Bank non-performing loans to gross loans in United States of America
United States of America: Bank non-performing loans to gross loans was 1.1% in 2020. ◆ Volatile
Bank non-performing loans to gross loans in United States of America, 1998–2020
Source: Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for bank non-performing loans to gross loans in United States of America is 1.1%, measured in 2020.
Compared with earlier readings it is up 24.6% on the previous year and down 75.7% over ten years.
Over the whole period, bank non-performing loans to gross loans in United States of America peaked at 5.0% in 2009 and was at its lowest, 0.7%, in 2005.
That places United States of America 126th out of 141 countries with data for 2020, putting it in the bottom quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Bank non-performing loans to gross loans in United States of America, year by year
| Year | % | Change |
|---|---|---|
| 1998 | 1.0% | — |
| 1999 | 1.0% | +0.0% |
| 2000 | 1.1% | +10.0% |
| 2001 | 1.3% | +18.2% |
| 2002 | 1.4% | +7.7% |
| 2003 | 1.1% | -21.4% |
| 2004 | 0.8% | -27.3% |
| 2005 | 0.7% | -12.5% |
| 2006 | 0.8% | +14.3% |
| 2007 | 1.4% | +75.0% |
| 2008 | 3.0% | +114.3% |
| 2009 | 5.0% | +66.7% |
| 2010 | 4.4% | -12.2% |
| 2011 | 3.8% | -13.8% |
| 2012 | 3.3% | -12.3% |
| 2013 | 2.5% | -26.1% |
| 2014 | 1.9% | -24.5% |
| 2015 | 1.5% | -20.4% |
| 2016 | 1.3% | -10.4% |
| 2017 | 1.1% | -14.7% |
| 2018 | 0.9% | -19.0% |
| 2019 | 0.9% | -6.3% |
| 2020 | 1.1% | +24.6% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 1.0% | 1.0% | 1.0% | 2 |
| 2000s | 1.7% | 0.7% | 5.0% | 10 |
| 2010s | 2.1% | 0.9% | 4.4% | 10 |
| 2020s | 1.1% | 1.1% | 1.1% | 1 |
Countries ranked near United States of America
More financial sector data for United States of America
- Reserve position in the IMF, US dollar, annual growth rate 17.82 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 89.64 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 12.2 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0007 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 65.46 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 17.82 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 89.64 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 12.2 % change on previous year (2025)
Frequently asked questions
- What is bank non-performing loans to gross loans in United States of America?
- Bank non-performing loans to gross loans in United States of America was 1.1% in 2020, according to Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF).
- What is the highest bank non-performing loans to gross loans recorded in United States of America?
- The highest recorded value was 5.0% in 2009.
- What is the lowest bank non-performing loans to gross loans recorded in United States of America?
- The lowest recorded value was 0.7% in 2005.
- How does United States of America rank for bank non-performing loans to gross loans?
- United States of America ranks 126th out of 141 countries with data for 2020.
- Is bank non-performing loans to gross loans rising or falling in United States of America?
- Over the last ten years it is down 75.7%. The long-run trend across the full record is volatile.
- Where does this United States of America data come from?
- The figures come from Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF), published as part of Bank non-performing loans to gross loans (%). Statizoid updates them automatically from the source API.
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About this data
Reported by IMF staff. Note that due to differences in national accounting, taxation, and supervisory regimes, these data are not strictly comparable across countries.