Bank overhead costs to total assets (%) in Montenegro
Montenegro: Bank overhead costs to total assets (%) was 3.1% in 2021. ▼ Falling
Bank overhead costs to total assets in Montenegro, 2004–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
Montenegro recorded 3.1% for bank overhead costs to total assets in 2021.
Compared with earlier readings it is up 23.1% on the previous year and down 18.9% over ten years.
Over the whole period, bank overhead costs to total assets in Montenegro peaked at 9.2% in 2004 and was at its lowest, 2.5%, in 2020.
That places Montenegro 52nd out of 168 countries with data for 2021, putting it in the middle of the range.
The long-run direction has been consistently falling across the 18 years of available data.
Bank overhead costs to total assets (%) in Montenegro, year by year
| Year | % | Change |
|---|---|---|
| 2004 | 9.2% | — |
| 2005 | 7.2% | -21.6% |
| 2006 | 5.4% | -25.2% |
| 2007 | 3.6% | -34.0% |
| 2008 | 2.9% | -20.3% |
| 2009 | 3.4% | +18.8% |
| 2010 | 3.3% | -3.6% |
| 2011 | 3.8% | +16.8% |
| 2012 | 4.0% | +4.9% |
| 2013 | 3.9% | -3.3% |
| 2014 | 3.5% | -9.8% |
| 2015 | 3.5% | +1.0% |
| 2016 | 3.4% | -3.2% |
| 2017 | 3.5% | +3.5% |
| 2018 | 3.0% | -16.2% |
| 2019 | 3.4% | +15.0% |
| 2020 | 2.5% | -26.1% |
| 2021 | 3.1% | +23.1% |
Montenegro compared with similar countries
- Montenegro's 3.1% is above the median for upper middle income countries, which is 2.4%, 1.3× the median. (47 countries reporting)
- Montenegro's 3.1% is above the median for Europe & Central Asia, which is 1.7%, 1.9× the median. (50 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 5.3% | 2.9% | 9.2% | 6 |
| 2010s | 3.5% | 3.0% | 4.0% | 10 |
| 2020s | 2.8% | 2.5% | 3.1% | 2 |
Countries ranked near Montenegro
More financial sector data for Montenegro
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0022 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 32.64 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0016 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 23.83 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0022 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 32.64 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank overhead costs to total assets in Montenegro?
- Bank overhead costs to total assets in Montenegro was 3.1% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank overhead costs to total assets recorded in Montenegro?
- The highest recorded value was 9.2% in 2004.
- What is the lowest bank overhead costs to total assets recorded in Montenegro?
- The lowest recorded value was 2.5% in 2020.
- How does Montenegro rank for bank overhead costs to total assets?
- Montenegro ranks 52nd out of 168 countries with data for 2021.
- Is bank overhead costs to total assets rising or falling in Montenegro?
- Over the last ten years it is down 18.9%. The long-run trend across the full record is falling.
- Where does this Montenegro data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank overhead costs to total assets (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 18 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from Bankscope. Data2090[t] / ((data2025[t] + data2025[t-1])/2). Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.