Bank nonperforming loans to total gross loans in Tonga
Tonga: Bank nonperforming loans to total gross loans was 13.5% in 2025. ◆ Volatile
Bank nonperforming loans to total gross loans in Tonga, 2012–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
Tonga recorded 13.5% for bank nonperforming loans to total gross loans in 2025.
Compared with earlier readings it is down 2.1% on the previous year and up 74.7% over ten years.
Over the whole period, bank nonperforming loans to total gross loans in Tonga peaked at 14.4% in 2012 and was at its lowest, 3.1%, in 2019.
Tonga ranks 18th of 150 countries on this measure, in the top quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Bank nonperforming loans to total gross loans in Tonga, year by year
| Year | % | Change |
|---|---|---|
| 2012 | 14.4% | — |
| 2013 | 10.6% | -26.2% |
| 2014 | 10.5% | -1.2% |
| 2015 | 7.7% | -26.4% |
| 2016 | 4.3% | -44.3% |
| 2017 | 3.7% | -14.3% |
| 2018 | 3.5% | -5.8% |
| 2019 | 3.1% | -10.5% |
| 2020 | 3.6% | +16.0% |
| 2021 | 3.5% | -2.9% |
| 2022 | 8.3% | +136.3% |
| 2023 | 11.6% | +40.9% |
| 2024 | 13.8% | +18.2% |
| 2025 | 13.5% | -2.1% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 7.2% | 3.1% | 14.4% | 8 |
| 2020s | 9.0% | 3.5% | 13.8% | 6 |
Countries ranked near Tonga
- 15 Ukraine 13.9% compare
- 16 Tajikistan 13.7% compare
- 17 Kenya 13.6% compare
- 19 Cameroon 12.9% compare
- 20 Solomon Islands 11.6% compare
- 21 Sint Maarten (Dutch part) 11.2% compare
More financial sector data for Tonga
- Net domestic credit (current LCU), per capita 2,704 current LCU per person (2025)
- Net domestic credit (current LCU), per unit of GDP 0.4131 current LCU per US$ of GDP (2025)
- Net domestic credit (current LCU), annual growth rate -5.83 % change on previous year (2025)
- Reserves excluding gold, foreign exchange 278.97 million SDR (2025)
- Reserves excluding gold 301.36 million SDR (2025)
- Total reserves (gold at market value) 301.36 million SDR (2025)
- Total reserves (gold at national valuation) 301.36 million SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 2,905 SDR per person (2025)
- Total reserves (gold at national valuation) (SDR), annual growth rate 4.17 % change on previous year (2025)
- Total reserves (gold at market value) (SDR), per capita 2,905 SDR per person (2025)
Frequently asked questions
- What is bank nonperforming loans to total gross loans in Tonga?
- Bank nonperforming loans to total gross loans in Tonga was 13.5% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank nonperforming loans to total gross loans recorded in Tonga?
- The highest recorded value was 14.4% in 2012.
- What is the lowest bank nonperforming loans to total gross loans recorded in Tonga?
- The lowest recorded value was 3.1% in 2019.
- How does Tonga rank for bank nonperforming loans to total gross loans?
- Tonga ranks 18th out of 150 countries with data for 2025.
- Is bank nonperforming loans to total gross loans rising or falling in Tonga?
- Over the last ten years it is up 74.7%. The long-run trend across the full record is volatile.
- Where does this Tonga data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank nonperforming loans to total gross loans (%). Statizoid updates them automatically from the source API.
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About this data
The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.