Bank Z-score in Panama
Panama: Bank Z-score was 40.39 in 2021. ▬ Flat
Bank Z-score in Panama, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD).
Analysis
The most recent figure for bank z-score in Panama is 40.39, measured in 2021.
The figure is up 6.1% on the previous year and up 13.4% over ten years.
Over the whole period, bank z-score in Panama peaked at 43.74 in 2003 and was at its lowest, 29.7, in 2013.
Panama ranks 6th of 169 countries on this measure, in the top 10%.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 38.86 | 34.15 | 43.74 | 10 |
| 2010s | 36.5 | 29.7 | 43.1 | 10 |
| 2020s | 39.23 | 38.07 | 40.39 | 2 |
Countries ranked near Panama
More financial sector data for Panama
- Domestic credit to private sector by banks 66.8% (2025)
- Total reserves in months of imports 1.74 (2025)
- Net domestic credit 50.62 billion current LCU (2020)
- Net foreign assets 9.33 billion current LCU (2020)
- Monetary Sector credit to private sector 98.2% (2020)
- Broad money 76.2% (2008)
- Claims on central government, etc. -11.4% (2020)
- Domestic credit to private sector 100.2% (2020)
- Official exchange rate 1 LCU per US$, period average (2025)
- Net migration 6,151 (2025)
Frequently asked questions
- What is bank z-score in Panama?
- Bank z-score in Panama was 40.39 in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank z-score recorded in Panama?
- The highest recorded value was 43.74 in 2003.
- What is the lowest bank z-score recorded in Panama?
- The lowest recorded value was 29.7 in 2013.
- How does Panama rank for bank z-score?
- Panama ranks 6th out of 169 countries with data for 2021.
- Is bank z-score rising or falling in Panama?
- Over the last ten years it is up 13.4%. The long-run trend across the full record is flat.
- Where does this Panama data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank Z-score. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 22 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
It captures the probability of default of a country's banking system. Z-score compares the buffer of a country's banking system (capitalization and returns) with the volatility of those returns. It is estimated as (ROA+(equity/assets))/sd(ROA); sd(ROA) is the standard deviation of ROA. ROA, equity, and assets are country-level aggregate figures Calculated from underlying bank-by-bank unconsolidated data from Bankscope.