Bank non-performing loans to gross loans in Poland
Poland: Bank non-performing loans to gross loans was 3.7% in 2020. ◆ Volatile
Bank non-performing loans to gross loans in Poland, 1998–2020
Source: Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF). Measured in %.
Analysis
Poland recorded 3.7% for bank non-performing loans to gross loans in 2020.
The figure is down 2.7% on the previous year and down 24.7% over ten years.
Over the whole period, bank non-performing loans to gross loans in Poland peaked at 21.2% in 2003 and was at its lowest, 2.8%, in 2008.
That places Poland 74th out of 141 countries with data for 2020, putting it in the middle of the range.
The series is highly variable year to year, so single readings are best treated with caution.
Bank non-performing loans to gross loans in Poland, year by year
| Year | % | Change |
|---|---|---|
| 1998 | 10.5% | — |
| 1999 | 13.3% | +26.7% |
| 2000 | 15.5% | +16.5% |
| 2002 | 21.1% | +36.1% |
| 2003 | 21.2% | +0.5% |
| 2004 | 14.9% | -29.7% |
| 2005 | 11.0% | -26.2% |
| 2006 | 7.4% | -32.7% |
| 2007 | 5.2% | -29.7% |
| 2008 | 2.8% | -46.2% |
| 2009 | 4.3% | +53.6% |
| 2010 | 4.9% | +14.2% |
| 2011 | 4.7% | -5.1% |
| 2012 | 5.2% | +11.6% |
| 2013 | 5.0% | -4.3% |
| 2014 | 4.8% | -3.1% |
| 2015 | 4.3% | -10.0% |
| 2016 | 4.0% | -6.8% |
| 2017 | 3.9% | -2.5% |
| 2018 | 3.9% | -2.3% |
| 2019 | 3.8% | -1.4% |
| 2020 | 3.7% | -2.7% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 11.9% | 10.5% | 13.3% | 2 |
| 2000s | 11.5% | 2.8% | 21.2% | 9 |
| 2010s | 4.5% | 3.8% | 5.2% | 10 |
| 2020s | 3.7% | 3.7% | 3.7% | 1 |
Countries ranked near Poland
More financial sector data for Poland
- Total reserves (gold at national valuation) (SDR), annual growth rate 15.67 % change on previous year (2025)
- Total reserves (gold at national valuation) (SDR), per capita 5,432 SDR per person (2025)
- Total reserves in months of imports, annual growth rate 9.36 % change on previous year (2025)
- Total reserves in months of imports, per unit of GDP 0 units per US$ of GDP (2025)
- Total reserves in months of imports, per capita 0 units per person (2025)
- Reserves excluding gold, foreign exchange (SDR), annual growth rate -0.1898 % change on previous year (2025)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.132 SDR per US$ of GDP (2025)
- Reserves excluding gold, foreign exchange (SDR), per capita 3,752 SDR per person (2025)
- Reserves excluding gold (SDR), annual growth rate -0.1406 % change on previous year (2025)
- Reserves excluding gold (SDR), per capita 3,899 SDR per person (2025)
Frequently asked questions
- What is bank non-performing loans to gross loans in Poland?
- Bank non-performing loans to gross loans in Poland was 3.7% in 2020, according to Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF).
- What is the highest bank non-performing loans to gross loans recorded in Poland?
- The highest recorded value was 21.2% in 2003.
- What is the lowest bank non-performing loans to gross loans recorded in Poland?
- The lowest recorded value was 2.8% in 2008.
- How does Poland rank for bank non-performing loans to gross loans?
- Poland ranks 74th out of 141 countries with data for 2020.
- Is bank non-performing loans to gross loans rising or falling in Poland?
- Over the last ten years it is down 24.7%. The long-run trend across the full record is volatile.
- Where does this Poland data come from?
- The figures come from Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF), published as part of Bank non-performing loans to gross loans (%). Statizoid updates them automatically from the source API.
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About this data
Reported by IMF staff. Note that due to differences in national accounting, taxation, and supervisory regimes, these data are not strictly comparable across countries.