Borrowers from commercial banks in China

China: Borrowers from commercial banks was 662.05 per 1,000 adults in 2024. ▲ Rising

Latest (2024)
662.05 per 1,000 adults
Change on year
up 3.6%
World rank
8th
of 112 countries
All-time high
662.05 per 1,000 adults
in 2024
All-time low
272.05 per 1,000 adults
in 2012
Years of data
13
2012–2024

Borrowers from commercial banks in China, 2012–2024

02004006002012201820242012: 272 per 1,000 adults2013: 292.3 per 1,000 adults2014: 317 per 1,000 adults2015: 344.9 per 1,000 adults2016: 384 per 1,000 adults2017: 427.1 per 1,000 adults2018: 470.1 per 1,000 adults2019: 503.7 per 1,000 adults2020: 534.1 per 1,000 adults2021: 566.2 per 1,000 adults2022: 607.1 per 1,000 adults2023: 639.2 per 1,000 adults2024: 662.1 per 1,000 adults

Source: Financial Access Survey, International Monetary Fund (IMF). Measured in per 1,000 adults.

Analysis

In 2024, borrowers from commercial banks in China stood at 662.05 per 1,000 adults. That is the highest value across all 13 years on record.

The figure is up 3.6% on the previous year and up 108.8% over ten years.

Over the whole period, borrowers from commercial banks in China peaked at 662.05 per 1,000 adults in 2024 and was at its lowest, 272.05 per 1,000 adults, in 2012.

China ranks 8th of 112 countries on this measure, in the top 10%.

The long-run direction has been consistently rising across the 13 years of available data.

Borrowers from commercial banks in China, year by year

Annual values for Borrowers from commercial banks (per 1,000 adults) in China, 2012 to 2024.
Year per 1,000 adults Change
2012 272.05 per 1,000 adults
2013 292.31 per 1,000 adults +7.4%
2014 317.02 per 1,000 adults +8.5%
2015 344.93 per 1,000 adults +8.8%
2016 384 per 1,000 adults +11.3%
2017 427.12 per 1,000 adults +11.2%
2018 470.15 per 1,000 adults +10.1%
2019 503.71 per 1,000 adults +7.1%
2020 534.09 per 1,000 adults +6.0%
2021 566.16 per 1,000 adults +6.0%
2022 607.07 per 1,000 adults +7.2%
2023 639.2 per 1,000 adults +5.3%
2024 662.05 per 1,000 adults +3.6%

Averages by decade

DecadeAverage LowestHighest Years
2010s 376.41 per 1,000 adults 272.05 per 1,000 adults 503.71 per 1,000 adults 8
2020s 601.71 per 1,000 adults 534.09 per 1,000 adults 662.05 per 1,000 adults 5

Countries ranked near China

  1. 5 Brazil 767.6 per 1,000 adults compare
  2. 6 Uruguay 766.28 per 1,000 adults compare
  3. 7 Belgium 672.95 per 1,000 adults compare
  4. 9 United Arab Emirates 628.86 per 1,000 adults compare
  5. 10 Italy 587.27 per 1,000 adults compare
  6. 11 Georgia 559.22 per 1,000 adults compare

See the full ranking of 147 places →

More financial sector data for China

All data for China →

Frequently asked questions

What is borrowers from commercial banks in China?
Borrowers from commercial banks in China was 662.05 per 1,000 adults in 2024, according to Financial Access Survey, International Monetary Fund (IMF).
What is the highest borrowers from commercial banks recorded in China?
The highest recorded value was 662.05 per 1,000 adults in 2024.
What is the lowest borrowers from commercial banks recorded in China?
The lowest recorded value was 272.05 per 1,000 adults in 2012.
How does China rank for borrowers from commercial banks?
China ranks 8th out of 112 countries with data for 2024.
Is borrowers from commercial banks rising or falling in China?
Over the last ten years it is up 108.8%. The long-run trend across the full record is rising.
Where does this China data come from?
The figures come from Financial Access Survey, International Monetary Fund (IMF), published as part of Borrowers from commercial banks (per 1,000 adults). Statizoid updates them automatically from the source API.

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Borrowers from commercial banks in China. Statizoid, drawing on Financial Access Survey, International Monetary Fund (IMF). Retrieved 02 September 2026, from https://financial-sector.statizoid.com/stat/borrowers-from-commercial-banks-per-1-000-adults/china/

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About this data

Indicator
Borrowers from commercial banks (per 1,000 adults)
Unit
per 1,000 adults
Source
Financial Access Survey, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
147 places, 2,367 data points, 2004–2024
Last refreshed

Borrowers from commercial banks are the reported number of resident customers that are nonfinancial corporations (public and private) and households who obtained loans from commercial banks and other banks functioning as commercial banks.