Bank non-performing loans to gross loans (%) in India
India: Bank non-performing loans to gross loans (%) was 7.9% in 2020. ◆ Volatile
Bank non-performing loans to gross loans in India, 1998–2020
Source: Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for bank non-performing loans to gross loans in India is 7.9%, measured in 2020.
The figure is down 14.0% on the previous year and up 232.7% over ten years.
Over the whole period, bank non-performing loans to gross loans in India peaked at 14.7% in 1999 and was at its lowest, 2.2%, in 2009.
That places India 37th out of 141 countries with data for 2020, putting it in the middle of the range.
The series is highly variable year to year, so single readings are best treated with caution.
Bank non-performing loans to gross loans (%) in India, year by year
| Year | % | Change |
|---|---|---|
| 1998 | 14.4% | — |
| 1999 | 14.7% | +2.1% |
| 2000 | 12.8% | -12.9% |
| 2001 | 11.4% | -10.9% |
| 2002 | 10.4% | -8.8% |
| 2003 | 8.8% | -15.4% |
| 2004 | 7.2% | -18.2% |
| 2005 | 5.2% | -27.8% |
| 2006 | 3.5% | -32.7% |
| 2007 | 2.7% | -22.9% |
| 2008 | 2.4% | -11.1% |
| 2009 | 2.2% | -8.3% |
| 2010 | 2.4% | +8.5% |
| 2011 | 2.7% | +11.9% |
| 2012 | 3.4% | +26.4% |
| 2013 | 4.0% | +19.4% |
| 2014 | 4.3% | +7.9% |
| 2015 | 5.9% | +35.4% |
| 2016 | 9.2% | +56.1% |
| 2017 | 10.0% | +8.6% |
| 2018 | 9.5% | -5.2% |
| 2019 | 9.2% | -2.4% |
| 2020 | 7.9% | -14.0% |
India compared with similar countries
- India's 7.9% is below the median for lower middle income countries, which is 8.6%, 93% of the median. (32 countries reporting)
- India's 7.9% is above the median for South Asia, which is 7.8%, 1.0× the median. (6 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 14.6% | 14.4% | 14.7% | 2 |
| 2000s | 6.7% | 2.2% | 12.8% | 10 |
| 2010s | 6.1% | 2.4% | 10.0% | 10 |
| 2020s | 7.9% | 7.9% | 7.9% | 1 |
Countries ranked near India
- 34 Gabon 8.2% compare
- 35 United Arab Emirates 8.2% compare
- 36 Albania 8.1% compare
- 38 Bangladesh 7.7% compare
- 39 Eswatini 7.7% compare
- 40 Madagascar 7.6% compare
More financial sector data for India
- Reserve position in the IMF, US dollar, annual growth rate 13.2 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0012 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 3.26 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 7.8 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0009 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 2.38 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 13.2 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0012 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 3.26 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 7.8 % change on previous year (2025)
Frequently asked questions
- What is bank non-performing loans to gross loans in India?
- Bank non-performing loans to gross loans in India was 7.9% in 2020, according to Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF).
- What is the highest bank non-performing loans to gross loans recorded in India?
- The highest recorded value was 14.7% in 1999.
- What is the lowest bank non-performing loans to gross loans recorded in India?
- The lowest recorded value was 2.2% in 2009.
- How does India rank for bank non-performing loans to gross loans?
- India ranks 37th out of 141 countries with data for 2020.
- Is bank non-performing loans to gross loans rising or falling in India?
- Over the last ten years it is up 232.7%. The long-run trend across the full record is volatile.
- Where does this India data come from?
- The figures come from Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF), published as part of Bank non-performing loans to gross loans (%). Statizoid updates them automatically from the source API.
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About this data
Reported by IMF staff. Note that due to differences in national accounting, taxation, and supervisory regimes, these data are not strictly comparable across countries.