Bank overhead costs to total assets in Montenegro

Montenegro: Bank overhead costs to total assets was 3.1% in 2021. ▼ Falling

Latest (2021)
3.1%
Change on year
up 23.1%
World rank
52nd
of 168 countries
All-time high
9.2%
in 2004
All-time low
2.5%
in 2020
Years of data
18
2004–2021

Bank overhead costs to total assets in Montenegro, 2004–2021

2468102004201220212004: 9.2 %2005: 7.2 %2006: 5.4 %2007: 3.6 %2008: 2.9 %2009: 3.4 %2010: 3.3 %2011: 3.8 %2012: 4 %2013: 3.9 %2014: 3.5 %2015: 3.5 %2016: 3.4 %2017: 3.5 %2018: 3 %2019: 3.4 %2020: 2.5 %2021: 3.1 %

Source: Bankscope, Bureau van Dijk (BvD). Measured in %.

Analysis

Montenegro recorded 3.1% for bank overhead costs to total assets in 2021.

Compared with earlier readings it is up 23.1% on the previous year and down 18.9% over ten years.

Over the whole period, bank overhead costs to total assets in Montenegro peaked at 9.2% in 2004 and was at its lowest, 2.5%, in 2020.

That places Montenegro 52nd out of 168 countries with data for 2021, putting it in the middle of the range.

The long-run direction has been consistently falling across the 18 years of available data.

Bank overhead costs to total assets in Montenegro, year by year

Annual values for Bank overhead costs to total assets (%) in Montenegro, 2004 to 2021.
Year % Change
2004 9.2%
2005 7.2% -21.6%
2006 5.4% -25.2%
2007 3.6% -34.0%
2008 2.9% -20.3%
2009 3.4% +18.8%
2010 3.3% -3.6%
2011 3.8% +16.8%
2012 4.0% +4.9%
2013 3.9% -3.3%
2014 3.5% -9.8%
2015 3.5% +1.0%
2016 3.4% -3.2%
2017 3.5% +3.5%
2018 3.0% -16.2%
2019 3.4% +15.0%
2020 2.5% -26.1%
2021 3.1% +23.1%

Averages by decade

DecadeAverage LowestHighest Years
2000s 5.3% 2.9% 9.2% 6
2010s 3.5% 3.0% 4.0% 10
2020s 2.8% 2.5% 3.1% 2

Countries ranked near Montenegro

  1. 49 Paraguay 3.2% compare
  2. 50 Brazil 3.1% compare
  3. 51 Cameroon 3.1% compare
  4. 53 Benin 3.1% compare
  5. 54 Mali 3.1% compare
  6. 55 Saint Lucia 3.0% compare

See the full ranking of 168 places →

More financial sector data for Montenegro

All data for Montenegro →

Frequently asked questions

What is bank overhead costs to total assets in Montenegro?
Bank overhead costs to total assets in Montenegro was 3.1% in 2021, according to Bankscope, Bureau van Dijk (BvD).
What is the highest bank overhead costs to total assets recorded in Montenegro?
The highest recorded value was 9.2% in 2004.
What is the lowest bank overhead costs to total assets recorded in Montenegro?
The lowest recorded value was 2.5% in 2020.
How does Montenegro rank for bank overhead costs to total assets?
Montenegro ranks 52nd out of 168 countries with data for 2021.
Is bank overhead costs to total assets rising or falling in Montenegro?
Over the last ten years it is down 18.9%. The long-run trend across the full record is falling.
Where does this Montenegro data come from?
The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank overhead costs to total assets (%). Statizoid updates them automatically from the source API.

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Bank overhead costs to total assets in Montenegro. Statizoid, drawing on Bankscope, Bureau van Dijk (BvD). Retrieved 31 August 2026, from https://financial-sector.statizoid.com/stat/bank-overhead-costs-to-total-assets-percent/montenegro/

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About this data

Indicator
Bank overhead costs to total assets (%)
Unit
%
Source
Bankscope, Bureau van Dijk (BvD)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
168 places, 3,204 data points, 2000–2021
Last refreshed

Raw data are from Bankscope. Data2090[t] / ((data2025[t] + data2025[t-1])/2). Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.