Bank non-performing loans to gross loans in Zambia
Zambia: Bank non-performing loans to gross loans was 11.6% in 2020. ▬ Flat
Bank non-performing loans to gross loans in Zambia, 2010–2020
Source: Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF). Measured in %.
Analysis
In 2020, bank non-performing loans to gross loans in Zambia stood at 11.6%.
That represents a change of up 30.6% on the previous year and down 21.5% over ten years.
Over the whole period, bank non-performing loans to gross loans in Zambia peaked at 14.8% in 2010 and was at its lowest, 6.1%, in 2014.
Zambia ranks 24th of 141 countries on this measure, in the top quarter.
Bank non-performing loans to gross loans in Zambia, year by year
| Year | % | Change |
|---|---|---|
| 2010 | 14.8% | — |
| 2011 | 10.4% | -30.0% |
| 2012 | 8.1% | -21.9% |
| 2013 | 7.0% | -14.2% |
| 2014 | 6.1% | -12.3% |
| 2015 | 7.3% | +19.2% |
| 2016 | 9.7% | +32.8% |
| 2017 | 12.0% | +24.0% |
| 2018 | 11.0% | -8.6% |
| 2019 | 8.9% | -18.7% |
| 2020 | 11.6% | +30.6% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 9.5% | 6.1% | 14.8% | 10 |
| 2020s | 11.6% | 11.6% | 11.6% | 1 |
Countries ranked near Zambia
- 21 Central African Republic 13.1% compare
- 22 Algeria 12.7% compare
- 23 Burundi 12.7% compare
- 25 Solomon Islands 10.8% compare
- 26 Saint Vincent and the Grenadines 9.6% compare
- 27 Guinea 9.4% compare
More financial sector data for Zambia
- Net domestic credit (current LCU), per capita 7,869 current LCU per person (2025)
- Net domestic credit (current LCU), per unit of GDP 5.97 current LCU per US$ of GDP (2025)
- Net domestic credit (current LCU), annual growth rate 13.4 % change on previous year (2025)
- Gold reserves at 35 SDRs per ounce 0 SDR (2020)
- Gold reserves at market value 0 SDR (2020)
- Reserves excluding gold, foreign exchange 1.08 billion SDR (2024)
- Reserves excluding gold 3.14 billion SDR (2024)
- Total reserves (gold at market value) 3.14 billion SDR (2024)
- Total reserves (gold at national valuation) 3.14 billion SDR (2024)
- Total reserves (gold at national valuation) (SDR), per capita 147.13 SDR per person (2024)
Frequently asked questions
- What is bank non-performing loans to gross loans in Zambia?
- Bank non-performing loans to gross loans in Zambia was 11.6% in 2020, according to Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF).
- What is the highest bank non-performing loans to gross loans recorded in Zambia?
- The highest recorded value was 14.8% in 2010.
- What is the lowest bank non-performing loans to gross loans recorded in Zambia?
- The lowest recorded value was 6.1% in 2014.
- How does Zambia rank for bank non-performing loans to gross loans?
- Zambia ranks 24th out of 141 countries with data for 2020.
- Is bank non-performing loans to gross loans rising or falling in Zambia?
- Over the last ten years it is down 21.5%. The long-run trend across the full record is flat.
- Where does this Zambia data come from?
- The figures come from Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF), published as part of Bank non-performing loans to gross loans (%). Statizoid updates them automatically from the source API.
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About this data
Reported by IMF staff. Note that due to differences in national accounting, taxation, and supervisory regimes, these data are not strictly comparable across countries.