Bank Z-score in Bulgaria
Bulgaria: Bank Z-score was 7.87 in 2021. ▼ Falling
Bank Z-score in Bulgaria, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD).
Analysis
In 2021, bank z-score in Bulgaria stood at 7.87.
That represents a change of up 1.5% on the previous year and down 9.1% over ten years.
Over the whole period, bank z-score in Bulgaria peaked at 14.28 in 2000 and was at its lowest, 7.57, in 2006.
Bulgaria ranks 144th of 169 countries on this measure, in the bottom quarter.
The long-run direction has been consistently falling across the 22 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 9.37 | 7.57 | 14.28 | 10 |
| 2010s | 8.67 | 8.12 | 9.15 | 10 |
| 2020s | 7.81 | 7.75 | 7.87 | 2 |
Countries ranked near Bulgaria
More financial sector data for Bulgaria
- Domestic credit to private sector by banks 47.0% (2024)
- Total reserves in months of imports 7.16 (2025)
- Net domestic credit 58.79 billion current LCU (2024)
- Net foreign assets 46.19 billion current LCU (2024)
- Monetary Sector credit to private sector 47.1% (2024)
- Broad money 82.1% (2024)
- Claims on central government, etc. 3.9% (2024)
- Domestic credit to private sector 47.1% (2024)
- Official exchange rate 1.74 LCU per US$, period average (2025)
- Net migration -2,961 (2025)
Frequently asked questions
- What is bank z-score in Bulgaria?
- Bank z-score in Bulgaria was 7.87 in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank z-score recorded in Bulgaria?
- The highest recorded value was 14.28 in 2000.
- What is the lowest bank z-score recorded in Bulgaria?
- The lowest recorded value was 7.57 in 2006.
- How does Bulgaria rank for bank z-score?
- Bulgaria ranks 144th out of 169 countries with data for 2021.
- Is bank z-score rising or falling in Bulgaria?
- Over the last ten years it is down 9.1%. The long-run trend across the full record is falling.
- Where does this Bulgaria data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank Z-score. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 22 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
It captures the probability of default of a country's banking system. Z-score compares the buffer of a country's banking system (capitalization and returns) with the volatility of those returns. It is estimated as (ROA+(equity/assets))/sd(ROA); sd(ROA) is the standard deviation of ROA. ROA, equity, and assets are country-level aggregate figures Calculated from underlying bank-by-bank unconsolidated data from Bankscope.