Bank non-performing loans to gross loans in Pakistan
Pakistan: Bank non-performing loans to gross loans was 9.2% in 2020. ▼ Falling
Bank non-performing loans to gross loans in Pakistan, 1998–2020
Source: Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF). Measured in %.
Analysis
Pakistan recorded 9.2% for bank non-performing loans to gross loans in 2020.
Compared with earlier readings it is up 7.0% on the previous year and down 37.7% over ten years.
Over the whole period, bank non-performing loans to gross loans in Pakistan peaked at 23.4% in 2001 and was at its lowest, 6.9%, in 2006.
That places Pakistan 28th out of 141 countries with data for 2020, putting it in the top quarter.
The long-run direction has been consistently falling across the 23 years of available data.
Bank non-performing loans to gross loans in Pakistan, year by year
| Year | % | Change |
|---|---|---|
| 1998 | 19.5% | — |
| 1999 | 22.0% | +12.8% |
| 2000 | 19.5% | -11.4% |
| 2001 | 23.4% | +20.0% |
| 2002 | 21.8% | -6.8% |
| 2003 | 17.0% | -22.0% |
| 2004 | 11.6% | -31.8% |
| 2005 | 8.3% | -28.4% |
| 2006 | 6.9% | -16.9% |
| 2007 | 7.6% | +10.1% |
| 2008 | 9.1% | +19.7% |
| 2009 | 12.2% | +34.1% |
| 2010 | 14.7% | +20.9% |
| 2011 | 16.2% | +9.9% |
| 2012 | 14.5% | -10.7% |
| 2013 | 13.0% | -10.3% |
| 2014 | 12.3% | -5.6% |
| 2015 | 11.4% | -7.4% |
| 2016 | 10.1% | -11.5% |
| 2017 | 8.4% | -16.2% |
| 2018 | 8.0% | -5.4% |
| 2019 | 8.6% | +7.6% |
| 2020 | 9.2% | +7.0% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 20.8% | 19.5% | 22.0% | 2 |
| 2000s | 13.7% | 6.9% | 23.4% | 10 |
| 2010s | 11.7% | 8.0% | 16.2% | 10 |
| 2020s | 9.2% | 9.2% | 9.2% | 1 |
Countries ranked near Pakistan
- 25 Solomon Islands 10.8% compare
- 26 Saint Vincent and the Grenadines 9.6% compare
- 27 Guinea 9.4% compare
- 29 Russian Federation 8.8% compare
- 30 Tanzania, United Republic of 8.7% compare
- 31 Bhutan 8.4% compare
More financial sector data for Pakistan
- Net domestic credit (current LCU), per capita 219,254 current LCU per person (2025)
- Net domestic credit (current LCU), per unit of GDP 137.38 current LCU per US$ of GDP (2025)
- Net domestic credit (current LCU), annual growth rate 10.73 % change on previous year (2025)
- Gold reserves at 35 SDRs per ounce 72.88 million SDR (2025)
- Gold reserves at market value 6.64 billion SDR (2025)
- Reserves excluding gold, foreign exchange 12.50 billion SDR (2025)
- Reserves excluding gold 12.68 billion SDR (2025)
- Total reserves (gold at market value) 19.32 billion SDR (2025)
- Total reserves (gold at national valuation) 19.32 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 75.69 SDR per person (2025)
Frequently asked questions
- What is bank non-performing loans to gross loans in Pakistan?
- Bank non-performing loans to gross loans in Pakistan was 9.2% in 2020, according to Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF).
- What is the highest bank non-performing loans to gross loans recorded in Pakistan?
- The highest recorded value was 23.4% in 2001.
- What is the lowest bank non-performing loans to gross loans recorded in Pakistan?
- The lowest recorded value was 6.9% in 2006.
- How does Pakistan rank for bank non-performing loans to gross loans?
- Pakistan ranks 28th out of 141 countries with data for 2020.
- Is bank non-performing loans to gross loans rising or falling in Pakistan?
- Over the last ten years it is down 37.7%. The long-run trend across the full record is falling.
- Where does this Pakistan data come from?
- The figures come from Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF), published as part of Bank non-performing loans to gross loans (%). Statizoid updates them automatically from the source API.
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About this data
Reported by IMF staff. Note that due to differences in national accounting, taxation, and supervisory regimes, these data are not strictly comparable across countries.