Bank overhead costs to total assets in Germany
Germany: Bank overhead costs to total assets was 1.6% in 2021. ▲ Rising
Bank overhead costs to total assets in Germany, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
Germany recorded 1.6% for bank overhead costs to total assets in 2021.
Compared with earlier readings it is up 1.3% on the previous year and up 20.0% over ten years.
Over the whole period, bank overhead costs to total assets in Germany peaked at 1.7% in 2019 and was at its lowest, 0.9%, in 2008.
Germany ranks 114th of 168 countries on this measure, in the middle of the range.
The long-run direction has been consistently rising across the 22 years of available data.
Bank overhead costs to total assets in Germany, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 1.6% | — |
| 2001 | 1.6% | -2.2% |
| 2002 | 1.5% | -4.8% |
| 2003 | 1.6% | +7.7% |
| 2004 | 1.4% | -17.0% |
| 2005 | 1.2% | -13.7% |
| 2006 | 1.2% | +2.3% |
| 2007 | 1.1% | -4.8% |
| 2008 | 0.9% | -19.0% |
| 2009 | 1.1% | +21.9% |
| 2010 | 1.3% | +11.8% |
| 2011 | 1.3% | +4.0% |
| 2012 | 1.2% | -8.3% |
| 2013 | 1.4% | +15.5% |
| 2014 | 1.4% | -2.3% |
| 2015 | 1.5% | +7.8% |
| 2016 | 1.4% | -3.4% |
| 2017 | 1.7% | +16.1% |
| 2018 | 1.6% | -4.6% |
| 2019 | 1.7% | +8.6% |
| 2020 | 1.6% | -8.5% |
| 2021 | 1.6% | +1.3% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 1.3% | 0.9% | 1.6% | 10 |
| 2010s | 1.4% | 1.2% | 1.7% | 10 |
| 2020s | 1.6% | 1.6% | 1.6% | 2 |
Countries ranked near Germany
More financial sector data for Germany
- Net domestic credit (current LCU), per capita 72,617 current LCU per person (2023)
- Net domestic credit (current LCU), per unit of GDP 1.33 current LCU per US$ of GDP (2023)
- Net domestic credit (current LCU), annual growth rate -2.13 % change on previous year (2023)
- Gold reserves at 35 SDRs per ounce 3.77 billion SDR (2025)
- Gold reserves at market value 343.54 billion SDR (2025)
- Reserves excluding gold, foreign exchange 27.33 billion SDR (2025)
- Reserves excluding gold 74.28 billion SDR (2025)
- Total reserves (gold at market value) 417.82 billion SDR (2025)
- Total reserves (gold at national valuation) 413.37 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 4,951 SDR per person (2025)
Frequently asked questions
- What is bank overhead costs to total assets in Germany?
- Bank overhead costs to total assets in Germany was 1.6% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank overhead costs to total assets recorded in Germany?
- The highest recorded value was 1.7% in 2019.
- What is the lowest bank overhead costs to total assets recorded in Germany?
- The lowest recorded value was 0.9% in 2008.
- How does Germany rank for bank overhead costs to total assets?
- Germany ranks 114th out of 168 countries with data for 2021.
- Is bank overhead costs to total assets rising or falling in Germany?
- Over the last ten years it is up 20.0%. The long-run trend across the full record is rising.
- Where does this Germany data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank overhead costs to total assets (%). Statizoid updates them automatically from the source API.
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CSV · JSON — 22 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from Bankscope. Data2090[t] / ((data2025[t] + data2025[t-1])/2). Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.