Bank nonperforming loans to total gross loans in United Arab Emirates
United Arab Emirates: Bank nonperforming loans to total gross loans was 4.1% in 2024. ▲ Rising
Bank nonperforming loans to total gross loans in United Arab Emirates, 2009–2024
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for bank nonperforming loans to total gross loans in United Arab Emirates is 4.1%, measured in 2024. That is the lowest value across all 16 years on record.
The figure is down 22.1% on the previous year and down 22.1% over ten years.
Over the whole period, bank nonperforming loans to total gross loans in United Arab Emirates peaked at 7.6% in 2020 and was at its lowest, 4.1%, in 2024.
United Arab Emirates ranks 59th of 151 countries on this measure, in the middle of the range.
The long-run direction has been consistently rising across the 16 years of available data.
Bank nonperforming loans to total gross loans in United Arab Emirates, year by year
| Year | % | Change |
|---|---|---|
| 2009 | 4.2% | — |
| 2010 | 5.3% | +26.1% |
| 2011 | 6.1% | +15.6% |
| 2012 | 7.1% | +17.1% |
| 2013 | 5.9% | -17.9% |
| 2014 | 5.3% | -9.2% |
| 2015 | 4.7% | -10.7% |
| 2016 | 4.8% | +1.1% |
| 2017 | 5.0% | +4.2% |
| 2018 | 5.3% | +5.2% |
| 2019 | 6.0% | +14.7% |
| 2020 | 7.6% | +25.6% |
| 2021 | 7.3% | -3.8% |
| 2022 | 6.6% | -10.1% |
| 2023 | 5.3% | -19.0% |
| 2024 | 4.1% | -22.1% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 4.2% | 4.2% | 4.2% | 1 |
| 2010s | 5.5% | 4.7% | 7.1% | 10 |
| 2020s | 6.2% | 4.1% | 7.6% | 5 |
Countries ranked near United Arab Emirates
More financial sector data for United Arab Emirates
- Reserve position in the IMF, US dollar, annual growth rate 3.08 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0014 units per US$ of GDP (2024)
- Reserve position in the IMF, US dollar, per capita 69.02 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate -1.84 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0011 units per US$ of GDP (2024)
- Reserve position in the IMF, SDR, per capita 50.4 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 3.08 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0014 units per US$ of GDP (2024)
- Reserve tranche position, US dollar, per capita 69.02 units per person (2025)
- Reserve tranche position, SDR, annual growth rate -1.84 % change on previous year (2025)
Frequently asked questions
- What is bank nonperforming loans to total gross loans in United Arab Emirates?
- Bank nonperforming loans to total gross loans in United Arab Emirates was 4.1% in 2024, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank nonperforming loans to total gross loans recorded in United Arab Emirates?
- The highest recorded value was 7.6% in 2020.
- What is the lowest bank nonperforming loans to total gross loans recorded in United Arab Emirates?
- The lowest recorded value was 4.1% in 2024.
- How does United Arab Emirates rank for bank nonperforming loans to total gross loans?
- United Arab Emirates ranks 59th out of 151 countries with data for 2024.
- Is bank nonperforming loans to total gross loans rising or falling in United Arab Emirates?
- Over the last ten years it is down 22.1%. The long-run trend across the full record is rising.
- Where does this United Arab Emirates data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank nonperforming loans to total gross loans (%). Statizoid updates them automatically from the source API.
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About this data
The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.