Bank nonperforming loans to total gross loans in Rwanda
Rwanda: Bank nonperforming loans to total gross loans was 4.2% in 2024. ▼ Falling
Bank nonperforming loans to total gross loans in Rwanda, 2008–2024
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for bank nonperforming loans to total gross loans in Rwanda is 4.2%, measured in 2024.
Compared with earlier readings it is down 9.9% on the previous year and down 19.9% over ten years.
Over the whole period, bank nonperforming loans to total gross loans in Rwanda peaked at 10.6% in 2008 and was at its lowest, 3.7%, in 2022.
Rwanda ranks 57th of 150 countries on this measure, in the middle of the range.
The long-run direction has been consistently falling across the 17 years of available data.
Bank nonperforming loans to total gross loans in Rwanda, year by year
| Year | % | Change |
|---|---|---|
| 2008 | 10.6% | — |
| 2009 | 9.3% | -12.2% |
| 2010 | 8.1% | -13.5% |
| 2011 | 6.2% | -23.4% |
| 2012 | 6.4% | +3.0% |
| 2013 | 6.1% | -4.9% |
| 2014 | 5.2% | -13.8% |
| 2015 | 5.9% | +13.1% |
| 2016 | 7.1% | +19.9% |
| 2017 | 7.2% | +2.0% |
| 2018 | 4.5% | -37.6% |
| 2019 | 4.0% | -10.6% |
| 2020 | 4.3% | +7.3% |
| 2021 | 5.4% | +24.6% |
| 2022 | 3.7% | -31.2% |
| 2023 | 4.6% | +25.4% |
| 2024 | 4.2% | -9.9% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 10.0% | 9.3% | 10.6% | 2 |
| 2010s | 6.1% | 4.0% | 8.1% | 10 |
| 2020s | 4.4% | 3.7% | 5.4% | 5 |
Countries ranked near Rwanda
More financial sector data for Rwanda
- Total reserves in months of imports, annual growth rate 16.11 % change on previous year (2024)
- Total reserves in months of imports, per unit of GDP 0 units per US$ of GDP (2024)
- Total reserves in months of imports, per capita 0 units per person (2024)
- Reserves excluding gold, foreign exchange (SDR), annual growth rate -19.99 % change on previous year (2025)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.0853 SDR per US$ of GDP (2025)
- Reserves excluding gold, foreign exchange (SDR), per capita 95.89 SDR per person (2025)
- Reserves excluding gold (SDR), annual growth rate -22.34 % change on previous year (2025)
- Reserves excluding gold (SDR), per capita 98.37 SDR per person (2025)
- Total reserves (gold at market value) (SDR), annual growth rate -22.34 % change on previous year (2025)
- Total reserves (gold at market value) (SDR), per capita 98.37 SDR per person (2025)
Frequently asked questions
- What is bank nonperforming loans to total gross loans in Rwanda?
- Bank nonperforming loans to total gross loans in Rwanda was 4.2% in 2024, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank nonperforming loans to total gross loans recorded in Rwanda?
- The highest recorded value was 10.6% in 2008.
- What is the lowest bank nonperforming loans to total gross loans recorded in Rwanda?
- The lowest recorded value was 3.7% in 2022.
- How does Rwanda rank for bank nonperforming loans to total gross loans?
- Rwanda ranks 57th out of 150 countries with data for 2024.
- Is bank nonperforming loans to total gross loans rising or falling in Rwanda?
- Over the last ten years it is down 19.9%. The long-run trend across the full record is falling.
- Where does this Rwanda data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank nonperforming loans to total gross loans (%). Statizoid updates them automatically from the source API.
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About this data
The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.