Bank nonperforming loans to total gross loans in Uruguay
Uruguay: Bank nonperforming loans to total gross loans was 1.5% in 2024. ▼ Falling
Bank nonperforming loans to total gross loans in Uruguay, 2015–2024
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
Uruguay recorded 1.5% for bank nonperforming loans to total gross loans in 2024.
Compared with earlier readings it is down 7.8% on the previous year and down 5.9% over ten years.
Over the whole period, bank nonperforming loans to total gross loans in Uruguay peaked at 2.8% in 2018 and was at its lowest, 1.3%, in 2021.
That places Uruguay 124th out of 150 countries with data for 2024, putting it in the bottom quarter.
Bank nonperforming loans to total gross loans in Uruguay, year by year
| Year | % | Change |
|---|---|---|
| 2015 | 1.6% | — |
| 2016 | 2.4% | +51.2% |
| 2017 | 2.7% | +8.7% |
| 2018 | 2.8% | +6.2% |
| 2019 | 2.6% | -9.6% |
| 2020 | 2.3% | -8.4% |
| 2021 | 1.3% | -43.2% |
| 2022 | 1.4% | +4.5% |
| 2023 | 1.7% | +19.0% |
| 2024 | 1.5% | -7.8% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 2.4% | 1.6% | 2.8% | 5 |
| 2020s | 1.6% | 1.3% | 2.3% | 5 |
Countries ranked near Uruguay
More financial sector data for Uruguay
- Total reserves (gold at national valuation) (SDR), annual growth rate 4.05 % change on previous year (2025)
- Total reserves (gold at national valuation) (SDR), per capita 4,096 SDR per person (2025)
- Total reserves in months of imports, annual growth rate 12.2 % change on previous year (2025)
- Total reserves in months of imports, per unit of GDP 0 units per US$ of GDP (2025)
- Total reserves in months of imports, per capita 0 units per person (2025)
- Reserves excluding gold, foreign exchange (SDR), annual growth rate 4.21 % change on previous year (2025)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.1535 SDR per US$ of GDP (2025)
- Reserves excluding gold, foreign exchange (SDR), per capita 3,872 SDR per person (2025)
- Reserves excluding gold (SDR), annual growth rate 4.02 % change on previous year (2025)
- Reserves excluding gold (SDR), per capita 4,093 SDR per person (2025)
Frequently asked questions
- What is bank nonperforming loans to total gross loans in Uruguay?
- Bank nonperforming loans to total gross loans in Uruguay was 1.5% in 2024, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank nonperforming loans to total gross loans recorded in Uruguay?
- The highest recorded value was 2.8% in 2018.
- What is the lowest bank nonperforming loans to total gross loans recorded in Uruguay?
- The lowest recorded value was 1.3% in 2021.
- How does Uruguay rank for bank nonperforming loans to total gross loans?
- Uruguay ranks 124th out of 150 countries with data for 2024.
- Is bank nonperforming loans to total gross loans rising or falling in Uruguay?
- Over the last ten years it is down 5.9%. The long-run trend across the full record is falling.
- Where does this Uruguay data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank nonperforming loans to total gross loans (%). Statizoid updates them automatically from the source API.
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About this data
The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.