Bank Z-score in Malta
Malta: Bank Z-score was 18.41 in 2021. ▼ Falling
Bank Z-score in Malta, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD).
Analysis
Malta recorded 18.41 for bank z-score in 2021.
The figure is down 3.6% on the previous year and down 20.3% over ten years.
Over the whole period, bank z-score in Malta peaked at 34.52 in 2006 and was at its lowest, 17.01, in 2002.
Malta ranks 62nd of 170 countries on this measure, in the middle of the range.
The long-run direction has been consistently falling across the 22 years of available data.
Bank Z-score in Malta, year by year
| Year | Value | Change |
|---|---|---|
| 2000 | 18.14 | — |
| 2001 | 17.54 | -3.3% |
| 2002 | 17.01 | -3.0% |
| 2003 | 31.44 | +84.9% |
| 2004 | 28.03 | -10.9% |
| 2005 | 27.95 | -0.3% |
| 2006 | 34.52 | +23.5% |
| 2007 | 24.46 | -29.1% |
| 2008 | 17.5 | -28.5% |
| 2009 | 25.58 | +46.2% |
| 2010 | 24.21 | -5.4% |
| 2011 | 23.1 | -4.6% |
| 2012 | 26.67 | +15.4% |
| 2013 | 26.28 | -1.5% |
| 2014 | 19.48 | -25.9% |
| 2015 | 18.29 | -6.1% |
| 2016 | 18.69 | +2.2% |
| 2017 | 20.53 | +9.8% |
| 2018 | 19.54 | -4.8% |
| 2019 | 20.79 | +6.4% |
| 2020 | 19.11 | -8.1% |
| 2021 | 18.41 | -3.6% |
Malta compared with similar countries
- Malta's 18.41 is above the median for high income countries, which is 15.34, 1.2× the median. (63 countries reporting)
- Malta's 18.41 is below the median for Middle East, North Africa, Afghanistan & Pakistan, which is 20.6, 89% of the median. (21 countries reporting)
Biggest year-on-year movements
Years where Bank Z-score in Malta changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2003 | +84.9% | 17.01 | 31.44 |
| 2009 | +46.2% | 17.5 | 25.58 |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 24.22 | 17.01 | 34.52 | 10 |
| 2010s | 21.76 | 18.29 | 26.67 | 10 |
| 2020s | 18.76 | 18.41 | 19.11 | 2 |
Countries ranked near Malta
More financial sector data for Malta
- Reserve position in the IMF, US dollar, annual growth rate 5.65 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0021 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 102.71 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0.6075 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0016 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 75 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.65 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0021 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 102.71 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0.6075 % change on previous year (2025)
Frequently asked questions
- What is bank z-score in Malta?
- Bank z-score in Malta was 18.41 in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank z-score recorded in Malta?
- The highest recorded value was 34.52 in 2006.
- What is the lowest bank z-score recorded in Malta?
- The lowest recorded value was 17.01 in 2002.
- How does Malta rank for bank z-score?
- Malta ranks 62nd out of 170 countries with data for 2021.
- Is bank z-score rising or falling in Malta?
- Over the last ten years it is down 20.3%. The long-run trend across the full record is falling.
- Where does this Malta data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank Z-score. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 22 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
It captures the probability of default of a country's banking system. Z-score compares the buffer of a country's banking system (capitalization and returns) with the volatility of those returns. It is estimated as (ROA+(equity/assets))/sd(ROA); sd(ROA) is the standard deviation of ROA. ROA, equity, and assets are country-level aggregate figures Calculated from underlying bank-by-bank unconsolidated data from Bankscope.