Bank Z-score in United Kingdom
United Kingdom: Bank Z-score was 18.11 in 2021. ▲ Rising
Bank Z-score in United Kingdom, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD).
Analysis
The most recent figure for bank z-score in United Kingdom is 18.11, measured in 2021.
That represents a change of up 2.7% on the previous year and up 99.0% over ten years.
Over the whole period, bank z-score in United Kingdom peaked at 23.7 in 2003 and was at its lowest, 5.06, in 2008.
That places United Kingdom 63rd out of 170 countries with data for 2021, putting it in the middle of the range.
The long-run direction has been consistently rising across the 22 years of available data.
Bank Z-score in United Kingdom, year by year
| Year | Value | Change |
|---|---|---|
| 2000 | 15.59 | — |
| 2001 | 18.72 | +20.1% |
| 2002 | 19.95 | +6.5% |
| 2003 | 23.7 | +18.8% |
| 2004 | 15.49 | -34.6% |
| 2005 | 8.99 | -42.0% |
| 2006 | 7.8 | -13.2% |
| 2007 | 9.07 | +16.3% |
| 2008 | 5.06 | -44.3% |
| 2009 | 6.47 | +27.9% |
| 2010 | 8.49 | +31.4% |
| 2011 | 9.1 | +7.1% |
| 2012 | 8.72 | -4.2% |
| 2013 | 9.63 | +10.4% |
| 2014 | 11.65 | +21.0% |
| 2015 | 18.29 | +57.0% |
| 2016 | 17.51 | -4.2% |
| 2017 | 15.88 | -9.3% |
| 2018 | 18.7 | +17.7% |
| 2019 | 18.38 | -1.7% |
| 2020 | 17.63 | -4.1% |
| 2021 | 18.11 | +2.7% |
United Kingdom compared with similar countries
- United Kingdom's 18.11 is above the median for high income countries, which is 15.34, 1.2× the median. (63 countries reporting)
- United Kingdom's 18.11 is above the median for Europe & Central Asia, which is 11.21, 1.6× the median. (50 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 13.08 | 5.06 | 23.7 | 10 |
| 2010s | 13.63 | 8.49 | 18.7 | 10 |
| 2020s | 17.87 | 17.63 | 18.11 | 2 |
Countries ranked near United Kingdom
More financial sector data for United Kingdom
- Reserve position in the IMF, US dollar, annual growth rate 10.56 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 104.99 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 5.29 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0013 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 76.66 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 10.56 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 104.99 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 5.29 % change on previous year (2025)
Frequently asked questions
- What is bank z-score in United Kingdom?
- Bank z-score in United Kingdom was 18.11 in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank z-score recorded in United Kingdom?
- The highest recorded value was 23.7 in 2003.
- What is the lowest bank z-score recorded in United Kingdom?
- The lowest recorded value was 5.06 in 2008.
- How does United Kingdom rank for bank z-score?
- United Kingdom ranks 63rd out of 170 countries with data for 2021.
- Is bank z-score rising or falling in United Kingdom?
- Over the last ten years it is up 99.0%. The long-run trend across the full record is rising.
- Where does this United Kingdom data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank Z-score. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 22 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
It captures the probability of default of a country's banking system. Z-score compares the buffer of a country's banking system (capitalization and returns) with the volatility of those returns. It is estimated as (ROA+(equity/assets))/sd(ROA); sd(ROA) is the standard deviation of ROA. ROA, equity, and assets are country-level aggregate figures Calculated from underlying bank-by-bank unconsolidated data from Bankscope.