Bank overhead costs to total assets (%) in Ghana
Ghana: Bank overhead costs to total assets (%) was 4.8% in 2021. ▼ Falling
Bank overhead costs to total assets in Ghana, 2006–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
The most recent figure for bank overhead costs to total assets in Ghana is 4.8%, measured in 2021. That is the lowest value across all 16 years on record.
Compared with earlier readings it is down 8.0% on the previous year and down 35.7% over ten years.
Over the whole period, bank overhead costs to total assets in Ghana peaked at 9.7% in 2007 and was at its lowest, 4.8%, in 2021.
That places Ghana 19th out of 168 countries with data for 2021, putting it in the top quarter.
The long-run direction has been consistently falling across the 16 years of available data.
Bank overhead costs to total assets (%) in Ghana, year by year
| Year | % | Change |
|---|---|---|
| 2006 | 8.7% | — |
| 2007 | 9.7% | +11.5% |
| 2008 | 8.0% | -16.9% |
| 2009 | 7.6% | -5.4% |
| 2010 | 8.1% | +6.3% |
| 2011 | 7.4% | -8.2% |
| 2012 | 6.4% | -13.3% |
| 2013 | 6.7% | +3.7% |
| 2014 | 6.0% | -9.6% |
| 2015 | 6.8% | +12.3% |
| 2016 | 6.8% | +0.2% |
| 2017 | 6.1% | -9.7% |
| 2018 | 6.0% | -2.3% |
| 2019 | 5.5% | -8.6% |
| 2020 | 5.2% | -5.4% |
| 2021 | 4.8% | -8.0% |
Ghana compared with similar countries
- Ghana's 4.8% is above the median for lower middle income countries, which is 2.9%, 1.6× the median. (38 countries reporting)
- Ghana's 4.8% is above the median for Sub-Saharan Africa, which is 4.1%, 1.2× the median. (39 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 8.5% | 7.6% | 9.7% | 4 |
| 2010s | 6.6% | 5.5% | 8.1% | 10 |
| 2020s | 5.0% | 4.8% | 5.2% | 2 |
Countries ranked near Ghana
More financial sector data for Ghana
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0011 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 3.61 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0008 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 2.64 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0011 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 3.61 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank overhead costs to total assets in Ghana?
- Bank overhead costs to total assets in Ghana was 4.8% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank overhead costs to total assets recorded in Ghana?
- The highest recorded value was 9.7% in 2007.
- What is the lowest bank overhead costs to total assets recorded in Ghana?
- The lowest recorded value was 4.8% in 2021.
- How does Ghana rank for bank overhead costs to total assets?
- Ghana ranks 19th out of 168 countries with data for 2021.
- Is bank overhead costs to total assets rising or falling in Ghana?
- Over the last ten years it is down 35.7%. The long-run trend across the full record is falling.
- Where does this Ghana data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank overhead costs to total assets (%). Statizoid updates them automatically from the source API.
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CSV · JSON — 16 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from Bankscope. Data2090[t] / ((data2025[t] + data2025[t-1])/2). Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.