Bank non-performing loans to gross loans in Armenia

Armenia: Bank non-performing loans to gross loans was 6.6% in 2020. ◆ Volatile

Latest (2020)
6.6%
Change on year
up 19.0%
World rank
46th
of 141 countries
All-time high
17.5%
in 2000
All-time low
1.9%
in 2005
Years of data
22
1998–2020

Bank non-performing loans to gross loans in Armenia, 1998–2020

051015201998200920201998: 6 %1999: 8 %2000: 17.5 %2002: 9.9 %2003: 5.4 %2004: 2.1 %2005: 1.9 %2006: 2.4 %2007: 2.4 %2008: 4.3 %2009: 4.9 %2010: 3 %2011: 3.4 %2012: 3.7 %2013: 4.5 %2014: 7 %2015: 7.9 %2016: 6.7 %2017: 5.4 %2018: 4.8 %2019: 5.5 %2020: 6.6 %

Source: Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF). Measured in %.

Analysis

In 2020, bank non-performing loans to gross loans in Armenia stood at 6.6%.

The figure is up 19.0% on the previous year and up 115.5% over ten years.

Over the whole period, bank non-performing loans to gross loans in Armenia peaked at 17.5% in 2000 and was at its lowest, 1.9%, in 2005.

That places Armenia 46th out of 141 countries with data for 2020, putting it in the middle of the range.

The series is highly variable year to year, so single readings are best treated with caution.

Bank non-performing loans to gross loans in Armenia, year by year

Annual values for Bank non-performing loans to gross loans (%) in Armenia, 1998 to 2020.
Year % Change
1998 6.0%
1999 8.0% +33.3%
2000 17.5% +118.8%
2002 9.9% -43.4%
2003 5.4% -45.5%
2004 2.1% -61.1%
2005 1.9% -9.5%
2006 2.4% +26.3%
2007 2.4% +0.0%
2008 4.3% +79.2%
2009 4.9% +14.0%
2010 3.0% -37.9%
2011 3.4% +12.5%
2012 3.7% +7.3%
2013 4.5% +22.2%
2014 7.0% +55.4%
2015 7.9% +14.1%
2016 6.7% -15.4%
2017 5.4% -19.2%
2018 4.8% -12.5%
2019 5.5% +15.8%
2020 6.6% +19.0%

Averages by decade

DecadeAverage LowestHighest Years
1990s 7.0% 6.0% 8.0% 2
2000s 5.6% 1.9% 17.5% 9
2010s 5.2% 3.0% 7.9% 10
2020s 6.6% 6.6% 6.6% 1

Countries ranked near Armenia

  1. 43 Croatia 7.2% compare
  2. 44 Kyrgyzstan 7.1% compare
  3. 45 Morocco 6.9% compare
  4. 47 Namibia 6.4% compare
  5. 48 Mauritius 6.2% compare
  6. 49 Bosnia and Herzegovina 6.1% compare

See the full ranking of 141 places →

More financial sector data for Armenia

All data for Armenia →

Frequently asked questions

What is bank non-performing loans to gross loans in Armenia?
Bank non-performing loans to gross loans in Armenia was 6.6% in 2020, according to Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF).
What is the highest bank non-performing loans to gross loans recorded in Armenia?
The highest recorded value was 17.5% in 2000.
What is the lowest bank non-performing loans to gross loans recorded in Armenia?
The lowest recorded value was 1.9% in 2005.
How does Armenia rank for bank non-performing loans to gross loans?
Armenia ranks 46th out of 141 countries with data for 2020.
Is bank non-performing loans to gross loans rising or falling in Armenia?
Over the last ten years it is up 115.5%. The long-run trend across the full record is volatile.
Where does this Armenia data come from?
The figures come from Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF), published as part of Bank non-performing loans to gross loans (%). Statizoid updates them automatically from the source API.

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Bank non-performing loans to gross loans in Armenia. Statizoid, drawing on Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF). Retrieved 03 September 2026, from https://financial-sector.statizoid.com/stat/bank-non-performing-loans-to-gross-loans-percent/armenia/

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About this data

Indicator
Bank non-performing loans to gross loans (%)
Unit
%
Source
Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
141 places, 2,464 data points, 1998–2020
Last refreshed

Reported by IMF staff. Note that due to differences in national accounting, taxation, and supervisory regimes, these data are not strictly comparable across countries.