Bank non-performing loans to gross loans in China
China: Bank non-performing loans to gross loans was 1.8% in 2020. ◆ Volatile
Bank non-performing loans to gross loans in China, 2000–2020
Source: Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF). Measured in %.
Analysis
China recorded 1.8% for bank non-performing loans to gross loans in 2020.
That represents a change of down 1.2% on the previous year and up 62.5% over ten years.
Over the whole period, bank non-performing loans to gross loans in China peaked at 29.8% in 2001 and was at its lowest, 1.0%, in 2012.
China ranks 105th of 141 countries on this measure, in the middle of the range.
The series is highly variable year to year, so single readings are best treated with caution.
Bank non-performing loans to gross loans in China, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 22.4% | — |
| 2001 | 29.8% | +33.0% |
| 2002 | 26.0% | -12.8% |
| 2003 | 20.4% | -21.5% |
| 2004 | 13.2% | -35.3% |
| 2005 | 8.6% | -34.8% |
| 2006 | 7.1% | -17.4% |
| 2007 | 6.2% | -12.7% |
| 2008 | 2.4% | -61.3% |
| 2009 | 1.6% | -33.3% |
| 2010 | 1.1% | -29.2% |
| 2011 | 1.0% | -15.1% |
| 2012 | 1.0% | -0.8% |
| 2013 | 1.0% | +4.8% |
| 2014 | 1.2% | +24.9% |
| 2015 | 1.7% | +34.0% |
| 2016 | 1.7% | +4.2% |
| 2017 | 1.7% | -0.0% |
| 2018 | 1.8% | +5.1% |
| 2019 | 1.9% | +1.6% |
| 2020 | 1.8% | -1.2% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 13.8% | 1.6% | 29.8% | 10 |
| 2010s | 1.4% | 1.0% | 1.9% | 10 |
| 2020s | 1.8% | 1.8% | 1.8% | 1 |
Countries ranked near China
More financial sector data for China
- Total reserves (gold at national valuation) (SDR), annual growth rate 3.17 % change on previous year (2025)
- Total reserves (gold at national valuation) (SDR), per capita 1,944 SDR per person (2025)
- Total reserves in months of imports, annual growth rate 8.42 % change on previous year (2025)
- Total reserves in months of imports, per unit of GDP 0 units per US$ of GDP (2025)
- Total reserves in months of imports, per capita 0 units per person (2025)
- Reserves excluding gold, foreign exchange (SDR), annual growth rate -0.1486 % change on previous year (2025)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.1258 SDR per US$ of GDP (2025)
- Reserves excluding gold, foreign exchange (SDR), per capita 1,743 SDR per person (2025)
- Reserves excluding gold (SDR), annual growth rate -0.1047 % change on previous year (2025)
- Reserves excluding gold (SDR), per capita 1,778 SDR per person (2025)
Frequently asked questions
- What is bank non-performing loans to gross loans in China?
- Bank non-performing loans to gross loans in China was 1.8% in 2020, according to Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF).
- What is the highest bank non-performing loans to gross loans recorded in China?
- The highest recorded value was 29.8% in 2001.
- What is the lowest bank non-performing loans to gross loans recorded in China?
- The lowest recorded value was 1.0% in 2012.
- How does China rank for bank non-performing loans to gross loans?
- China ranks 105th out of 141 countries with data for 2020.
- Is bank non-performing loans to gross loans rising or falling in China?
- Over the last ten years it is up 62.5%. The long-run trend across the full record is volatile.
- Where does this China data come from?
- The figures come from Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF), published as part of Bank non-performing loans to gross loans (%). Statizoid updates them automatically from the source API.
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About this data
Reported by IMF staff. Note that due to differences in national accounting, taxation, and supervisory regimes, these data are not strictly comparable across countries.