Bank nonperforming loans to total gross loans in Chile
Chile: Bank nonperforming loans to total gross loans was 2.4% in 2025. ▲ Rising
Bank nonperforming loans to total gross loans in Chile, 2001–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
Chile recorded 2.4% for bank nonperforming loans to total gross loans in 2025.
That represents a change of up 2.5% on the previous year and up 39.5% over ten years.
Over the whole period, bank nonperforming loans to total gross loans in Chile peaked at 2.9% in 2009 and was at its lowest, 0.7%, in 2006.
That places Chile 98th out of 150 countries with data for 2025, putting it in the middle of the range.
The long-run direction has been consistently rising across the 25 years of available data.
Bank nonperforming loans to total gross loans in Chile, year by year
| Year | % | Change |
|---|---|---|
| 2001 | 1.6% | — |
| 2002 | 1.8% | +12.6% |
| 2003 | 1.6% | -10.3% |
| 2004 | 1.2% | -26.4% |
| 2005 | 0.9% | -24.7% |
| 2006 | 0.7% | -17.4% |
| 2007 | 0.8% | +0.3% |
| 2008 | 1.0% | +28.4% |
| 2009 | 2.9% | +198.6% |
| 2010 | 2.6% | -8.2% |
| 2011 | 2.3% | -13.1% |
| 2012 | 2.1% | -10.1% |
| 2013 | 2.0% | -5.1% |
| 2014 | 1.9% | -2.0% |
| 2015 | 1.7% | -10.5% |
| 2016 | 1.8% | +6.6% |
| 2017 | 1.9% | +4.6% |
| 2018 | 1.9% | -2.3% |
| 2019 | 2.1% | +9.8% |
| 2020 | 1.6% | -24.4% |
| 2021 | 1.2% | -20.9% |
| 2022 | 1.7% | +35.5% |
| 2023 | 2.1% | +26.4% |
| 2024 | 2.3% | +11.3% |
| 2025 | 2.4% | +2.5% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 1.4% | 0.7% | 2.9% | 9 |
| 2010s | 2.0% | 1.7% | 2.6% | 10 |
| 2020s | 1.9% | 1.2% | 2.4% | 6 |
Countries ranked near Chile
More financial sector data for Chile
- Total reserves in months of imports, annual growth rate 0.6991 % change on previous year (2025)
- Total reserves in months of imports, per unit of GDP 0 units per US$ of GDP (2025)
- Total reserves in months of imports, per capita 0 units per person (2025)
- Reserves excluding gold, foreign exchange (SDR), annual growth rate 6.87 % change on previous year (2025)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.0926 SDR per US$ of GDP (2025)
- Reserves excluding gold, foreign exchange (SDR), per capita 1,667 SDR per person (2025)
- Reserves excluding gold (SDR), annual growth rate 6.03 % change on previous year (2025)
- Reserves excluding gold (SDR), per capita 1,817 SDR per person (2025)
- Total reserves (gold at market value) (SDR), annual growth rate 6.05 % change on previous year (2025)
- Total reserves (gold at market value) (SDR), per capita 1,818 SDR per person (2025)
Frequently asked questions
- What is bank nonperforming loans to total gross loans in Chile?
- Bank nonperforming loans to total gross loans in Chile was 2.4% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank nonperforming loans to total gross loans recorded in Chile?
- The highest recorded value was 2.9% in 2009.
- What is the lowest bank nonperforming loans to total gross loans recorded in Chile?
- The lowest recorded value was 0.7% in 2006.
- How does Chile rank for bank nonperforming loans to total gross loans?
- Chile ranks 98th out of 150 countries with data for 2025.
- Is bank nonperforming loans to total gross loans rising or falling in Chile?
- Over the last ten years it is up 39.5%. The long-run trend across the full record is rising.
- Where does this Chile data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank nonperforming loans to total gross loans (%). Statizoid updates them automatically from the source API.
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About this data
The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.