Borrowers from commercial banks (per 1,000 adults) by country
Borrowers from commercial banks are the reported number of resident customers that are nonfinancial corporations (public and private) and households who obtained loans from commercial banks and other banks functioning as commercial banks.
Countries reporting
112
Highest
1,074 per 1,000 adults
Singapore
Lowest
1.02 per 1,000 adults
South Sudan
Median
194.11 per 1,000 adults
Years covered
21
2004–2024
Data points
2,367
What the numbers show
Borrowers from commercial banks (per 1,000 adults) is currently reported for 112 countries. The highest value is 1,074 per 1,000 adults in Singapore; the lowest is 1.02 per 1,000 adults in South Sudan.
The median across all reporting countries is 194.11 per 1,000 adults, and the mean is 252.06 per 1,000 adults.
The gap between the highest and lowest reporting country is a factor of about 1,048.
Over the past decade 81 countries rose and 29 fell. The largest increase was in Myanmar (up 2,024.7%), and the largest decrease in Tanzania, United Republic of (down 76.8%).
Borrowers from commercial banks: full country ranking
| # | Country | Latest | Year | 10-year change | Trend |
|---|---|---|---|---|---|
| 1 | Singapore | 1,074 per 1,000 adults | 2020 | up 15.9% | rising |
| 2 | Eswatini | 1,057 per 1,000 adults | 2024 | up 756.7% | volatile |
| 3 | Türkiye | 976.68 per 1,000 adults | 2024 | up 19.4% | rising |
| 4 | Israel | 917.65 per 1,000 adults | 2011 | up 5.7% | flat |
| 5 | Brazil | 767.6 per 1,000 adults | 2024 | up 89.7% | rising |
| 6 | Uruguay | 766.28 per 1,000 adults | 2024 | up 33.7% | rising |
| 7 | Belgium | 672.95 per 1,000 adults | 2021 | down 3.4% | rising |
| 8 | China | 662.05 per 1,000 adults | 2024 | up 108.8% | rising |
| 9 | United Arab Emirates | 628.86 per 1,000 adults | 2023 | up 12.6% | rising |
| 10 | Italy | 587.27 per 1,000 adults | 2024 | up 32.0% | rising |
| 11 | Georgia | 559.22 per 1,000 adults | 2024 | up 20.4% | volatile |
| 12 | Serbia | 551.05 per 1,000 adults | 2024 | up 12.2% | rising |
| 13 | Croatia | 540.72 per 1,000 adults | 2024 | down 14.0% | falling |
| 14 | Tajikistan | 513.08 per 1,000 adults | 2024 | up 972.5% | volatile |
| 15 | Estonia | 505.66 per 1,000 adults | 2024 | down 1.4% | falling |
| 16 | Portugal | 485.47 per 1,000 adults | 2024 | up 30.4% | rising |
| 17 | Paraguay | 465.52 per 1,000 adults | 2024 | up 57.3% | rising |
| 18 | Spain | 459.52 per 1,000 adults | 2024 | up 10.9% | rising |
| 19 | Poland | 455 per 1,000 adults | 2024 | down 1.9% | flat |
| 20 | Malta | 433.39 per 1,000 adults | 2024 | — | rising |
| 21 | Hungary | 417.28 per 1,000 adults | 2024 | down 22.0% | falling |
| 22 | San Marino | 416.24 per 1,000 adults | 2024 | down 30.0% | falling |
| 23 | Lithuania | 408.04 per 1,000 adults | 2024 | — | rising |
| 24 | Maldives | 403.15 per 1,000 adults | 2024 | up 223.6% | rising |
| 25 | Bulgaria | 392.81 per 1,000 adults | 2024 | down 16.6% | falling |
| 26 | Azerbaijan | 392.8 per 1,000 adults | 2024 | up 34.5% | volatile |
| 27 | Argentina | 389.59 per 1,000 adults | 2024 | up 12.8% | rising |
| 28 | North Macedonia | 385.63 per 1,000 adults | 2024 | up 7.5% | rising |
| 29 | Palau | 383 per 1,000 adults | 2017 | up 9.6% | rising |
| 30 | Uzbekistan | 376.82 per 1,000 adults | 2024 | up 655.2% | volatile |
| 31 | Indonesia | 358.68 per 1,000 adults | 2024 | down 6.8% | rising |
| 32 | Chile | 355.49 per 1,000 adults | 2024 | down 3.4% | rising |
| 33 | Brunei Darussalam | 352.34 per 1,000 adults | 2021 | down 36.5% | falling |
| 34 | Cyprus | 348.79 per 1,000 adults | 2024 | down 4.9% | falling |
| 35 | Bosnia and Herzegovina | 333.58 per 1,000 adults | 2024 | up 16.8% | rising |
| 36 | Kenya | 324.9 per 1,000 adults | 2024 | up 98.0% | volatile |
| 37 | Montenegro | 321.87 per 1,000 adults | 2024 | up 46.0% | rising |
| 38 | Thailand | 309.67 per 1,000 adults | 2024 | up 2.9% | rising |
| 39 | Malaysia | 305.09 per 1,000 adults | 2024 | down 10.2% | falling |
| 40 | Latvia | 304.1 per 1,000 adults | 2024 | down 13.5% | falling |
| 41 | Namibia | 297.11 per 1,000 adults | 2024 | up 17.4% | volatile |
| 42 | Qatar | 280.88 per 1,000 adults | 2021 | up 7.7% | falling |
| 43 | Kyrgyzstan | 267.63 per 1,000 adults | 2024 | up 377.4% | volatile |
| 44 | Mauritius | 263.13 per 1,000 adults | 2024 | down 7.4% | falling |
| 45 | Colombia | 263.02 per 1,000 adults | 2024 | up 18.2% | rising |
| 46 | Kosovo | 261.42 per 1,000 adults | 2024 | up 233.9% | volatile |
| 47 | Costa Rica | 259.81 per 1,000 adults | 2024 | up 20.7% | rising |
| 48 | Tunisia | 253.69 per 1,000 adults | 2024 | up 19.6% | rising |
| 49 | Dominican Republic | 250.49 per 1,000 adults | 2024 | up 57.1% | rising |
| 50 | Romania | 246.63 per 1,000 adults | 2024 | up 15.5% | flat |
| 51 | Seychelles | 235.02 per 1,000 adults | 2024 | up 4.8% | rising |
| 52 | Saudi Arabia | 234.69 per 1,000 adults | 2024 | up 26.2% | rising |
| 53 | Republic of Moldova | 210.26 per 1,000 adults | 2024 | up 220.1% | volatile |
| 54 | Cape Verde | 208.75 per 1,000 adults | 2022 | up 95.3% | rising |
| 55 | Kuwait | 198.93 per 1,000 adults | 2024 | down 4.0% | rising |
| 56 | Botswana | 196.25 per 1,000 adults | 2024 | up 7.4% | rising |
| 57 | Bahrain | 191.97 per 1,000 adults | 2024 | up 180.0% | volatile |
| 58 | Ghana | 185.64 per 1,000 adults | 2024 | up 294.2% | volatile |
| 59 | Suriname | 184.82 per 1,000 adults | 2024 | up 1.6% | flat |
| 60 | Guatemala | 167.44 per 1,000 adults | 2024 | up 10.2% | rising |
| 61 | Peru | 167.06 per 1,000 adults | 2024 | up 4.0% | rising |
| 62 | Palestine, State of | 166.49 per 1,000 adults | 2024 | up 41.8% | rising |
| 63 | Albania | 155.95 per 1,000 adults | 2024 | up 1.0% | rising |
| 64 | Samoa | 151.97 per 1,000 adults | 2024 | up 45.5% | falling |
| 65 | Ecuador | 147.64 per 1,000 adults | 2024 | down 34.6% | falling |
| 66 | Belize | 147.22 per 1,000 adults | 2024 | down 25.5% | falling |
| 67 | Libya | 138.37 per 1,000 adults | 2011 | up 14.7% | rising |
| 68 | Egypt | 132.95 per 1,000 adults | 2024 | up 32.7% | rising |
| 69 | Madagascar | 121.6 per 1,000 adults | 2024 | up 335.9% | volatile |
| 70 | Honduras | 120.83 per 1,000 adults | 2024 | up 9.3% | rising |
| 71 | Mauritania | 98.95 per 1,000 adults | 2023 | up 102.9% | rising |
| 72 | Rwanda | 98.09 per 1,000 adults | 2024 | up 185.9% | volatile |
| 73 | Bangladesh | 96.44 per 1,000 adults | 2024 | up 25.2% | flat |
| 74 | Gabon | 92.11 per 1,000 adults | 2013 | up 665.0% | volatile |
| 75 | Vanuatu | 88.45 per 1,000 adults | 2021 | up 6.0% | flat |
| 76 | Bolivia, Plurinational State of | 81.14 per 1,000 adults | 2024 | up 50.0% | rising |
| 77 | Lebanon | 70.82 per 1,000 adults | 2024 | down 68.4% | falling |
| 78 | Equatorial Guinea | 63.84 per 1,000 adults | 2022 | up 846.1% | volatile |
| 79 | Congo | 61.25 per 1,000 adults | 2022 | up 327.2% | rising |
| 80 | Uganda | 60.34 per 1,000 adults | 2024 | up 185.0% | rising |
| 81 | United Kingdom of Great Britain and Northern Ireland | 59.47 per 1,000 adults | 2012 | up 6.0% | flat |
| 82 | Mozambique | 59.25 per 1,000 adults | 2024 | up 74.3% | volatile |
| 83 | Zimbabwe | 58.55 per 1,000 adults | 2024 | up 38.5% | volatile |
| 84 | Sao Tome and Principe | 55.43 per 1,000 adults | 2024 | down 6.3% | falling |
| 85 | Lesotho | 52.75 per 1,000 adults | 2024 | down 20.1% | rising |
| 86 | Timor-Leste | 51.4 per 1,000 adults | 2023 | up 44.0% | rising |
| 87 | Syrian Arab Republic | 50.54 per 1,000 adults | 2013 | down 29.4% | falling |
| 88 | Tanzania, United Republic of | 49.15 per 1,000 adults | 2024 | down 76.8% | volatile |
| 89 | Zambia | 44.76 per 1,000 adults | 2024 | up 22.7% | volatile |
| 90 | Algeria | 43.39 per 1,000 adults | 2024 | up 2.3% | rising |
| 91 | Djibouti | 42.46 per 1,000 adults | 2024 | down 20.0% | rising |
| 92 | Solomon Islands | 40.11 per 1,000 adults | 2024 | up 7.5% | volatile |
| 93 | Cameroon | 37.97 per 1,000 adults | 2020 | up 224.4% | rising |
| 94 | Togo | 37.25 per 1,000 adults | 2024 | up 13.3% | rising |
| 95 | Nigeria | 31.08 per 1,000 adults | 2024 | up 5.0% | rising |
| 96 | Angola | 25.66 per 1,000 adults | 2024 | up 68.9% | rising |
| 97 | Malawi | 24.84 per 1,000 adults | 2024 | down 33.6% | rising |
| 98 | Comoros | 24.09 per 1,000 adults | 2024 | up 134.6% | rising |
| 99 | Pakistan | 23.34 per 1,000 adults | 2024 | up 6.0% | falling |
| 100 | Guinea | 22.48 per 1,000 adults | 2024 | up 107.3% | volatile |
| 101 | Lao People's Democratic Republic | 21.07 per 1,000 adults | 2024 | down 47.2% | falling |
| 102 | Burundi | 19.59 per 1,000 adults | 2020 | up 294.3% | volatile |
| 103 | Myanmar | 13.49 per 1,000 adults | 2020 | up 2,024.7% | volatile |
| 104 | Liberia | 12.66 per 1,000 adults | 2023 | down 40.9% | falling |
| 105 | Yemen | 12.04 per 1,000 adults | 2015 | up 613.1% | rising |
| 106 | Haiti | 10.71 per 1,000 adults | 2020 | up 470.6% | volatile |
| 107 | Congo, Democratic Republic of the | 9.04 per 1,000 adults | 2018 | up 1,797.7% | volatile |
| 108 | Chad | 7.96 per 1,000 adults | 2022 | up 164.8% | volatile |
| 109 | Sierra Leone | 6.28 per 1,000 adults | 2019 | down 24.4% | volatile |
| 110 | Afghanistan | 3.29 per 1,000 adults | 2019 | down 24.1% | falling |
| 111 | Ethiopia | 2.06 per 1,000 adults | 2012 | up 72.3% | rising |
| 112 | South Sudan | 1.02 per 1,000 adults | 2024 | down 53.1% | falling |
Regions and income groups
Aggregates are excluded from the country ranking above so that a region can never outrank a country.
- Central Europe and the Baltics 412.66 per 1,000 adults
- Europe & Central Asia 400.43 per 1,000 adults
- Europe & Central Asia (IDA & IBRD countries) 389.22 per 1,000 adults
- Europe & Central Asia (excluding high income) 381.22 per 1,000 adults
- Other small states 348.79 per 1,000 adults
- Small states 348.79 per 1,000 adults
- East Asia & Pacific (IDA & IBRD countries) 314.06 per 1,000 adults
- Late-demographic dividend 307.38 per 1,000 adults
- Upper middle income 307.38 per 1,000 adults
- IBRD only 301.1 per 1,000 adults
- Latin America & Caribbean 259.81 per 1,000 adults
- Latin America & the Caribbean (IDA & IBRD countries) 259.81 per 1,000 adults
- IDA & IBRD total 228.44 per 1,000 adults
- East Asia & Pacific (excluding high income) 209.67 per 1,000 adults
- Latin America & Caribbean (excluding high income) 208.97 per 1,000 adults
- Middle income 203.25 per 1,000 adults
- World 196.36 per 1,000 adults
- IDA blend 191.72 per 1,000 adults
- Arab World 175.85 per 1,000 adults
- Middle East, North Africa, Afghanistan & Pakistan 175.85 per 1,000 adults
- Early-demographic dividend 167.25 per 1,000 adults
- Low & middle income 167.25 per 1,000 adults
- Middle East, North Africa, Afghanistan & Pakistan (excluding high income) 86.87 per 1,000 adults
- Lower middle income 75.98 per 1,000 adults
- Africa Eastern and Southern 59.79 per 1,000 adults
- Sub-Saharan Africa (excluding high income) 54.53 per 1,000 adults
- Sub-Saharan Africa 54.53 per 1,000 adults
- Sub-Saharan Africa (IDA & IBRD countries) 54.53 per 1,000 adults
- IDA total 51.84 per 1,000 adults
- Middle East, North Africa, Afghanistan & Pakistan (IDA & IBRD) 50.06 per 1,000 adults
- IDA only 45.12 per 1,000 adults
- Pre-demographic dividend 40.61 per 1,000 adults
- Heavily indebted poor countries (HIPC) 40.12 per 1,000 adults
- Least developed countries 39.32 per 1,000 adults
- Africa Western and Central 33.35 per 1,000 adults
About this data
Borrowers from commercial banks are the reported number of resident customers that are nonfinancial corporations (public and private) and households who obtained loans from commercial banks and other banks functioning as commercial banks.