Statizoid

Bank overhead costs to total assets (%) by country

Raw data are from Bankscope. Data2090[t] / ((data2025[t] + data2025[t-1])/2). Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.

Countries reporting
168
Highest
9.0%
Sierra Leone
Lowest
0.3%
Libya
Median
2.2%
Years covered
22
2000–2021
Data points
3,204

What the numbers show

Bank overhead costs to total assets (%) is currently reported for 168 countries. The highest value is 9.0% in Sierra Leone; the lowest is 0.3% in Libya.

The median across all reporting countries is 2.2%, and the mean is 2.6%.

The gap between the highest and lowest reporting country is a factor of about 27.

Over the past decade 36 countries rose and 131 fell. The largest increase was in San Marino (up 247.0%), and the largest decrease in Russia (down 97.3%).

Bank overhead costs to total assets: full country ranking

#Country LatestYear 10-year changeTrend
1 Sierra Leone 9.0% 2019 down 1.7% falling
2 Zimbabwe 8.0% 2021 down 24.3% falling
3 Argentina 7.2% 2021 down 1.5% rising
4 Venezuela 6.7% 2021 up 9.8% falling
5 Eswatini 6.4% 2019 down 3.8% falling
6 Guinea 6.2% 2020 down 2.8% falling
7 Democratic Republic of the Congo 6.2% 2020 down 46.2% falling
8 Zambia 6.0% 2021 down 23.6% falling
9 Mozambique 5.8% 2021 down 28.4% falling
10 Cyprus 5.7% 2021 up 172.8% rising
11 Malawi 5.6% 2021 down 34.8% falling
12 Liberia 5.5% 2021 down 43.5% falling
13 Tajikistan 5.5% 2021 down 11.8% falling
14 Dominican Republic 5.5% 2021 down 20.9% falling
15 Chad 5.5% 2016 down 6.7% flat
16 Uganda 5.1% 2021 down 23.6% falling
17 Tanzania 5.1% 2021 down 17.4% rising
18 Kyrgyzstan 5.0% 2021 down 41.2% rising
19 Ghana 4.8% 2021 down 35.7% falling
20 Angola 4.7% 2021 up 45.9% rising
21 Antigua and Barbuda 4.7% 2007 up 5.6% rising
22 Honduras 4.6% 2021 down 42.4% rising
23 Ecuador 4.6% 2021 down 20.5% falling
24 Nicaragua 4.4% 2021 down 5.9% falling
25 Niger 4.4% 2019 down 5.2% falling
26 Rwanda 4.3% 2021 down 48.6% falling
27 Sudan 4.3% 2012 down 24.4% falling
28 Lesotho 4.3% 2021 down 11.8% rising
29 Belize 4.2% 2020 up 28.8% rising
30 Namibia 4.1% 2021 down 6.6% falling
31 Madagascar 4.1% 2020 down 11.3% rising
32 Jamaica 4.1% 2021 down 33.8% flat
33 Gambia 4.0% 2020 down 41.9% falling
34 Costa Rica 3.9% 2021 down 13.9% falling
35 Gabon 3.9% 2019 down 38.8% falling
36 El Salvador 3.8% 2021 up 8.6% rising
37 Burundi 3.8% 2021 down 46.8% falling
38 Togo 3.7% 2019 down 36.9% falling
39 Botswana 3.7% 2021 down 5.9% falling
40 Azerbaijan 3.6% 2021 down 21.2% volatile
41 Mexico 3.6% 2021 up 43.2% falling
42 Kenya 3.5% 2021 down 39.6% falling
43 Guatemala 3.4% 2021 down 23.4% falling
44 Moldova 3.3% 2021 down 31.8% falling
45 Curaçao 3.3% 2021 down 24.4% rising
46 Bolivia 3.3% 2021 down 25.1% falling
47 Colombia 3.2% 2021 down 46.4% falling
48 Belarus 3.2% 2021 down 82.3% falling
49 Paraguay 3.2% 2021 down 62.4% volatile
50 Brazil 3.1% 2021 down 8.2% falling
51 Cameroon 3.1% 2020 down 30.3% rising
52 Montenegro 3.1% 2021 down 18.9% falling
53 Benin 3.1% 2019 down 22.0% falling
54 Mali 3.1% 2020 down 37.5% falling
55 Saint Lucia 3.0% 2018 down 11.3% falling
56 San Marino 3.0% 2017 up 247.0% rising
57 South Africa 2.9% 2021 down 3.1% flat
58 Uruguay 2.8% 2021 down 39.2% volatile
59 Indonesia 2.8% 2021 down 17.9% falling
60 Haiti 2.7% 2021 down 39.1% falling
61 Nigeria 2.7% 2021 down 68.3% falling
62 Afghanistan 2.7% 2021 down 40.9% falling
63 Trinidad and Tobago 2.7% 2021 down 27.4% falling
64 Peru 2.6% 2021 down 37.7% falling
65 Mauritania 2.6% 2020 down 31.6% falling
66 Uzbekistan 2.6% 2021 down 38.4% falling
67 Guyana 2.6% 2021 down 4.4% falling
68 Andorra 2.6% 2020 up 8.2% volatile
69 Hungary 2.5% 2021 down 16.9% falling
70 Seychelles 2.5% 2020 down 18.7% rising
71 Bosnia and Herzegovina 2.5% 2021 down 29.5% falling
72 Serbia 2.5% 2021 down 82.3% volatile
73 Cayman Islands 2.4% 2016 up 161.7% volatile
74 Ukraine 2.4% 2021 down 43.0% falling
75 Senegal 2.4% 2020 down 46.8% falling
76 Ethiopia 2.4% 2021 up 15.3% rising
77 United States 2.4% 2021 down 15.9% falling
78 Bahamas 2.4% 2021 up 30.9% rising
79 Côte d’Ivoire 2.4% 2021 down 61.0% falling
80 Mongolia 2.3% 2021 up 31.6% falling
81 Panama 2.3% 2021 down 0.3% falling
82 Georgia 2.3% 2021 down 61.3% falling
83 Tunisia 2.2% 2021 up 5.6% flat
84 Armenia 2.2% 2021 down 44.1% falling
85 Suriname 2.2% 2019 down 34.4% falling
86 Barbados 2.1% 2021 down 33.0% volatile
87 Romania 2.1% 2021 down 30.7% falling
88 Djibouti 2.1% 2019 down 29.8% falling
89 Bermuda 2.1% 2021 down 13.7% falling
90 Switzerland 2.0% 2021 up 17.7% flat
91 Kazakhstan 2.0% 2021 down 47.3% falling
92 Cabo Verde 2.0% 2021 down 40.3% falling
93 Philippines 2.0% 2021 down 32.6% falling
94 Pakistan 1.9% 2021 down 30.3% falling
95 Burkina Faso 1.9% 2020 down 58.4% falling
96 Sri Lanka 1.9% 2021 down 34.2% falling
97 Poland 1.9% 2021 down 23.1% falling
98 Cambodia 1.9% 2021 down 41.1% falling
99 India 1.8% 2021 down 2.2% falling
100 Albania 1.8% 2021 down 23.8% falling
101 Bangladesh 1.8% 2021 down 23.5% rising
102 Jordan 1.8% 2021 up 6.0% rising
103 Lebanon 1.8% 2021 up 26.4% falling
104 Fiji 1.8% 2021 down 20.7% falling
105 Iceland 1.7% 2021 down 11.5% falling
106 Nepal 1.7% 2021 down 24.6% falling
107 Estonia 1.7% 2021 up 13.4% falling
108 Latvia 1.7% 2021 down 7.0% falling
109 Croatia 1.7% 2021 down 21.7% falling
110 Bulgaria 1.6% 2021 down 33.2% falling
111 Oman 1.6% 2021 down 18.9% falling
112 Chile 1.6% 2021 down 43.3% falling
113 Morocco 1.6% 2021 down 24.7% falling
114 Germany 1.6% 2021 up 20.0% rising
115 Canada 1.6% 2021 down 53.1% falling
116 Yemen 1.6% 2019 down 19.3% rising
117 Slovenia 1.5% 2021 down 17.8% falling
118 Italy 1.5% 2021 down 12.4% falling
119 Ireland 1.5% 2021 up 142.0% volatile
120 Türkiye 1.5% 2021 down 37.1% falling
121 Egypt 1.5% 2021 down 8.9% rising
122 Viet Nam 1.5% 2021 down 19.0% rising
123 Israel 1.5% 2021 down 34.0% falling
124 Malta 1.4% 2021 down 7.3% falling
125 Austria 1.4% 2021 up 6.0% rising
126 Thailand 1.4% 2021 down 23.4% falling
127 United Kingdom 1.4% 2021 up 96.8% falling
128 Korea 1.4% 2021 up 13.5% rising
129 North Macedonia 1.3% 2021 down 55.8% falling
130 Bahrain 1.3% 2021 up 19.2% rising
131 Slovak Republic 1.3% 2021 down 48.8% volatile
132 Saudi Arabia 1.3% 2021 down 6.6% falling
133 Greece 1.3% 2021 down 22.5% falling
134 Spain 1.2% 2021 up 15.3% falling
135 Bhutan 1.2% 2021 down 12.5% falling
136 Denmark 1.2% 2021 up 30.3% flat
137 Kuwait 1.2% 2021 up 5.9% rising
138 Czechia 1.2% 2021 down 32.2% falling
139 Malaysia 1.2% 2021 down 46.2% rising
140 United Arab Emirates 1.2% 2021 down 8.4% falling
141 Syrian Arab Republic 1.2% 2021 down 27.2% volatile
142 Portugal 1.1% 2021 up 1.9% volatile
143 Algeria 1.1% 2020 up 1.3% flat
144 Luxembourg 1.1% 2021 up 34.9% rising
145 Mauritius 1.1% 2021 down 61.0% volatile
146 Chinese Taipei 1.1% 2021 up 15.9% falling
147 Belgium 1.0% 2021 up 13.4% flat
148 Lao People’s Democratic Republic 1.0% 2021 down 69.6% falling
149 Netherlands 1.0% 2021 up 14.0% rising
150 Australia 1.0% 2021 down 7.0% falling
151 New Zealand 1.0% 2021 down 14.4% falling
152 Iraq 1.0% 2021 down 58.4% volatile
153 Norway 1.0% 2021 down 5.8% falling
154 Sweden 1.0% 2021 down 13.7% falling
155 Finland 0.9% 2021 up 98.0% falling
156 Hong Kong (China) 0.9% 2021 down 77.1% volatile
157 Lithuania 0.9% 2021 down 46.5% volatile
158 Singapore 0.9% 2021 down 4.8% rising
159 France 0.8% 2021 up 1.0% falling
160 China (People’s Republic of) 0.8% 2021 down 26.9% falling
161 Macau (China) 0.8% 2021 down 23.7% falling
162 Myanmar 0.7% 2021 down 40.8% volatile
163 Qatar 0.7% 2021 down 30.5% falling
164 Cuba 0.6% 2020 up 140.7% volatile
165 Russia 0.5% 2021 down 97.3% volatile
166 Japan 0.4% 2021 down 48.1% falling
167 Turkmenistan 0.4% 2019 — falling
168 Libya 0.3% 2020 down 73.4% rising

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Bank overhead costs to total assets by country. Statizoid, drawing on Bankscope, Bureau van Dijk (BvD). Retrieved 21 August 2026, from https://financial-sector.statizoid.com/stat/bank-overhead-costs-to-total-assets-percent/

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About this data

Indicator
Bank overhead costs to total assets (%)
Unit
%
Source
Bankscope, Bureau van Dijk (BvD)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
168 places, 3,204 data points, 2000–2021
Last refreshed

Raw data are from Bankscope. Data2090[t] / ((data2025[t] + data2025[t-1])/2). Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.