Bank nonperforming loans to total gross loans in China
China: Bank nonperforming loans to total gross loans was 1.5% in 2024. ▲ Rising
Bank nonperforming loans to total gross loans in China, 2010–2024
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
China recorded 1.5% for bank nonperforming loans to total gross loans in 2024.
That represents a change of down 5.5% on the previous year and up 20.5% over ten years.
Over the whole period, bank nonperforming loans to total gross loans in China peaked at 1.9% in 2019 and was at its lowest, 1.0%, in 2012.
China ranks 125th of 150 countries on this measure, in the bottom quarter.
The long-run direction has been consistently rising across the 15 years of available data.
Bank nonperforming loans to total gross loans in China, year by year
| Year | % | Change |
|---|---|---|
| 2010 | 1.1% | — |
| 2011 | 1.0% | -15.1% |
| 2012 | 1.0% | -0.8% |
| 2013 | 1.0% | +4.8% |
| 2014 | 1.2% | +24.9% |
| 2015 | 1.7% | +34.0% |
| 2016 | 1.7% | +4.2% |
| 2017 | 1.7% | -0.0% |
| 2018 | 1.8% | +5.1% |
| 2019 | 1.9% | +1.6% |
| 2020 | 1.8% | -1.2% |
| 2021 | 1.7% | -6.1% |
| 2022 | 1.6% | -5.5% |
| 2023 | 1.6% | -2.4% |
| 2024 | 1.5% | -5.5% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 1.4% | 1.0% | 1.9% | 10 |
| 2020s | 1.7% | 1.5% | 1.8% | 5 |
Countries ranked near China
More financial sector data for China
- Reserves excluding gold, foreign exchange (SDR), annual growth rate -0.1486 % change on previous year (2025)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.1258 SDR per US$ of GDP (2025)
- Reserves excluding gold, foreign exchange (SDR), per capita 1,743 SDR per person (2025)
- Reserves excluding gold (SDR), annual growth rate -0.1047 % change on previous year (2025)
- Reserves excluding gold (SDR), per capita 1,778 SDR per person (2025)
- Total reserves (gold at market value) (SDR), annual growth rate 3.29 % change on previous year (2025)
- Total reserves (gold at market value) (SDR), per capita 1,946 SDR per person (2025)
- Total reserves (gold at national valuation) (SDR), annual growth rate 3.17 % change on previous year (2025)
- Total reserves (gold at national valuation) (SDR), per capita 1,944 SDR per person (2025)
- Total reserves in months of imports, annual growth rate 8.42 % change on previous year (2025)
Frequently asked questions
- What is bank nonperforming loans to total gross loans in China?
- Bank nonperforming loans to total gross loans in China was 1.5% in 2024, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank nonperforming loans to total gross loans recorded in China?
- The highest recorded value was 1.9% in 2019.
- What is the lowest bank nonperforming loans to total gross loans recorded in China?
- The lowest recorded value was 1.0% in 2012.
- How does China rank for bank nonperforming loans to total gross loans?
- China ranks 125th out of 150 countries with data for 2024.
- Is bank nonperforming loans to total gross loans rising or falling in China?
- Over the last ten years it is up 20.5%. The long-run trend across the full record is rising.
- Where does this China data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank nonperforming loans to total gross loans (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 15 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.