Bank nonperforming loans to total gross loans in Lesotho
Lesotho: Bank nonperforming loans to total gross loans was 4.3% in 2024. ▲ Rising
Bank nonperforming loans to total gross loans in Lesotho, 2009–2024
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for bank nonperforming loans to total gross loans in Lesotho is 4.3%, measured in 2024.
That represents a change of up 11.2% on the previous year and up 0.9% over ten years.
Over the whole period, bank nonperforming loans to total gross loans in Lesotho peaked at 4.4% in 2017 and was at its lowest, 2.1%, in 2011.
Lesotho ranks 55th of 150 countries on this measure, in the middle of the range.
The long-run direction has been consistently rising across the 16 years of available data.
Bank nonperforming loans to total gross loans in Lesotho, year by year
| Year | % | Change |
|---|---|---|
| 2009 | 3.0% | — |
| 2010 | 3.0% | +0.5% |
| 2011 | 2.1% | -31.0% |
| 2012 | 2.5% | +17.6% |
| 2013 | 3.8% | +53.7% |
| 2014 | 4.2% | +11.6% |
| 2015 | 4.0% | -4.5% |
| 2016 | 3.7% | -8.5% |
| 2017 | 4.4% | +19.5% |
| 2018 | 3.7% | -17.1% |
| 2019 | 3.3% | -9.9% |
| 2020 | 4.2% | +27.3% |
| 2021 | 4.1% | -3.2% |
| 2022 | 4.3% | +6.1% |
| 2023 | 3.8% | -11.0% |
| 2024 | 4.3% | +11.2% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 3.0% | 3.0% | 3.0% | 1 |
| 2010s | 3.5% | 2.1% | 4.4% | 10 |
| 2020s | 4.1% | 3.8% | 4.3% | 5 |
Countries ranked near Lesotho
More financial sector data for Lesotho
- Total reserves in months of imports, annual growth rate 17.74 % change on previous year (2024)
- Total reserves in months of imports, per unit of GDP 0 units per US$ of GDP (2024)
- Total reserves in months of imports, per capita 0 units per person (2024)
- Reserves excluding gold, foreign exchange (SDR), annual growth rate 23.55 % change on previous year (2024)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.2761 SDR per US$ of GDP (2024)
- Reserves excluding gold, foreign exchange (SDR), per capita 282.42 SDR per person (2024)
- Reserves excluding gold (SDR), annual growth rate 21.4 % change on previous year (2024)
- Reserves excluding gold (SDR), per capita 330.63 SDR per person (2024)
- Total reserves (gold at market value) (SDR), annual growth rate 21.4 % change on previous year (2024)
- Total reserves (gold at market value) (SDR), per capita 330.63 SDR per person (2024)
Frequently asked questions
- What is bank nonperforming loans to total gross loans in Lesotho?
- Bank nonperforming loans to total gross loans in Lesotho was 4.3% in 2024, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank nonperforming loans to total gross loans recorded in Lesotho?
- The highest recorded value was 4.4% in 2017.
- What is the lowest bank nonperforming loans to total gross loans recorded in Lesotho?
- The lowest recorded value was 2.1% in 2011.
- How does Lesotho rank for bank nonperforming loans to total gross loans?
- Lesotho ranks 55th out of 150 countries with data for 2024.
- Is bank nonperforming loans to total gross loans rising or falling in Lesotho?
- Over the last ten years it is up 0.9%. The long-run trend across the full record is rising.
- Where does this Lesotho data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank nonperforming loans to total gross loans (%). Statizoid updates them automatically from the source API.
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CSV · JSON — 16 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.