Bank net interest margin (%) in Laos
Laos: Bank net interest margin (%) was 0.8% in 2021. ▼ Falling
Bank net interest margin in Laos, 2009–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
The most recent figure for bank net interest margin in Laos is 0.8%, measured in 2021. That is the lowest value across all 11 years on record.
Compared with earlier readings it is down 70.5% on the previous year and down 84.8% over ten years.
Over the whole period, bank net interest margin in Laos peaked at 5.4% in 2013 and was at its lowest, 0.8%, in 2021.
That places Laos 162nd out of 166 countries with data for 2021, putting it in the bottom quarter.
The long-run direction has been consistently falling across the 11 years of available data.
Bank net interest margin (%) in Laos, year by year
| Year | % | Change |
|---|---|---|
| 2009 | 4.7% | — |
| 2012 | 5.1% | +9.6% |
| 2013 | 5.4% | +6.9% |
| 2014 | 3.0% | -45.2% |
| 2015 | 2.9% | -1.9% |
| 2016 | 2.6% | -12.2% |
| 2017 | 3.1% | +19.9% |
| 2018 | 2.9% | -6.2% |
| 2019 | 2.7% | -6.2% |
| 2020 | 2.6% | -3.5% |
| 2021 | 0.8% | -70.5% |
Laos compared with similar countries
- Laos's 0.8% is below the median for lower middle income countries, which is 3.8%, 20% of the median. (38 countries reporting)
- Laos's 0.8% is below the median for East Asia & Pacific, which is 2.0%, 38% of the median. (18 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 4.7% | 4.7% | 4.7% | 1 |
| 2010s | 3.5% | 2.6% | 5.4% | 8 |
| 2020s | 1.7% | 0.8% | 2.6% | 2 |
Countries ranked near Laos
More financial sector data for Laos
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 2.3 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0007 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 1.68 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 2.3 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank net interest margin in Laos?
- Bank net interest margin in Laos was 0.8% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank net interest margin recorded in Laos?
- The highest recorded value was 5.4% in 2013.
- What is the lowest bank net interest margin recorded in Laos?
- The lowest recorded value was 0.8% in 2021.
- How does Laos rank for bank net interest margin?
- Laos ranks 162nd out of 166 countries with data for 2021.
- Is bank net interest margin rising or falling in Laos?
- Over the last ten years it is down 84.8%. The long-run trend across the full record is falling.
- Where does this Laos data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank net interest margin (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from Bankscope. Data2080[t] / ((data2010[t] + data2010[t-1])/2). Numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.