Bank non-performing loans to gross loans (%) by country
Reported by IMF staff. Note that due to differences in national accounting, taxation, and supervisory regimes, these data are not strictly comparable across countries.
Countries reporting
141
Highest
48.8%
Equatorial Guinea
Lowest
0.0%
Turkmenistan
Median
3.9%
Years covered
23
1998–2020
Data points
2,464
What the numbers show
Bank non-performing loans to gross loans (%) is currently reported for 141 countries. The highest value is 48.8% in Equatorial Guinea; the lowest is 0.0% in Turkmenistan.
The median across all reporting countries is 3.9%, and the mean is 6.7%.
The gap between the highest and lowest reporting country is a factor of about 4,881.
Over the past decade 58 countries rose and 81 fell. The largest increase was in Congo (up 2,466.6%), and the largest decrease in Lithuania (down 95.8%).
Bank non-performing loans to gross loans: full country ranking
| # | Country | Latest | Year | 10-year change | Trend |
|---|---|---|---|---|---|
| 1 | Equatorial Guinea | 48.8% | 2019 | up 934.1% | volatile |
| 2 | Ukraine | 41.0% | 2020 | up 168.6% | volatile |
| 3 | Sierra Leone | 31.7% | 2015 | up 18.4% | rising |
| 4 | Mauritania | 27.6% | 2015 | down 39.1% | falling |
| 5 | Greece | 27.0% | 2020 | up 195.9% | volatile |
| 6 | Congo | 24.8% | 2020 | up 2,466.6% | volatile |
| 7 | Yemen | 24.7% | 2014 | up 77.7% | rising |
| 8 | Lebanon | 23.8% | 2020 | up 297.0% | volatile |
| 9 | Chad | 22.6% | 2020 | up 127.6% | rising |
| 10 | Serbia | 21.6% | 2015 | down 2.8% | falling |
| 11 | Tajikistan | 19.1% | 2015 | up 68.6% | rising |
| 12 | Senegal | 18.8% | 2015 | up 58.0% | rising |
| 13 | Vanuatu | 16.1% | 2018 | up 236.6% | rising |
| 14 | Cyprus | 15.0% | 2020 | up 158.0% | volatile |
| 15 | Ghana | 14.8% | 2020 | down 18.1% | flat |
| 16 | Grenada | 14.6% | 2014 | up 148.0% | rising |
| 17 | Tunisia | 14.5% | 2015 | down 30.6% | falling |
| 18 | Kenya | 14.1% | 2020 | up 124.7% | volatile |
| 19 | Cameroon | 13.3% | 2020 | up 31.5% | rising |
| 20 | Djibouti | 13.3% | 2020 | up 42.5% | rising |
| 21 | Central African Republic | 13.1% | 2020 | up 3.3% | flat |
| 22 | Algeria | 12.7% | 2018 | down 39.8% | falling |
| 23 | Burundi | 12.7% | 2018 | up 36.3% | rising |
| 24 | Zambia | 11.6% | 2020 | down 21.5% | flat |
| 25 | Solomon Islands | 10.8% | 2020 | up 15.9% | rising |
| 26 | Saint Vincent and the Grenadines | 9.6% | 2015 | up 14.2% | rising |
| 27 | Guinea | 9.4% | 2020 | up 51.2% | rising |
| 28 | Pakistan | 9.2% | 2020 | down 37.7% | falling |
| 29 | Russian Federation | 8.8% | 2020 | up 6.4% | rising |
| 30 | Tanzania, United Republic of | 8.7% | 2020 | up 10.9% | volatile |
| 31 | Bhutan | 8.4% | 2019 | up 24.2% | rising |
| 32 | Kazakhstan | 8.4% | 2020 | down 60.1% | falling |
| 33 | Maldives | 8.3% | 2020 | down 60.4% | falling |
| 34 | Gabon | 8.2% | 2020 | up 158.5% | falling |
| 35 | United Arab Emirates | 8.2% | 2020 | up 54.8% | volatile |
| 36 | Albania | 8.1% | 2020 | down 41.9% | volatile |
| 37 | India | 7.9% | 2020 | up 232.7% | volatile |
| 38 | Bangladesh | 7.7% | 2020 | up 32.3% | volatile |
| 39 | Eswatini | 7.7% | 2020 | down 1.5% | rising |
| 40 | Madagascar | 7.6% | 2020 | down 20.7% | falling |
| 41 | Republic of Moldova | 7.4% | 2020 | down 44.6% | rising |
| 42 | Egypt | 7.2% | 2015 | down 72.8% | falling |
| 43 | Croatia | 7.2% | 2020 | down 35.3% | rising |
| 44 | Kyrgyzstan | 7.1% | 2015 | up 14.5% | rising |
| 45 | Morocco | 6.9% | 2014 | down 64.4% | falling |
| 46 | Armenia | 6.6% | 2020 | up 115.5% | volatile |
| 47 | Namibia | 6.4% | 2020 | up 225.4% | rising |
| 48 | Mauritius | 6.2% | 2020 | up 124.4% | flat |
| 49 | Bosnia and Herzegovina | 6.1% | 2020 | down 46.4% | rising |
| 50 | Nigeria | 6.0% | 2020 | down 70.1% | volatile |
| 51 | Bulgaria | 5.8% | 2020 | down 51.3% | volatile |
| 52 | Jordan | 5.7% | 2019 | down 15.4% | volatile |
| 53 | Malawi | 5.4% | 2020 | down 25.4% | falling |
| 54 | Azerbaijan | 5.2% | 2015 | up 50.0% | rising |
| 55 | Uganda | 5.2% | 2020 | up 180.2% | volatile |
| 56 | South Africa | 5.2% | 2020 | down 10.6% | rising |
| 57 | South Sudan | 5.1% | 2015 | down 63.6% | falling |
| 58 | Sri Lanka | 4.9% | 2020 | up 29.2% | flat |
| 59 | Portugal | 4.9% | 2020 | down 8.4% | volatile |
| 60 | Belarus | 4.8% | 2020 | up 36.1% | volatile |
| 61 | Colombia | 4.8% | 2020 | up 67.7% | volatile |
| 62 | Bahrain | 4.4% | 2015 | up 91.6% | rising |
| 63 | Rwanda | 4.4% | 2020 | down 40.4% | volatile |
| 64 | Italy | 4.4% | 2020 | down 56.5% | rising |
| 65 | Botswana | 4.3% | 2020 | up 65.0% | rising |
| 66 | Mozambique | 4.3% | 2015 | up 22.9% | volatile |
| 67 | Fiji | 4.3% | 2020 | down 1.9% | falling |
| 68 | Lesotho | 4.2% | 2020 | up 38.4% | rising |
| 69 | Peru | 4.1% | 2020 | up 36.4% | volatile |
| 70 | Türkiye | 3.9% | 2020 | up 11.5% | volatile |
| 71 | Brunei Darussalam | 3.9% | 2020 | down 43.6% | falling |
| 72 | Argentina | 3.9% | 2020 | up 82.4% | volatile |
| 73 | Romania | 3.8% | 2020 | down 67.7% | volatile |
| 74 | Poland | 3.7% | 2020 | down 24.7% | volatile |
| 75 | Malta | 3.7% | 2020 | down 47.8% | falling |
| 76 | Tonga | 3.7% | 2020 | — | volatile |
| 77 | Ireland | 3.5% | 2020 | down 72.9% | volatile |
| 78 | Philippines | 3.5% | 2020 | up 4.5% | volatile |
| 79 | Seychelles | 3.3% | 2020 | down 40.3% | rising |
| 80 | North Macedonia | 3.3% | 2020 | down 63.9% | volatile |
| 81 | Thailand | 3.2% | 2020 | down 16.9% | volatile |
| 82 | Trinidad and Tobago | 3.2% | 2020 | down 47.5% | falling |
| 83 | Ecuador | 3.2% | 2019 | down 23.1% | volatile |
| 84 | Latvia | 3.1% | 2020 | down 80.6% | volatile |
| 85 | Honduras | 3.1% | 2020 | down 16.2% | volatile |
| 86 | Slovenia | 3.0% | 2020 | down 63.3% | volatile |
| 87 | Czechia | 3.0% | 2020 | down 45.1% | volatile |
| 88 | Samoa | 2.9% | 2020 | down 38.2% | falling |
| 89 | Iceland | 2.9% | 2020 | down 79.4% | volatile |
| 90 | Spain | 2.9% | 2020 | down 38.9% | volatile |
| 91 | Kuwait | 2.8% | 2015 | down 31.7% | volatile |
| 92 | Indonesia | 2.8% | 2020 | up 8.6% | volatile |
| 93 | France | 2.7% | 2020 | down 28.0% | falling |
| 94 | Slovakia | 2.5% | 2020 | down 56.7% | volatile |
| 95 | Costa Rica | 2.4% | 2020 | up 31.0% | falling |
| 96 | Mexico | 2.4% | 2020 | up 18.9% | volatile |
| 97 | Paraguay | 2.4% | 2020 | up 67.4% | volatile |
| 98 | Georgia | 2.3% | 2020 | down 61.7% | volatile |
| 99 | Brazil | 2.2% | 2020 | down 27.8% | falling |
| 100 | Saudi Arabia | 2.2% | 2020 | down 26.5% | volatile |
| 101 | Belgium | 2.1% | 2020 | down 26.0% | rising |
| 102 | Uzbekistan | 2.1% | 2020 | up 113.5% | falling |
| 103 | Panama | 2.0% | 2020 | up 91.6% | falling |
| 104 | Netherlands | 1.9% | 2020 | down 33.4% | flat |
| 105 | China | 1.8% | 2020 | up 62.5% | volatile |
| 106 | Guatemala | 1.8% | 2020 | down 13.3% | volatile |
| 107 | Cambodia | 1.8% | 2020 | down 42.1% | falling |
| 108 | Denmark | 1.8% | 2020 | down 55.4% | volatile |
| 109 | Oman | 1.8% | 2015 | down 74.3% | volatile |
| 110 | Nepal | 1.7% | 2020 | — | flat |
| 111 | Uruguay | 1.6% | 2020 | down 32.6% | volatile |
| 112 | Bolivia, Plurinational State of | 1.6% | 2015 | down 85.8% | volatile |
| 112 | Qatar | 1.6% | 2015 | up 33.3% | rising |
| 114 | Austria | 1.6% | 2020 | down 44.3% | falling |
| 115 | El Salvador | 1.6% | 2020 | down 59.7% | falling |
| 116 | Malaysia | 1.6% | 2020 | down 53.3% | volatile |
| 117 | Dominican Republic | 1.6% | 2019 | down 63.9% | volatile |
| 118 | Chile | 1.6% | 2020 | down 42.3% | rising |
| 119 | Viet Nam | 1.5% | 2019 | down 16.6% | falling |
| 120 | Israel | 1.5% | 2020 | up 5.4% | volatile |
| 121 | Finland | 1.5% | 2020 | up 142.0% | volatile |
| 122 | Singapore | 1.3% | 2019 | down 34.7% | volatile |
| 123 | United Kingdom of Great Britain and Northern Ireland | 1.2% | 2020 | down 69.3% | volatile |
| 124 | Japan | 1.1% | 2020 | down 53.6% | volatile |
| 125 | Australia | 1.1% | 2020 | down 48.4% | volatile |
| 126 | United States of America | 1.1% | 2020 | down 75.7% | volatile |
| 127 | Germany | 1.1% | 2019 | down 68.2% | falling |
| 128 | Luxembourg | 1.0% | 2020 | up 315.8% | volatile |
| 129 | Lithuania | 1.0% | 2020 | down 95.8% | volatile |
| 130 | Hungary | 0.9% | 2020 | down 90.7% | volatile |
| 131 | Hong Kong, China | 0.9% | 2020 | up 8.7% | volatile |
| 132 | Venezuela, Bolivarian Republic of | 0.8% | 2014 | down 70.0% | volatile |
| 133 | Switzerland | 0.7% | 2020 | down 18.8% | volatile |
| 134 | Norway | 0.7% | 2020 | down 51.6% | falling |
| 135 | Canada | 0.5% | 2020 | down 55.3% | falling |
| 136 | Sweden | 0.5% | 2020 | down 34.5% | volatile |
| 137 | New Zealand | 0.5% | 2015 | up 66.7% | falling |
| 138 | Macau, China | 0.3% | 2020 | down 11.6% | falling |
| 139 | Estonia | 0.3% | 2020 | down 93.5% | volatile |
| 140 | Republic of Korea | 0.2% | 2020 | down 59.8% | volatile |
| 141 | Turkmenistan | 0.0% | 2014 | down 90.0% | volatile |
About this data
Reported by IMF staff. Note that due to differences in national accounting, taxation, and supervisory regimes, these data are not strictly comparable across countries.