |
| 2008 | 0.9% | +43.5% |
| 2009 | 1.0% | +12.6% |
| 2010 | 0.9% | -11.3% |
| 2011 | 1.0% | +7.6% |
| 2012 | 0.8% | -15.2% |
| 2013 | 0.9% | +12.7% |
| 2014 | 0.7% | -23.1% |
| 2015 | 0.6% | -20.8% |
| 2016 | 0.6% | +4.0% |
| 2017 | 0.6% | +0.7% |
| 2018 | 0.5% | -19.2% |
| 2019 | 0.4% | -18.4% |
| 2020 | 0.5% | +26.3% |
| 2021 | 0.5% | +5.8% |
France compared with similar countries
- France's 0.5% is below the median for high income countries, which is 1.9%, 27% of the median. (62 countries reporting)
- France's 0.5% is below the median for Europe & Central Asia, which is 2.0%, 26% of the median. (50 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 0.9% | 0.6% | 1.2% | 10 |
| 2010s | 0.7% | 0.4% | 1.0% | 10 |
| 2020s | 0.5% | 0.5% | 0.5% | 2 |
Countries ranked near France
More financial sector data for France
- Reserve position in the IMF, US dollar, annual growth rate 12.73 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0021 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 104.69 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 7.35 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0016 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 76.44 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 12.73 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0021 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 104.69 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 7.35 % change on previous year (2025)
Frequently asked questions
- What is bank net interest margin in France?
- Bank net interest margin in France was 0.5% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank net interest margin recorded in France?
- The highest recorded value was 1.2% in 2002.
- What is the lowest bank net interest margin recorded in France?
- The lowest recorded value was 0.4% in 2019.
- How does France rank for bank net interest margin?
- France ranks 164th out of 166 countries with data for 2021.
- Is bank net interest margin rising or falling in France?
- Over the last ten years it is down 46.3%. The long-run trend across the full record is falling.
- Where does this France data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 22 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.