Bank non-performing loans to gross loans (%) in United Kingdom
United Kingdom: Bank non-performing loans to gross loans (%) was 1.2% in 2020. ◆ Volatile
Bank non-performing loans to gross loans in United Kingdom, 1998–2020
Source: Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF). Measured in %.
Analysis
United Kingdom recorded 1.2% for bank non-performing loans to gross loans in 2020.
Compared with earlier readings it is up 12.6% on the previous year and down 69.3% over ten years.
Over the whole period, bank non-performing loans to gross loans in United Kingdom peaked at 4.0% in 2011 and was at its lowest, 0.7%, in 2017.
That places United Kingdom 123rd out of 141 countries with data for 2020, putting it in the bottom quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Bank non-performing loans to gross loans (%) in United Kingdom, year by year
| Year | % | Change |
|---|---|---|
| 1998 | 3.2% | — |
| 1999 | 3.0% | -6.3% |
| 2000 | 2.5% | -16.7% |
| 2001 | 2.6% | +4.0% |
| 2002 | 2.6% | +0.0% |
| 2003 | 2.5% | -3.8% |
| 2004 | 1.9% | -24.0% |
| 2005 | 1.0% | -47.4% |
| 2006 | 0.9% | -10.0% |
| 2007 | 0.9% | +0.0% |
| 2008 | 1.6% | +77.8% |
| 2009 | 3.5% | +118.7% |
| 2010 | 4.0% | +13.0% |
| 2011 | 4.0% | +0.2% |
| 2012 | 3.6% | -9.5% |
| 2013 | 3.1% | -13.2% |
| 2014 | 1.7% | -46.8% |
| 2015 | 1.0% | -38.7% |
| 2016 | 0.9% | -7.3% |
| 2017 | 0.7% | -21.9% |
| 2018 | 1.1% | +46.0% |
| 2019 | 1.1% | +0.6% |
| 2020 | 1.2% | +12.6% |
United Kingdom compared with similar countries
- United Kingdom's 1.2% is below the median for high income countries, which is 2.0%, 60% of the median. (55 countries reporting)
- United Kingdom's 1.2% is below the median for Europe & Central Asia, which is 3.1%, 39% of the median. (47 countries reporting)
Biggest year-on-year movements
Years where Bank non-performing loans to gross loans (%) in United Kingdom changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2009 | +118.7% | 1.6% | 3.5% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 3.1% | 3.0% | 3.2% | 2 |
| 2000s | 2.0% | 0.9% | 3.5% | 10 |
| 2010s | 2.1% | 0.7% | 4.0% | 10 |
| 2020s | 1.2% | 1.2% | 1.2% | 1 |
Countries ranked near United Kingdom
More financial sector data for United Kingdom
- Reserve position in the IMF, US dollar, annual growth rate 10.56 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 104.99 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 5.29 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0013 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 76.66 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 10.56 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 104.99 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 5.29 % change on previous year (2025)
Frequently asked questions
- What is bank non-performing loans to gross loans in United Kingdom?
- Bank non-performing loans to gross loans in United Kingdom was 1.2% in 2020, according to Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF).
- What is the highest bank non-performing loans to gross loans recorded in United Kingdom?
- The highest recorded value was 4.0% in 2011.
- What is the lowest bank non-performing loans to gross loans recorded in United Kingdom?
- The lowest recorded value was 0.7% in 2017.
- How does United Kingdom rank for bank non-performing loans to gross loans?
- United Kingdom ranks 123rd out of 141 countries with data for 2020.
- Is bank non-performing loans to gross loans rising or falling in United Kingdom?
- Over the last ten years it is down 69.3%. The long-run trend across the full record is volatile.
- Where does this United Kingdom data come from?
- The figures come from Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF), published as part of Bank non-performing loans to gross loans (%). Statizoid updates them automatically from the source API.
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About this data
Reported by IMF staff. Note that due to differences in national accounting, taxation, and supervisory regimes, these data are not strictly comparable across countries.