Bank nonperforming loans to total gross loans (%) in Macao
Macao: Bank nonperforming loans to total gross loans (%) was 4.4% in 2025. ◆ Volatile
Bank nonperforming loans to total gross loans in Macao, 2010–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for bank nonperforming loans to total gross loans in Macao is 4.4%, measured in 2025.
The figure is down 14.2% on the previous year and up 3,600.2% over ten years.
Over the whole period, bank nonperforming loans to total gross loans in Macao peaked at 5.2% in 2024 and was at its lowest, 0.1%, in 2013.
That places Macao 53rd out of 151 countries with data for 2025, putting it in the middle of the range.
The series is highly variable year to year, so single readings are best treated with caution.
Bank nonperforming loans to total gross loans (%) in Macao, year by year
| Year | % | Change |
|---|---|---|
| 2010 | 0.4% | — |
| 2011 | 0.3% | -12.3% |
| 2012 | 0.2% | -45.7% |
| 2013 | 0.1% | -50.7% |
| 2014 | 0.1% | +28.3% |
| 2015 | 0.1% | +1.2% |
| 2016 | 0.2% | +63.2% |
| 2017 | 0.2% | +16.3% |
| 2018 | 0.2% | -4.5% |
| 2019 | 0.2% | +10.4% |
| 2020 | 0.3% | +45.0% |
| 2021 | 0.7% | +87.5% |
| 2022 | 1.5% | +130.8% |
| 2023 | 3.6% | +136.1% |
| 2024 | 5.2% | +45.6% |
| 2025 | 4.4% | -14.2% |
Macao compared with similar countries
- Macao's 4.4% is above the median for high income countries, which is 2.0%, 2.2× the median. (58 countries reporting)
- Macao's 4.4% is above the median for East Asia & Pacific, which is 2.9%, 1.5× the median. (22 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 0.2% | 0.1% | 0.4% | 10 |
| 2020s | 2.6% | 0.3% | 5.2% | 6 |
Countries ranked near Macao
More financial sector data for Macao
- Reserves excluding gold, foreign exchange (SDR), annual growth rate -0.7352 % change on previous year (2025)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.4297 SDR per US$ of GDP (2025)
- Reserves excluding gold, foreign exchange (SDR), per capita 32,616 SDR per person (2025)
- Reserves excluding gold (SDR), annual growth rate -0.7352 % change on previous year (2025)
- Reserves excluding gold (SDR), per capita 32,616 SDR per person (2025)
- Total reserves (gold at market value) (SDR), annual growth rate -0.7352 % change on previous year (2025)
- Total reserves (gold at market value) (SDR), per capita 32,616 SDR per person (2025)
- Total reserves (gold at national valuation) (SDR), annual growth rate -0.7352 % change on previous year (2025)
- Total reserves (gold at national valuation) (SDR), per capita 32,616 SDR per person (2025)
- Total reserves in months of imports, annual growth rate 5.92 % change on previous year (2024)
Frequently asked questions
- What is bank nonperforming loans to total gross loans in Macao?
- Bank nonperforming loans to total gross loans in Macao was 4.4% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank nonperforming loans to total gross loans recorded in Macao?
- The highest recorded value was 5.2% in 2024.
- What is the lowest bank nonperforming loans to total gross loans recorded in Macao?
- The lowest recorded value was 0.1% in 2013.
- How does Macao rank for bank nonperforming loans to total gross loans?
- Macao ranks 53rd out of 151 countries with data for 2025.
- Is bank nonperforming loans to total gross loans rising or falling in Macao?
- Over the last ten years it is up 3,600.2%. The long-run trend across the full record is volatile.
- Where does this Macao data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank nonperforming loans to total gross loans (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 16 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.