Bank non-performing loans to gross loans in Kenya
Kenya: Bank non-performing loans to gross loans was 14.1% in 2020. ◆ Volatile
Bank non-performing loans to gross loans in Kenya, 1998–2020
Source: Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF). Measured in %.
Analysis
In 2020, bank non-performing loans to gross loans in Kenya stood at 14.1%.
Compared with earlier readings it is up 17.7% on the previous year and up 124.7% over ten years.
Over the whole period, bank non-performing loans to gross loans in Kenya peaked at 34.9% in 2003 and was at its lowest, 4.4%, in 2011.
That places Kenya 18th out of 141 countries with data for 2020, putting it in the top quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Bank non-performing loans to gross loans in Kenya, year by year
| Year | % | Change |
|---|---|---|
| 1998 | 27.0% | — |
| 1999 | 33.7% | +24.8% |
| 2000 | 33.3% | -1.2% |
| 2001 | 13.1% | -60.7% |
| 2003 | 34.9% | +166.4% |
| 2004 | 29.3% | -16.0% |
| 2007 | 10.6% | -63.8% |
| 2008 | 8.8% | -17.0% |
| 2009 | 8.0% | -9.1% |
| 2010 | 6.3% | -21.4% |
| 2011 | 4.4% | -29.6% |
| 2012 | 4.6% | +3.7% |
| 2013 | 5.0% | +9.8% |
| 2014 | 5.5% | +8.1% |
| 2015 | 6.0% | +9.8% |
| 2016 | 11.7% | +94.7% |
| 2017 | 9.9% | -14.7% |
| 2018 | 11.7% | +17.5% |
| 2019 | 12.0% | +2.8% |
| 2020 | 14.1% | +17.7% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 30.4% | 27.0% | 33.7% | 2 |
| 2000s | 19.7% | 8.0% | 34.9% | 7 |
| 2010s | 7.7% | 4.4% | 12.0% | 10 |
| 2020s | 14.1% | 14.1% | 14.1% | 1 |
Countries ranked near Kenya
More financial sector data for Kenya
- Total reserves in months of imports, annual growth rate 28.36 % change on previous year (2024)
- Total reserves in months of imports, per unit of GDP 0 units per US$ of GDP (2024)
- Total reserves in months of imports, per capita 0 units per person (2024)
- Reserves excluding gold, foreign exchange (SDR), annual growth rate 20.02 % change on previous year (2025)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.0657 SDR per US$ of GDP (2025)
- Reserves excluding gold, foreign exchange (SDR), per capita 155.28 SDR per person (2025)
- Reserves excluding gold (SDR), annual growth rate 17.24 % change on previous year (2025)
- Reserves excluding gold (SDR), per capita 157.28 SDR per person (2025)
- Total reserves (gold at market value) (SDR), annual growth rate 17.25 % change on previous year (2025)
- Total reserves (gold at market value) (SDR), per capita 157.31 SDR per person (2025)
Frequently asked questions
- What is bank non-performing loans to gross loans in Kenya?
- Bank non-performing loans to gross loans in Kenya was 14.1% in 2020, according to Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF).
- What is the highest bank non-performing loans to gross loans recorded in Kenya?
- The highest recorded value was 34.9% in 2003.
- What is the lowest bank non-performing loans to gross loans recorded in Kenya?
- The lowest recorded value was 4.4% in 2011.
- How does Kenya rank for bank non-performing loans to gross loans?
- Kenya ranks 18th out of 141 countries with data for 2020.
- Is bank non-performing loans to gross loans rising or falling in Kenya?
- Over the last ten years it is up 124.7%. The long-run trend across the full record is volatile.
- Where does this Kenya data come from?
- The figures come from Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF), published as part of Bank non-performing loans to gross loans (%). Statizoid updates them automatically from the source API.
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About this data
Reported by IMF staff. Note that due to differences in national accounting, taxation, and supervisory regimes, these data are not strictly comparable across countries.