Bank nonperforming loans to total gross loans in Luxembourg
Luxembourg: Bank nonperforming loans to total gross loans was 2.2% in 2025. ◆ Volatile
Bank nonperforming loans to total gross loans in Luxembourg, 2009–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
In 2025, bank nonperforming loans to total gross loans in Luxembourg stood at 2.2%.
Compared with earlier readings it is down 3.7% on the previous year and up 146.8% over ten years.
Over the whole period, bank nonperforming loans to total gross loans in Luxembourg peaked at 2.3% in 2024 and was at its lowest, 0.1%, in 2012.
That places Luxembourg 103rd out of 151 countries with data for 2025, putting it in the middle of the range.
The series is highly variable year to year, so single readings are best treated with caution.
Bank nonperforming loans to total gross loans in Luxembourg, year by year
| Year | % | Change |
|---|---|---|
| 2009 | 0.7% | — |
| 2010 | 0.2% | -63.1% |
| 2011 | 0.4% | +53.5% |
| 2012 | 0.1% | -61.6% |
| 2013 | 0.2% | +46.4% |
| 2016 | 0.9% | +324.5% |
| 2017 | 0.8% | -12.6% |
| 2018 | 0.9% | +13.4% |
| 2019 | 0.7% | -17.6% |
| 2020 | 1.0% | +39.1% |
| 2021 | 1.3% | +22.1% |
| 2022 | 1.6% | +26.5% |
| 2023 | 1.9% | +17.2% |
| 2024 | 2.3% | +24.7% |
| 2025 | 2.2% | -3.7% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 0.7% | 0.7% | 0.7% | 1 |
| 2010s | 0.5% | 0.1% | 0.9% | 8 |
| 2020s | 1.7% | 1.0% | 2.3% | 6 |
Countries ranked near Luxembourg
More financial sector data for Luxembourg
- Net domestic credit (current LCU), per capita 208,660 current LCU per person (2023)
- Net domestic credit (current LCU), per unit of GDP 1.57 current LCU per US$ of GDP (2023)
- Net domestic credit (current LCU), annual growth rate -6.24 % change on previous year (2023)
- Gold reserves at 35 SDRs per ounce 2.52 million SDR (2025)
- Gold reserves at market value 229.63 million SDR (2025)
- Reserves excluding gold, foreign exchange 33.59 million SDR (2025)
- Reserves excluding gold 2.00 billion SDR (2025)
- Total reserves (gold at market value) 2.23 billion SDR (2025)
- Total reserves (gold at national valuation) 2.23 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 3,243 SDR per person (2025)
Frequently asked questions
- What is bank nonperforming loans to total gross loans in Luxembourg?
- Bank nonperforming loans to total gross loans in Luxembourg was 2.2% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank nonperforming loans to total gross loans recorded in Luxembourg?
- The highest recorded value was 2.3% in 2024.
- What is the lowest bank nonperforming loans to total gross loans recorded in Luxembourg?
- The lowest recorded value was 0.1% in 2012.
- How does Luxembourg rank for bank nonperforming loans to total gross loans?
- Luxembourg ranks 103rd out of 151 countries with data for 2025.
- Is bank nonperforming loans to total gross loans rising or falling in Luxembourg?
- Over the last ten years it is up 146.8%. The long-run trend across the full record is volatile.
- Where does this Luxembourg data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank nonperforming loans to total gross loans (%). Statizoid updates them automatically from the source API.
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About this data
The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.