Bank non-performing loans to gross loans (%) in China
China: Bank non-performing loans to gross loans (%) was 1.8% in 2020. ◆ Volatile
Bank non-performing loans to gross loans in China, 2000–2020
Source: Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF). Measured in %.
Analysis
China recorded 1.8% for bank non-performing loans to gross loans in 2020.
That represents a change of down 1.2% on the previous year and up 62.5% over ten years.
Over the whole period, bank non-performing loans to gross loans in China peaked at 29.8% in 2001 and was at its lowest, 1.0%, in 2012.
China ranks 105th of 141 countries on this measure, in the middle of the range.
The series is highly variable year to year, so single readings are best treated with caution.
Bank non-performing loans to gross loans (%) in China, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 22.4% | — |
| 2001 | 29.8% | +33.0% |
| 2002 | 26.0% | -12.8% |
| 2003 | 20.4% | -21.5% |
| 2004 | 13.2% | -35.3% |
| 2005 | 8.6% | -34.8% |
| 2006 | 7.1% | -17.4% |
| 2007 | 6.2% | -12.7% |
| 2008 | 2.4% | -61.3% |
| 2009 | 1.6% | -33.3% |
| 2010 | 1.1% | -29.2% |
| 2011 | 1.0% | -15.1% |
| 2012 | 1.0% | -0.8% |
| 2013 | 1.0% | +4.8% |
| 2014 | 1.2% | +24.9% |
| 2015 | 1.7% | +34.0% |
| 2016 | 1.7% | +4.2% |
| 2017 | 1.7% | -0.0% |
| 2018 | 1.8% | +5.1% |
| 2019 | 1.9% | +1.6% |
| 2020 | 1.8% | -1.2% |
China compared with similar countries
- China's 1.8% is below the median for upper middle income countries, which is 4.3%, 43% of the median. (43 countries reporting)
- China's 1.8% is above the median for East Asia & Pacific, which is 1.8%, 1.0× the median. (20 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 13.8% | 1.6% | 29.8% | 10 |
| 2010s | 1.4% | 1.0% | 1.9% | 10 |
| 2020s | 1.8% | 1.8% | 1.8% | 1 |
Countries ranked near China
More financial sector data for China
- Reserve position in the IMF, US dollar, annual growth rate 14.56 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0006 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 7.95 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 9.09 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0004 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 5.8 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 14.56 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0006 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 7.95 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 9.09 % change on previous year (2025)
Frequently asked questions
- What is bank non-performing loans to gross loans in China?
- Bank non-performing loans to gross loans in China was 1.8% in 2020, according to Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF).
- What is the highest bank non-performing loans to gross loans recorded in China?
- The highest recorded value was 29.8% in 2001.
- What is the lowest bank non-performing loans to gross loans recorded in China?
- The lowest recorded value was 1.0% in 2012.
- How does China rank for bank non-performing loans to gross loans?
- China ranks 105th out of 141 countries with data for 2020.
- Is bank non-performing loans to gross loans rising or falling in China?
- Over the last ten years it is up 62.5%. The long-run trend across the full record is volatile.
- Where does this China data come from?
- The figures come from Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF), published as part of Bank non-performing loans to gross loans (%). Statizoid updates them automatically from the source API.
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About this data
Reported by IMF staff. Note that due to differences in national accounting, taxation, and supervisory regimes, these data are not strictly comparable across countries.