Bank non-performing loans to gross loans (%) in France
France: Bank non-performing loans to gross loans (%) was 2.7% in 2020. ▼ Falling
Bank non-performing loans to gross loans in France, 1998–2020
Source: Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF). Measured in %.
Analysis
In 2020, bank non-performing loans to gross loans in France stood at 2.7%.
Compared with earlier readings it is up 9.4% on the previous year and down 28.0% over ten years.
Over the whole period, bank non-performing loans to gross loans in France peaked at 6.3% in 1998 and was at its lowest, 2.5%, in 2019.
France ranks 93rd of 141 countries on this measure, in the middle of the range.
The long-run direction has been consistently falling across the 22 years of available data.
Bank non-performing loans to gross loans (%) in France, year by year
| Year | % | Change |
|---|---|---|
| 1998 | 6.3% | — |
| 1999 | 5.7% | -9.5% |
| 2000 | 5.0% | -12.3% |
| 2001 | 4.1% | -18.0% |
| 2002 | 5.0% | +22.0% |
| 2003 | 4.8% | -4.0% |
| 2004 | 4.2% | -12.5% |
| 2005 | 3.5% | -16.7% |
| 2006 | 3.0% | -14.3% |
| 2008 | 2.8% | -6.7% |
| 2009 | 4.0% | +42.9% |
| 2010 | 3.8% | -6.0% |
| 2011 | 4.3% | +14.2% |
| 2012 | 4.3% | +0.1% |
| 2013 | 4.5% | +4.7% |
| 2014 | 4.2% | -7.4% |
| 2015 | 4.0% | -2.8% |
| 2016 | 3.7% | -8.5% |
| 2017 | 3.1% | -15.6% |
| 2018 | 2.7% | -12.0% |
| 2019 | 2.5% | -10.0% |
| 2020 | 2.7% | +9.4% |
France compared with similar countries
- France's 2.7% is above the median for high income countries, which is 2.0%, 1.3× the median. (55 countries reporting)
- France's 2.7% is below the median for Europe & Central Asia, which is 3.1%, 88% of the median. (47 countries reporting)
Biggest year-on-year movements
Years where Bank non-performing loans to gross loans (%) in France changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2009 | +42.9% | 2.8% | 4.0% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 6.0% | 5.7% | 6.3% | 2 |
| 2000s | 4.0% | 2.8% | 5.0% | 9 |
| 2010s | 3.7% | 2.5% | 4.5% | 10 |
| 2020s | 2.7% | 2.7% | 2.7% | 1 |
Countries ranked near France
More financial sector data for France
- Reserve position in the IMF, US dollar, annual growth rate 12.73 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0021 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 104.69 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 7.35 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0016 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 76.44 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 12.73 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0021 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 104.69 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 7.35 % change on previous year (2025)
Frequently asked questions
- What is bank non-performing loans to gross loans in France?
- Bank non-performing loans to gross loans in France was 2.7% in 2020, according to Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF).
- What is the highest bank non-performing loans to gross loans recorded in France?
- The highest recorded value was 6.3% in 1998.
- What is the lowest bank non-performing loans to gross loans recorded in France?
- The lowest recorded value was 2.5% in 2019.
- How does France rank for bank non-performing loans to gross loans?
- France ranks 93rd out of 141 countries with data for 2020.
- Is bank non-performing loans to gross loans rising or falling in France?
- Over the last ten years it is down 28.0%. The long-run trend across the full record is falling.
- Where does this France data come from?
- The figures come from Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF), published as part of Bank non-performing loans to gross loans (%). Statizoid updates them automatically from the source API.
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About this data
Reported by IMF staff. Note that due to differences in national accounting, taxation, and supervisory regimes, these data are not strictly comparable across countries.