Bank non-performing loans to gross loans (%) in Bulgaria
Bulgaria: Bank non-performing loans to gross loans (%) was 5.8% in 2020. ◆ Volatile
Bank non-performing loans to gross loans in Bulgaria, 1999–2020
Source: Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF). Measured in %.
Analysis
Bulgaria recorded 5.8% for bank non-performing loans to gross loans in 2020.
The figure is down 12.4% on the previous year and down 51.3% over ten years.
Over the whole period, bank non-performing loans to gross loans in Bulgaria peaked at 26.7% in 1999 and was at its lowest, 2.0%, in 2004.
Bulgaria ranks 51st of 141 countries on this measure, in the middle of the range.
The series is highly variable year to year, so single readings are best treated with caution.
Bank non-performing loans to gross loans (%) in Bulgaria, year by year
| Year | % | Change |
|---|---|---|
| 1999 | 26.7% | — |
| 2000 | 17.3% | -35.2% |
| 2001 | 3.4% | -80.3% |
| 2002 | 2.6% | -23.5% |
| 2003 | 3.2% | +23.1% |
| 2004 | 2.0% | -37.5% |
| 2005 | 2.2% | +10.0% |
| 2006 | 2.2% | +0.0% |
| 2007 | 2.1% | -4.5% |
| 2008 | 2.4% | +14.3% |
| 2009 | 6.4% | +166.7% |
| 2010 | 11.9% | +86.2% |
| 2011 | 15.0% | +25.6% |
| 2012 | 16.6% | +11.0% |
| 2013 | 16.9% | +1.5% |
| 2014 | 16.7% | -0.8% |
| 2015 | 14.6% | -12.7% |
| 2016 | 13.2% | -9.8% |
| 2017 | 10.4% | -20.8% |
| 2018 | 7.8% | -25.2% |
| 2019 | 6.6% | -15.1% |
| 2020 | 5.8% | -12.4% |
Bulgaria compared with similar countries
- Bulgaria's 5.8% is above the median for high income countries, which is 2.0%, 2.9× the median. (55 countries reporting)
- Bulgaria's 5.8% is above the median for Europe & Central Asia, which is 3.1%, 1.9× the median. (47 countries reporting)
Biggest year-on-year movements
Years where Bank non-performing loans to gross loans (%) in Bulgaria changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2009 | +166.7% | 2.4% | 6.4% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 26.7% | 26.7% | 26.7% | 1 |
| 2000s | 4.4% | 2.0% | 17.3% | 10 |
| 2010s | 13.0% | 6.6% | 16.9% | 10 |
| 2020s | 5.8% | 5.8% | 5.8% | 1 |
Countries ranked near Bulgaria
More financial sector data for Bulgaria
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 20.89 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0008 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 15.25 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 20.89 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank non-performing loans to gross loans in Bulgaria?
- Bank non-performing loans to gross loans in Bulgaria was 5.8% in 2020, according to Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF).
- What is the highest bank non-performing loans to gross loans recorded in Bulgaria?
- The highest recorded value was 26.7% in 1999.
- What is the lowest bank non-performing loans to gross loans recorded in Bulgaria?
- The lowest recorded value was 2.0% in 2004.
- How does Bulgaria rank for bank non-performing loans to gross loans?
- Bulgaria ranks 51st out of 141 countries with data for 2020.
- Is bank non-performing loans to gross loans rising or falling in Bulgaria?
- Over the last ten years it is down 51.3%. The long-run trend across the full record is volatile.
- Where does this Bulgaria data come from?
- The figures come from Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF), published as part of Bank non-performing loans to gross loans (%). Statizoid updates them automatically from the source API.
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About this data
Reported by IMF staff. Note that due to differences in national accounting, taxation, and supervisory regimes, these data are not strictly comparable across countries.