Bank Z-score in Georgia

Georgia: Bank Z-score was 7.91 in 2021. ▼ Falling

Latest (2021)
7.91
Change on year
up 26.9%
World rank
143rd
of 170 countries
All-time high
14.81
in 2002
All-time low
6.23
in 2020
Years of data
22
2000–2021

Bank Z-score in Georgia, 2000–2021

0510152000201020212000: 12.12001: 11.32002: 14.82003: 132004: 10.52005: 11.72006: 10.12007: 10.42008: 6.32009: 9.12010: 9.12011: 7.72012: 9.62013: 10.52014: 10.52015: 7.92016: 7.12017: 7.82018: 7.42019: 7.42020: 6.22021: 7.9

Source: Bankscope, Bureau van Dijk (BvD).

Analysis

Georgia recorded 7.91 for bank z-score in 2021.

Compared with earlier readings it is up 26.9% on the previous year and up 2.0% over ten years.

Over the whole period, bank z-score in Georgia peaked at 14.81 in 2002 and was at its lowest, 6.23, in 2020.

That places Georgia 143rd out of 170 countries with data for 2021, putting it in the bottom quarter.

The long-run direction has been consistently falling across the 22 years of available data.

Bank Z-score in Georgia, year by year

Annual values for Bank Z-score in Georgia, 2000 to 2021.
Year Value Change
2000 12.14
2001 11.34 -6.5%
2002 14.81 +30.5%
2003 12.95 -12.5%
2004 10.5 -18.9%
2005 11.66 +11.0%
2006 10.08 -13.5%
2007 10.44 +3.5%
2008 6.29 -39.7%
2009 9.1 +44.6%
2010 9.14 +0.4%
2011 7.75 -15.2%
2012 9.62 +24.2%
2013 10.54 +9.6%
2014 10.49 -0.5%
2015 7.86 -25.1%
2016 7.09 -9.8%
2017 7.84 +10.6%
2018 7.37 -6.0%
2019 7.35 -0.2%
2020 6.23 -15.3%
2021 7.91 +26.9%

Georgia compared with similar countries

  • Georgia's 7.91 is below the median for upper middle income countries, which is 15.47, 51% of the median. (48 countries reporting)
  • Georgia's 7.91 is below the median for Europe & Central Asia, which is 11.21, 71% of the median. (50 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2000s 10.93 6.29 14.81 10
2010s 8.5 7.09 10.54 10
2020s 7.07 6.23 7.91 2

Countries ranked near Georgia

  1. 140 Bolivia 8.32 compare
  2. 141 South Sudan 8.1 compare
  3. 142 Zimbabwe 8.08 compare
  4. 144 Thailand 7.88 compare
  5. 145 Bulgaria 7.87 compare
  6. 146 Bahrain 7.81 compare

See the full ranking of 170 places →

More financial sector data for Georgia

All data for Georgia →

Frequently asked questions

What is bank z-score in Georgia?
Bank z-score in Georgia was 7.91 in 2021, according to Bankscope, Bureau van Dijk (BvD).
What is the highest bank z-score recorded in Georgia?
The highest recorded value was 14.81 in 2002.
What is the lowest bank z-score recorded in Georgia?
The lowest recorded value was 6.23 in 2020.
How does Georgia rank for bank z-score?
Georgia ranks 143rd out of 170 countries with data for 2021.
Is bank z-score rising or falling in Georgia?
Over the last ten years it is up 2.0%. The long-run trend across the full record is falling.
Where does this Georgia data come from?
The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank Z-score. Statizoid updates them automatically from the source API.

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Bank Z-score in Georgia. Statizoid, drawing on Bankscope, Bureau van Dijk (BvD). Retrieved 23 September 2026, from https://financial-sector.statizoid.com/stat/bank-z-score/georgia/

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About this data

Indicator
Bank Z-score
Source
Bankscope, Bureau van Dijk (BvD)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
170 places, 3,302 data points, 2000–2021
Last refreshed

It captures the probability of default of a country's banking system. Z-score compares the buffer of a country's banking system (capitalization and returns) with the volatility of those returns. It is estimated as (ROA+(equity/assets))/sd(ROA); sd(ROA) is the standard deviation of ROA. ROA, equity, and assets are country-level aggregate figures Calculated from underlying bank-by-bank unconsolidated data from Bankscope.