Bank nonperforming loans to total gross loans in Guatemala
Guatemala: Bank nonperforming loans to total gross loans was 2.4% in 2025. ▲ Rising
Bank nonperforming loans to total gross loans in Guatemala, 2009–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for bank nonperforming loans to total gross loans in Guatemala is 2.4%, measured in 2025.
That represents a change of down 4.9% on the previous year and up 74.5% over ten years.
Over the whole period, bank nonperforming loans to total gross loans in Guatemala peaked at 2.7% in 2009 and was at its lowest, 1.2%, in 2013.
That places Guatemala 101st out of 150 countries with data for 2025, putting it in the middle of the range.
The long-run direction has been consistently rising across the 17 years of available data.
Bank nonperforming loans to total gross loans in Guatemala, year by year
| Year | % | Change |
|---|---|---|
| 2009 | 2.7% | — |
| 2010 | 2.1% | -22.1% |
| 2011 | 1.6% | -23.9% |
| 2012 | 1.3% | -16.3% |
| 2013 | 1.2% | -11.3% |
| 2014 | 1.3% | +7.9% |
| 2015 | 1.3% | +4.6% |
| 2016 | 2.1% | +52.5% |
| 2017 | 2.3% | +13.1% |
| 2018 | 2.2% | -6.4% |
| 2019 | 2.2% | +1.2% |
| 2020 | 1.8% | -16.9% |
| 2021 | 1.7% | -5.5% |
| 2022 | 1.3% | -27.5% |
| 2023 | 1.7% | +39.6% |
| 2024 | 2.5% | +41.3% |
| 2025 | 2.4% | -4.9% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 2.7% | 2.7% | 2.7% | 1 |
| 2010s | 1.8% | 1.2% | 2.3% | 10 |
| 2020s | 1.9% | 1.3% | 2.5% | 6 |
Countries ranked near Guatemala
More financial sector data for Guatemala
- Net domestic credit (current LCU), per capita 25,214 current LCU per person (2025)
- Net domestic credit (current LCU), per unit of GDP 3.82 current LCU per US$ of GDP (2025)
- Net domestic credit (current LCU), annual growth rate 13.1 % change on previous year (2025)
- Gold reserves at 35 SDRs per ounce 14.65 million SDR (2025)
- Gold reserves at market value 1.34 billion SDR (2025)
- Reserves excluding gold, foreign exchange 22.00 billion SDR (2025)
- Reserves excluding gold 22.58 billion SDR (2025)
- Total reserves (gold at market value) 23.92 billion SDR (2025)
- Total reserves (gold at national valuation) 23.90 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 1,279 SDR per person (2025)
Frequently asked questions
- What is bank nonperforming loans to total gross loans in Guatemala?
- Bank nonperforming loans to total gross loans in Guatemala was 2.4% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank nonperforming loans to total gross loans recorded in Guatemala?
- The highest recorded value was 2.7% in 2009.
- What is the lowest bank nonperforming loans to total gross loans recorded in Guatemala?
- The lowest recorded value was 1.2% in 2013.
- How does Guatemala rank for bank nonperforming loans to total gross loans?
- Guatemala ranks 101st out of 150 countries with data for 2025.
- Is bank nonperforming loans to total gross loans rising or falling in Guatemala?
- Over the last ten years it is up 74.5%. The long-run trend across the full record is rising.
- Where does this Guatemala data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank nonperforming loans to total gross loans (%). Statizoid updates them automatically from the source API.
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About this data
The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.