Bank nonperforming loans to total gross loans (%) in Mozambique
Mozambique: Bank nonperforming loans to total gross loans (%) was 7.5% in 2025. ▲ Rising
Bank nonperforming loans to total gross loans in Mozambique, 2013–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
Mozambique recorded 7.5% for bank nonperforming loans to total gross loans in 2025.
Compared with earlier readings it is down 18.9% on the previous year and up 73.5% over ten years.
Over the whole period, bank nonperforming loans to total gross loans in Mozambique peaked at 12.6% in 2017 and was at its lowest, 2.7%, in 2013.
That places Mozambique 32nd out of 151 countries with data for 2025, putting it in the top quarter.
The long-run direction has been consistently rising across the 13 years of available data.
Bank nonperforming loans to total gross loans (%) in Mozambique, year by year
| Year | % | Change |
|---|---|---|
| 2013 | 2.7% | — |
| 2014 | 3.2% | +21.9% |
| 2015 | 4.3% | +32.7% |
| 2016 | 5.7% | +33.0% |
| 2017 | 12.6% | +120.7% |
| 2018 | 11.1% | -12.0% |
| 2019 | 10.2% | -8.6% |
| 2020 | 9.8% | -3.3% |
| 2021 | 10.6% | +7.9% |
| 2022 | 9.0% | -15.4% |
| 2023 | 8.2% | -8.2% |
| 2024 | 9.2% | +11.9% |
| 2025 | 7.5% | -18.9% |
Mozambique compared with similar countries
- Mozambique's 7.5% is above the median for low income countries, which is 5.3%, 1.4× the median. (12 countries reporting)
- Mozambique's 7.5% is above the median for Sub-Saharan Africa, which is 6.1%, 1.2× the median. (30 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 7.1% | 2.7% | 12.6% | 7 |
| 2020s | 9.1% | 7.5% | 10.6% | 6 |
Countries ranked near Mozambique
More financial sector data for Mozambique
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 1.1 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0013 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0.8011 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 1.1 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank nonperforming loans to total gross loans in Mozambique?
- Bank nonperforming loans to total gross loans in Mozambique was 7.5% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank nonperforming loans to total gross loans recorded in Mozambique?
- The highest recorded value was 12.6% in 2017.
- What is the lowest bank nonperforming loans to total gross loans recorded in Mozambique?
- The lowest recorded value was 2.7% in 2013.
- How does Mozambique rank for bank nonperforming loans to total gross loans?
- Mozambique ranks 32nd out of 151 countries with data for 2025.
- Is bank nonperforming loans to total gross loans rising or falling in Mozambique?
- Over the last ten years it is up 73.5%. The long-run trend across the full record is rising.
- Where does this Mozambique data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank nonperforming loans to total gross loans (%). Statizoid updates them automatically from the source API.
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About this data
The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.