Bank non-performing loans to gross loans in France

France: Bank non-performing loans to gross loans was 2.7% in 2020. ▼ Falling

Latest (2020)
2.7%
Change on year
up 9.4%
World rank
93rd
of 141 countries
All-time high
6.3%
in 1998
All-time low
2.5%
in 2019
Years of data
22
1998–2020

Bank non-performing loans to gross loans in France, 1998–2020

02461998200920201998: 6.3 %1999: 5.7 %2000: 5 %2001: 4.1 %2002: 5 %2003: 4.8 %2004: 4.2 %2005: 3.5 %2006: 3 %2008: 2.8 %2009: 4 %2010: 3.8 %2011: 4.3 %2012: 4.3 %2013: 4.5 %2014: 4.2 %2015: 4 %2016: 3.7 %2017: 3.1 %2018: 2.7 %2019: 2.5 %2020: 2.7 %

Source: Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF). Measured in %.

Analysis

In 2020, bank non-performing loans to gross loans in France stood at 2.7%.

Compared with earlier readings it is up 9.4% on the previous year and down 28.0% over ten years.

Over the whole period, bank non-performing loans to gross loans in France peaked at 6.3% in 1998 and was at its lowest, 2.5%, in 2019.

France ranks 93rd of 141 countries on this measure, in the middle of the range.

The long-run direction has been consistently falling across the 22 years of available data.

Bank non-performing loans to gross loans in France, year by year

Annual values for Bank non-performing loans to gross loans (%) in France, 1998 to 2020.
Year % Change
1998 6.3%
1999 5.7% -9.5%
2000 5.0% -12.3%
2001 4.1% -18.0%
2002 5.0% +22.0%
2003 4.8% -4.0%
2004 4.2% -12.5%
2005 3.5% -16.7%
2006 3.0% -14.3%
2008 2.8% -6.7%
2009 4.0% +42.9%
2010 3.8% -6.0%
2011 4.3% +14.2%
2012 4.3% +0.1%
2013 4.5% +4.7%
2014 4.2% -7.4%
2015 4.0% -2.8%
2016 3.7% -8.5%
2017 3.1% -15.6%
2018 2.7% -12.0%
2019 2.5% -10.0%
2020 2.7% +9.4%

Averages by decade

DecadeAverage LowestHighest Years
1990s 6.0% 5.7% 6.3% 2
2000s 4.0% 2.8% 5.0% 9
2010s 3.7% 2.5% 4.5% 10
2020s 2.7% 2.7% 2.7% 1

Countries ranked near France

  1. 90 Spain 2.9% compare
  2. 91 Kuwait 2.8% compare
  3. 92 Indonesia 2.8% compare
  4. 94 Slovakia 2.5% compare
  5. 95 Costa Rica 2.4% compare
  6. 96 Mexico 2.4% compare

See the full ranking of 141 places →

More financial sector data for France

All data for France →

Frequently asked questions

What is bank non-performing loans to gross loans in France?
Bank non-performing loans to gross loans in France was 2.7% in 2020, according to Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF).
What is the highest bank non-performing loans to gross loans recorded in France?
The highest recorded value was 6.3% in 1998.
What is the lowest bank non-performing loans to gross loans recorded in France?
The lowest recorded value was 2.5% in 2019.
How does France rank for bank non-performing loans to gross loans?
France ranks 93rd out of 141 countries with data for 2020.
Is bank non-performing loans to gross loans rising or falling in France?
Over the last ten years it is down 28.0%. The long-run trend across the full record is falling.
Where does this France data come from?
The figures come from Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF), published as part of Bank non-performing loans to gross loans (%). Statizoid updates them automatically from the source API.

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Bank non-performing loans to gross loans in France. Statizoid, drawing on Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF). Retrieved 02 September 2026, from https://financial-sector.statizoid.com/stat/bank-non-performing-loans-to-gross-loans-percent/france/

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About this data

Indicator
Bank non-performing loans to gross loans (%)
Unit
%
Source
Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
141 places, 2,464 data points, 1998–2020
Last refreshed

Reported by IMF staff. Note that due to differences in national accounting, taxation, and supervisory regimes, these data are not strictly comparable across countries.