Bank overhead costs to total assets in Zambia

Zambia: Bank overhead costs to total assets was 6.0% in 2021. ▼ Falling

Latest (2021)
6.0%
Change on year
up 13.7%
World rank
8th
of 168 countries
All-time high
12.5%
in 2005
All-time low
4.7%
in 2018
Years of data
22
2000–2021

Bank overhead costs to total assets in Zambia, 2000–2021

02.557.51012.52000201020212000: 10.4 %2001: 12.1 %2002: 10.5 %2003: 10 %2004: 9.2 %2005: 12.5 %2006: 8.1 %2007: 7.7 %2008: 7.7 %2009: 7.1 %2010: 8.7 %2011: 7.9 %2012: 7.9 %2013: 7.1 %2014: 5.9 %2015: 5.7 %2016: 7.3 %2017: 9.8 %2018: 4.7 %2019: 6.7 %2020: 5.3 %2021: 6 %

Source: Bankscope, Bureau van Dijk (BvD). Measured in %.

Analysis

The most recent figure for bank overhead costs to total assets in Zambia is 6.0%, measured in 2021.

The figure is up 13.7% on the previous year and down 23.6% over ten years.

Over the whole period, bank overhead costs to total assets in Zambia peaked at 12.5% in 2005 and was at its lowest, 4.7%, in 2018.

That places Zambia 8th out of 168 countries with data for 2021, putting it in the top 10%.

The long-run direction has been consistently falling across the 22 years of available data.

Bank overhead costs to total assets in Zambia, year by year

Annual values for Bank overhead costs to total assets (%) in Zambia, 2000 to 2021.
Year % Change
2000 10.4%
2001 12.1% +16.7%
2002 10.5% -13.3%
2003 10.0% -4.9%
2004 9.2% -8.2%
2005 12.5% +36.4%
2006 8.1% -34.8%
2007 7.7% -5.7%
2008 7.7% +0.5%
2009 7.1% -7.9%
2010 8.7% +23.0%
2011 7.9% -10.1%
2012 7.9% +0.2%
2013 7.1% -9.3%
2014 5.9% -17.0%
2015 5.7% -3.3%
2016 7.3% +28.1%
2017 9.8% +32.8%
2018 4.7% -51.9%
2019 6.7% +42.5%
2020 5.3% -21.0%
2021 6.0% +13.7%

Averages by decade

DecadeAverage LowestHighest Years
2000s 9.5% 7.1% 12.5% 10
2010s 7.2% 4.7% 9.8% 10
2020s 5.6% 5.3% 6.0% 2

Countries ranked near Zambia

  1. 5 Eswatini 6.4% compare
  2. 6 Guinea 6.2% compare
  3. 7 Democratic Republic of Congo 6.2% compare
  4. 9 Mozambique 5.8% compare
  5. 10 Cyprus 5.7% compare
  6. 11 Malawi 5.6% compare

See the full ranking of 168 places →

More financial sector data for Zambia

All data for Zambia →

Frequently asked questions

What is bank overhead costs to total assets in Zambia?
Bank overhead costs to total assets in Zambia was 6.0% in 2021, according to Bankscope, Bureau van Dijk (BvD).
What is the highest bank overhead costs to total assets recorded in Zambia?
The highest recorded value was 12.5% in 2005.
What is the lowest bank overhead costs to total assets recorded in Zambia?
The lowest recorded value was 4.7% in 2018.
How does Zambia rank for bank overhead costs to total assets?
Zambia ranks 8th out of 168 countries with data for 2021.
Is bank overhead costs to total assets rising or falling in Zambia?
Over the last ten years it is down 23.6%. The long-run trend across the full record is falling.
Where does this Zambia data come from?
The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank overhead costs to total assets (%). Statizoid updates them automatically from the source API.

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Bank overhead costs to total assets in Zambia. Statizoid, drawing on Bankscope, Bureau van Dijk (BvD). Retrieved 01 September 2026, from https://financial-sector.statizoid.com/stat/bank-overhead-costs-to-total-assets-percent/zambia/

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About this data

Indicator
Bank overhead costs to total assets (%)
Unit
%
Source
Bankscope, Bureau van Dijk (BvD)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
168 places, 3,204 data points, 2000–2021
Last refreshed

Raw data are from Bankscope. Data2090[t] / ((data2025[t] + data2025[t-1])/2). Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.