Bank nonperforming loans to total gross loans (%) in Eswatini
Eswatini: Bank nonperforming loans to total gross loans (%) was 6.7% in 2025. ▲ Rising
Bank nonperforming loans to total gross loans in Eswatini, 2009–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
In 2025, bank nonperforming loans to total gross loans in Eswatini stood at 6.7%.
The figure is down 11.2% on the previous year and up 1.6% over ten years.
Over the whole period, bank nonperforming loans to total gross loans in Eswatini peaked at 10.7% in 2012 and was at its lowest, 3.5%, in 2011.
Eswatini ranks 34th of 151 countries on this measure, in the top quarter.
The long-run direction has been consistently rising across the 17 years of available data.
Bank nonperforming loans to total gross loans (%) in Eswatini, year by year
| Year | % | Change |
|---|---|---|
| 2009 | 5.9% | — |
| 2010 | 7.8% | +33.0% |
| 2011 | 3.5% | -54.8% |
| 2012 | 10.7% | +202.5% |
| 2013 | 6.8% | -36.3% |
| 2014 | 6.9% | +1.1% |
| 2015 | 6.6% | -3.5% |
| 2016 | 9.6% | +45.1% |
| 2017 | 7.9% | -17.7% |
| 2018 | 9.3% | +17.7% |
| 2019 | 9.4% | +1.4% |
| 2020 | 5.4% | -43.0% |
| 2021 | 9.6% | +77.5% |
| 2022 | 6.7% | -30.3% |
| 2023 | 6.9% | +3.2% |
| 2024 | 7.6% | +10.5% |
| 2025 | 6.7% | -11.2% |
Eswatini compared with similar countries
- Eswatini's 6.7% is above the median for lower middle income countries, which is 6.6%, 1.0× the median. (32 countries reporting)
- Eswatini's 6.7% is above the median for Sub-Saharan Africa, which is 6.1%, 1.1× the median. (30 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 5.9% | 5.9% | 5.9% | 1 |
| 2010s | 7.9% | 3.5% | 10.7% | 10 |
| 2020s | 7.1% | 5.4% | 9.6% | 6 |
Countries ranked near Eswatini
More financial sector data for Eswatini
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0017 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 7.15 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0013 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 5.22 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0017 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 7.15 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank nonperforming loans to total gross loans in Eswatini?
- Bank nonperforming loans to total gross loans in Eswatini was 6.7% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank nonperforming loans to total gross loans recorded in Eswatini?
- The highest recorded value was 10.7% in 2012.
- What is the lowest bank nonperforming loans to total gross loans recorded in Eswatini?
- The lowest recorded value was 3.5% in 2011.
- How does Eswatini rank for bank nonperforming loans to total gross loans?
- Eswatini ranks 34th out of 151 countries with data for 2025.
- Is bank nonperforming loans to total gross loans rising or falling in Eswatini?
- Over the last ten years it is up 1.6%. The long-run trend across the full record is rising.
- Where does this Eswatini data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank nonperforming loans to total gross loans (%). Statizoid updates them automatically from the source API.
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CSV · JSON — 17 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.