Bank non-performing loans to gross loans in Germany
Germany: Bank non-performing loans to gross loans was 1.1% in 2019. ▼ Falling
Bank non-performing loans to gross loans in Germany, 1998–2019
Source: Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF). Measured in %.
Analysis
Germany recorded 1.1% for bank non-performing loans to gross loans in 2019. That is the lowest value across all 22 years on record.
That represents a change of down 15.3% on the previous year and down 68.2% over ten years.
Over the whole period, bank non-performing loans to gross loans in Germany peaked at 5.2% in 2003 and was at its lowest, 1.1%, in 2019.
That places Germany 127th out of 141 countries with data for 2019, putting it in the bottom quarter.
The long-run direction has been consistently falling across the 22 years of available data.
Bank non-performing loans to gross loans in Germany, year by year
| Year | % | Change |
|---|---|---|
| 1998 | 4.5% | — |
| 1999 | 4.6% | +2.2% |
| 2000 | 4.7% | +2.2% |
| 2001 | 4.6% | -2.1% |
| 2002 | 5.0% | +8.7% |
| 2003 | 5.2% | +4.0% |
| 2004 | 4.9% | -5.8% |
| 2005 | 4.1% | -16.3% |
| 2006 | 3.4% | -17.1% |
| 2007 | 2.7% | -20.6% |
| 2008 | 2.9% | +7.4% |
| 2009 | 3.3% | +13.8% |
| 2010 | 3.2% | -3.0% |
| 2011 | 3.0% | -5.3% |
| 2012 | 2.9% | -5.6% |
| 2013 | 2.7% | -5.6% |
| 2014 | 2.3% | -13.3% |
| 2015 | 2.0% | -15.8% |
| 2016 | 1.7% | -13.2% |
| 2017 | 1.5% | -12.3% |
| 2018 | 1.2% | -17.3% |
| 2019 | 1.1% | -15.3% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 4.5% | 4.5% | 4.6% | 2 |
| 2000s | 4.1% | 2.7% | 5.2% | 10 |
| 2010s | 2.2% | 1.1% | 3.2% | 10 |
Countries ranked near Germany
More financial sector data for Germany
- Total reserves in months of imports, annual growth rate 42.89 % change on previous year (2025)
- Total reserves in months of imports, per unit of GDP 0 units per US$ of GDP (2025)
- Total reserves in months of imports, per capita 0 units per person (2025)
- Reserves excluding gold, foreign exchange (SDR), annual growth rate 0.9878 % change on previous year (2025)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.0054 SDR per US$ of GDP (2025)
- Reserves excluding gold, foreign exchange (SDR), per capita 327.32 SDR per person (2025)
- Reserves excluding gold (SDR), annual growth rate 0.0842 % change on previous year (2025)
- Reserves excluding gold (SDR), per capita 889.69 SDR per person (2025)
- Total reserves (gold at market value) (SDR), annual growth rate 44.18 % change on previous year (2025)
- Total reserves (gold at market value) (SDR), per capita 5,004 SDR per person (2025)
Frequently asked questions
- What is bank non-performing loans to gross loans in Germany?
- Bank non-performing loans to gross loans in Germany was 1.1% in 2019, according to Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF).
- What is the highest bank non-performing loans to gross loans recorded in Germany?
- The highest recorded value was 5.2% in 2003.
- What is the lowest bank non-performing loans to gross loans recorded in Germany?
- The lowest recorded value was 1.1% in 2019.
- How does Germany rank for bank non-performing loans to gross loans?
- Germany ranks 127th out of 141 countries with data for 2019.
- Is bank non-performing loans to gross loans rising or falling in Germany?
- Over the last ten years it is down 68.2%. The long-run trend across the full record is falling.
- Where does this Germany data come from?
- The figures come from Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF), published as part of Bank non-performing loans to gross loans (%). Statizoid updates them automatically from the source API.
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About this data
Reported by IMF staff. Note that due to differences in national accounting, taxation, and supervisory regimes, these data are not strictly comparable across countries.