Bank Z-score in New Zealand
New Zealand: Bank Z-score was 44.78 in 2021. β² Rising
Bank Z-score in New Zealand, 2006β2021
Source: Bankscope, Bureau van Dijk (BvD).
Analysis
In 2021, bank z-score in New Zealand stood at 44.78. That is the highest value across all 16 years on record.
Compared with earlier readings it is up 7.5% on the previous year and up 31.8% over ten years.
Over the whole period, bank z-score in New Zealand peaked at 44.78 in 2021 and was at its lowest, 30.61, in 2009.
That places New Zealand 3rd out of 169 countries with data for 2021, putting it in the top 10%.
The long-run direction has been consistently rising across the 16 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 33.84 | 30.61 | 36.48 | 4 |
| 2010s | 40.06 | 33.19 | 43.92 | 10 |
| 2020s | 43.23 | 41.68 | 44.78 | 2 |
Countries ranked near New Zealand
- 1 Luxembourg 51.67 compare
- 2 Jordan 50.11 compare
- 4 Morocco 42.4 compare
- 5 Turkmenistan 40.62 compare
- 6 Panama 40.39 compare
More financial sector data for New Zealand
- Net domestic credit (current LCU), per capita 120,241 current LCU per person (2025)
- Net domestic credit (current LCU), per unit of GDP 2.42 current LCU per US$ of GDP (2025)
- Net domestic credit (current LCU), annual growth rate 4.19 % change on previous year (2025)
- Gold reserves at 35 SDRs per ounce 0 SDR (2025)
- Gold reserves at market value 0 SDR (2025)
- Reserves excluding gold, foreign exchange 18.09 billion SDR (2025)
- Reserves excluding gold 20.56 billion SDR (2025)
- Total reserves (gold at market value) 20.56 billion SDR (2025)
- Total reserves (gold at national valuation) 20.56 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 3,861 SDR per person (2025)
Frequently asked questions
- What is bank z-score in New Zealand?
- Bank z-score in New Zealand was 44.78 in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank z-score recorded in New Zealand?
- The highest recorded value was 44.78 in 2021.
- What is the lowest bank z-score recorded in New Zealand?
- The lowest recorded value was 30.61 in 2009.
- How does New Zealand rank for bank z-score?
- New Zealand ranks 3rd out of 169 countries with data for 2021.
- Is bank z-score rising or falling in New Zealand?
- Over the last ten years it is up 31.8%. The long-run trend across the full record is rising.
- Where does this New Zealand data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank Z-score. Statizoid updates them automatically from the source API.
Download this data
CSV Β· JSON β 16 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
It captures the probability of default of a country's banking system. Z-score compares the buffer of a country's banking system (capitalization and returns) with the volatility of those returns. It is estimated as (ROA+(equity/assets))/sd(ROA); sd(ROA) is the standard deviation of ROA. ROA, equity, and assets are country-level aggregate figures Calculated from underlying bank-by-bank unconsolidated data from Bankscope.